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credit union · NCUA 13503 · PA

How big is CAL-ED?

CAL-ED (PA, NCUA charter 13503) reported total assets of $19.2M, 3,119 members and a net worth ratio of 14.11% in its Call Report for 2026Q2. That ranks 3146 of 4,299 federally insured credit unions by assets, 753 of 1,135 among credit unions with $10m-$50m in assets, 175 of 269 credit unions in pennsylvania.

TOTAL ASSETS: $19.2MMEMBERS: 3,119NET WORTH RATIO: 14.11%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/13503-cal-ed

What stands out

CAL-ED (PA, NCUA charter 13503) reported total assets of $19.2M, 3,119 members and a net worth ratio of 14.11% in its Call Report for 2026Q2. That ranks 3146 of 4,299 federally insured credit unions by assets, 753 of 1,135 among credit unions with $10m-$50m in assets, 175 of 269 credit unions in pennsylvania. Against its size class: net worth ratio 14.11%, above the peer median of 13.88%; loan-to-share ratio 28.14%, below the peer median of 57.77%; return on assets -0.03%, below the peer median of 0.70%. At 14.11% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$19.2M$25.2M$40.7M$68.3Mrecord →
Shares and deposits$16.4M$21.4M$35.9M$58.3Mrecord →
Loans outstanding$4.6M$11.2M$14.4M$34.4Mrecord →
Net income (year to date)$-3.3k$82.1k$173.1k$222.2krecord →
Net worth$2.7M$3.4M$5.1M$9.0Mrecord →
Net worth ratio14.11%13.88%13.53%12.65%record →
Loan-to-share ratio28.14%57.77%52.54%68.70%computed
Return on assets-0.03%0.70%0.79%0.71%computed
Members3,1192,0923,1184,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$19.2M$16.4M$4.6M$-3.3k14.11%3,1193146
2026Q1$19.0M$16.1M$4.5M$1.9k14.26%3,2153166
2025Q4$18.9M$16.0M$4.6M$-47.3k14.33%3,2173183
2025Q3$19.1M$16.2M$4.7M$-40.1k14.62%3,2383194
2025Q2$20.0M$17.1M$4.9M$31.8k13.88%3,8263192
2025Q1$20.2M$17.3M$4.9M$17.4k13.67%3,9023211
2024Q4$20.2M$17.3M$5.2M$-42.4k14.06%3,9893219
2024Q3$20.6M$17.6M$5.4M$68.0k14.76%5,0653220
2024Q2$20.8M$17.8M$5.6M$20.2k14.38%5,0933237
2024Q1$21.2M$18.3M$5.8M$25.0k14.13%5,0933247
2023Q4$21.2M$18.2M$6.1M$46.9k14.00%5,1203249
2023Q3$21.7M$18.8M$6.2M$60.6k14.16%5,1373255
2023Q2$22.7M$19.9M$6.3M$32.5k13.40%5,1633235
2023Q1$24.2M$21.3M$6.3M$27.7k12.58%5,1703196
2022Q4$23.5M$20.4M$6.1M$-7.0k12.96%5,1933239
2022Q3$23.4M$20.3M$6.1M$13.2k13.13%5,1963279
2022Q2$23.4M$20.2M$6.2M$11.4k13.13%5,2173287
2022Q1$23.2M$20.1M$6.1M$-54.2k12.95%5,2283313
2021Q4$22.7M$19.5M$6.0M$-165.5k13.49%5,2553327
2021Q3$23.4M$20.1M$6.1M$-106.5k13.31%5,2823302
2021Q2$24.0M$20.7M$6.2M$-54.4k13.20%5,3033278
2021Q1$24.8M$21.5M$6.3M$-32.7k12.85%5,3153263
2020Q4$24.5M$21.1M$6.7M$-167.7k13.15%5,3403230
2020Q3$24.4M$20.9M$7.0M$-144.1k13.71%5,3653218
2020Q2$24.7M$21.2M$7.3M$-71.3k13.71%5,3943186
2020Q1$23.5M$20.0M$7.5M$-13.9k14.37%5,4063181
2019Q4$23.8M$20.3M$7.8M$66.2k14.24%5,4403152
2019Q3$24.2M$20.7M$8.0M$62.4k14.02%5,4503140
2019Q2$23.9M$20.5M$7.9M$42.5k14.07%5,4643155
2019Q1$24.3M$20.9M$8.1M$9.7k13.70%5,4853145
2018Q4$24.0M$20.6M$8.4M$26.0k13.87%5,4893148
2018Q3$24.2M$20.7M$8.5M$85.4k13.98%5,5013146
2018Q2$24.8M$21.4M$8.7M$30.5k13.43%5,5193138
2018Q1$25.1M$21.7M$9.0M$20.0k13.21%5,5543134
2017Q4$24.8M$21.4M$9.2M$52.1k13.38%5,5913130
2017Q3$25.2M$21.8M$9.5M$40.4k13.16%5,6113137
2017Q2$25.6M$22.2M$9.6M$26.6k12.89%5,6223147
2017Q1$25.5M$22.2M$9.4M$-4.9k12.80%5,6193151
2016Q4$25.6M$22.2M$9.7M$40.2k12.77%5,6303124
2016Q3$25.7M$22.3M$10.0M$16.3k12.64%5,6293133

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