credit union · NCUA 13391 · MI
How big is FLAGSHIP COMMUNITY?
FLAGSHIP COMMUNITY (MI, NCUA charter 13391) reported total assets of $34.8M, 3,015 members and a net worth ratio of 11.22% in its Call Report for 2026Q2. That ranks 2713 of 4,299 federally insured credit unions by assets, 320 of 1,135 among credit unions with $10m-$50m in assets, 148 of 169 credit unions in michigan.
What stands out
FLAGSHIP COMMUNITY (MI, NCUA charter 13391) reported total assets of $34.8M, 3,015 members and a net worth ratio of 11.22% in its Call Report for 2026Q2. That ranks 2713 of 4,299 federally insured credit unions by assets, 320 of 1,135 among credit unions with $10m-$50m in assets, 148 of 169 credit unions in michigan. Against its size class: net worth ratio 11.22%, below the peer median of 13.88%; loan-to-share ratio 54.78%, below the peer median of 57.77%; return on assets 0.73%, above the peer median of 0.70%. At 11.22% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $34.8M | $25.2M | $186.5M | $68.3M | record → |
| Shares and deposits | $30.7M | $21.4M | $160.8M | $58.3M | record → |
| Loans outstanding | $16.8M | $11.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $127.0k | $82.1k | $792.8k | $222.2k | record → |
| Net worth | $3.9M | $3.4M | $22.8M | $9.0M | record → |
| Net worth ratio | 11.22% | 13.88% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 54.78% | 57.77% | 68.71% | 68.70% | computed |
| Return on assets | 0.73% | 0.70% | 0.92% | 0.71% | computed |
| Members | 3,015 | 2,092 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $34.8M | $30.7M | $16.8M | $127.0k | 11.22% | 3,015 | 2713 |
| 2026Q1 | $33.5M | $29.5M | $17.2M | $53.1k | 11.36% | 3,048 | 2764 |
| 2025Q4 | $34.1M | $30.2M | $17.3M | $296.4k | 10.99% | 3,150 | 2743 |
| 2025Q3 | $34.5M | $30.3M | $17.5M | $235.3k | 10.69% | 3,208 | 2733 |
| 2025Q2 | $35.1M | $31.3M | $17.8M | $166.0k | 10.33% | 3,374 | 2742 |
| 2025Q1 | $34.5M | $30.8M | $17.5M | $71.7k | 10.21% | 3,420 | 2775 |
| 2024Q4 | $34.4M | $30.8M | $17.9M | $321.8k | 10.05% | 3,476 | 2778 |
| 2024Q3 | $35.1M | $31.1M | $18.5M | $234.1k | 9.59% | 3,528 | 2763 |
| 2024Q2 | $35.8M | $32.1M | $19.4M | $176.4k | 9.24% | 3,575 | 2762 |
| 2024Q1 | $35.3M | $31.9M | $19.4M | $84.7k | 9.12% | 3,594 | 2801 |
| 2023Q4 | $35.2M | $31.9M | $19.8M | $191.5k | 8.91% | 3,625 | 2795 |
| 2023Q3 | $35.9M | $32.7M | $19.7M | $209.2k | 8.55% | 3,620 | 2789 |
| 2023Q2 | $36.8M | $33.6M | $19.9M | $161.4k | 8.21% | 3,646 | 2774 |
| 2023Q1 | $38.3M | $35.0M | $20.6M | $86.0k | 7.70% | 3,676 | 2753 |
| 2022Q4 | $37.9M | $34.9M | $21.4M | $284.1k | 7.54% | 3,717 | 2771 |
| 2022Q3 | $38.3M | $35.3M | $20.7M | $206.9k | 7.27% | 3,762 | 2774 |
| 2022Q2 | $33.3M | $30.8M | $19.6M | $137.7k | 7.09% | 3,180 | 2950 |
| 2022Q1 | $33.5M | $31.1M | $18.8M | $28.1k | 6.72% | 3,205 | 2955 |
| 2021Q4 | $31.9M | $29.6M | $19.0M | $152.7k | 6.96% | 3,270 | 2994 |
| 2021Q3 | $32.6M | $30.3M | $20.4M | $115.0k | 6.75% | 3,309 | 2973 |
| 2021Q2 | $33.0M | $30.8M | $20.1M | $67.5k | 6.72% | 3,302 | 2949 |
| 2021Q1 | $33.1M | $30.9M | $20.2M | $33.2k | 6.83% | 3,318 | 2952 |
| 2020Q4 | $30.8M | $28.6M | $20.6M | $152.1k | 7.31% | 3,317 | 2980 |
| 2020Q3 | $29.9M | $27.7M | $20.6M | $108.5k | 7.04% | 3,317 | 2996 |
| 2020Q2 | $29.2M | $27.1M | $19.6M | $77.8k | 7.63% | 3,314 | 3010 |
| 2020Q1 | $26.3M | $24.2M | $20.0M | $38.8k | 7.44% | 3,316 | 3054 |
| 2019Q4 | $24.6M | $22.2M | $20.2M | $183.9k | 7.79% | 3,350 | 3106 |
| 2019Q3 | $24.4M | $22.2M | $20.0M | $136.6k | 7.65% | 3,355 | 3122 |
| 2019Q2 | $25.6M | $23.6M | $19.9M | $90.3k | 7.12% | 3,350 | 3076 |
| 2019Q1 | $24.6M | $22.7M | $20.7M | $33.5k | 7.19% | 3,370 | 3134 |
| 2018Q4 | $24.5M | $22.4M | $21.2M | $219.7k | 7.20% | 3,358 | 3114 |
| 2018Q3 | $24.9M | $22.1M | $21.1M | $174.6k | 6.92% | 3,457 | 3115 |
| 2018Q2 | $23.8M | $21.8M | $20.2M | $87.9k | 6.89% | 3,423 | 3189 |
| 2018Q1 | $23.3M | $21.4M | $19.4M | $22.3k | 6.74% | 3,413 | 3217 |
| 2017Q4 | $22.6M | $20.5M | $19.2M | $119.3k | 6.83% | 3,397 | 3239 |
| 2017Q3 | $22.5M | $19.6M | $18.6M | $109.6k | 6.84% | 3,397 | 3268 |
| 2017Q2 | $22.8M | $21.2M | $18.0M | $85.3k | 6.63% | 3,362 | 3279 |
| 2017Q1 | $22.7M | $21.2M | $18.1M | $45.9k | 6.48% | 3,374 | 3287 |
| 2016Q4 | $21.3M | $19.6M | $17.6M | $173.7k | 6.71% | 3,376 | 3351 |
| 2016Q3 | $21.2M | $19.3M | $17.3M | $113.7k | 6.46% | 3,383 | 3359 |
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