credit union · NCUA 13132 · TX
How big is U. S. I.?
U. S. I. (TX, NCUA charter 13132) reported total assets of $29.4M, 2,132 members and a net worth ratio of 18.01% in its Call Report for 2026Q2. That ranks 2853 of 4,299 federally insured credit unions by assets, 460 of 1,135 among credit unions with $10m-$50m in assets, 226 of 380 credit unions in texas.
What stands out
U. S. I. (TX, NCUA charter 13132) reported total assets of $29.4M, 2,132 members and a net worth ratio of 18.01% in its Call Report for 2026Q2. That ranks 2853 of 4,299 federally insured credit unions by assets, 460 of 1,135 among credit unions with $10m-$50m in assets, 226 of 380 credit unions in texas. Against its size class: net worth ratio 18.01%, above the peer median of 13.88%; loan-to-share ratio 99.63%, above the peer median of 57.77%; return on assets 0.42%, below the peer median of 0.70%. At 18.01% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $29.4M | $25.2M | $49.9M | $68.3M | record → |
| Shares and deposits | $24.1M | $21.4M | $40.8M | $58.3M | record → |
| Loans outstanding | $24.0M | $11.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $62.0k | $82.1k | $141.6k | $222.2k | record → |
| Net worth | $5.3M | $3.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 18.01% | 13.88% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 99.63% | 57.77% | 70.24% | 68.70% | computed |
| Return on assets | 0.42% | 0.70% | 0.59% | 0.71% | computed |
| Members | 2,132 | 2,092 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $29.4M | $24.1M | $24.0M | $62.0k | 18.01% | 2,132 | 2853 |
| 2026Q1 | $26.3M | $19.8M | $22.7M | $15.6k | 19.98% | 2,125 | 2946 |
| 2025Q4 | $25.5M | $19.7M | $20.6M | $206.5k | 22.24% | 2,091 | 2981 |
| 2025Q3 | $26.7M | $21.7M | $20.1M | $131.0k | 21.04% | 2,036 | 2959 |
| 2025Q2 | $22.6M | $16.6M | $20.7M | $58.5k | 24.55% | 2,033 | 3107 |
| 2025Q1 | $23.5M | $17.6M | $20.4M | $36.3k | 24.72% | 2,032 | 3095 |
| 2024Q4 | $21.3M | $15.1M | $19.5M | $252.1k | 27.10% | 2,015 | 3178 |
| 2024Q3 | $21.2M | $15.3M | $19.4M | $195.0k | 27.03% | 1,935 | 3197 |
| 2024Q2 | $21.0M | $15.3M | $18.9M | $115.5k | 26.89% | 1,552 | 3223 |
| 2024Q1 | $20.2M | $14.2M | $18.7M | $66.5k | 27.71% | 1,169 | 3277 |
| 2023Q4 | $19.5M | $13.4M | $17.9M | $283.7k | 28.42% | 1,218 | 3312 |
| 2023Q3 | $19.8M | $14.1M | $18.1M | $225.9k | 27.74% | 1,214 | 3319 |
| 2023Q2 | $19.8M | $14.1M | $17.9M | $147.7k | 27.38% | 1,211 | 3346 |
| 2023Q1 | $18.9M | $13.8M | $17.0M | $87.9k | 28.33% | 1,193 | 3398 |
| 2022Q4 | $17.5M | $12.2M | $14.9M | $42.5k | 30.26% | 1,175 | 3477 |
| 2022Q3 | $18.0M | $12.4M | $13.4M | $-20.7k | 29.17% | 1,187 | 3490 |
| 2022Q2 | $16.4M | $11.2M | $10.4M | $-74.0k | 31.58% | 1,187 | 3568 |
| 2022Q1 | $17.1M | $11.7M | $8.3M | $-37.5k | 30.61% | 1,580 | 3567 |
| 2021Q4 | $17.6M | $12.0M | $7.0M | $124.1k | 29.92% | 1,152 | 3544 |
| 2021Q3 | $16.2M | $10.7M | $6.8M | $131.4k | 32.42% | 1,145 | 3612 |
| 2021Q2 | $16.6M | $11.2M | $6.3M | $69.8k | 31.39% | 1,148 | 3606 |
| 2021Q1 | $16.0M | $10.8M | $5.8M | $-1.5k | 32.15% | 1,213 | 3651 |
| 2020Q4 | $15.9M | $10.7M | $5.9M | $91.7k | 32.22% | 1,216 | 3618 |
| 2020Q3 | $15.7M | $10.4M | $5.6M | $103.8k | 32.76% | 1,210 | 3624 |
| 2020Q2 | $15.6M | $10.4M | $5.4M | $37.5k | 32.58% | 1,216 | 3633 |
| 2020Q1 | $15.1M | $10.0M | $5.0M | $16.6k | 33.40% | 1,207 | 3609 |
| 2019Q4 | $15.4M | $10.2M | $4.7M | $97.6k | 32.66% | 1,194 | 3589 |
| 2019Q3 | $15.7M | $10.6M | $4.6M | $72.6k | 31.99% | 1,198 | 3572 |
| 2019Q2 | $15.9M | $10.8M | $4.6M | $47.9k | 31.41% | 1,208 | 3576 |
| 2019Q1 | $16.1M | $11.1M | $4.3M | $16.8k | 30.79% | 1,202 | 3573 |
| 2018Q4 | $15.6M | $10.6M | $4.3M | $84.3k | 31.61% | 1,204 | 3604 |
| 2018Q3 | $16.1M | $11.0M | $4.1M | $70.1k | 30.59% | 1,209 | 3595 |
| 2018Q2 | $16.0M | $11.0M | $4.2M | $48.3k | 30.77% | 1,203 | 3633 |
| 2018Q1 | $15.8M | $10.9M | $4.3M | $18.3k | 30.81% | 1,215 | 3656 |
| 2017Q4 | $15.6M | $10.7M | $4.5M | $79.3k | 31.09% | 1,232 | 3656 |
| 2017Q3 | $15.6M | $10.7M | $4.5M | $65.2k | 31.09% | 1,239 | 3688 |
| 2017Q2 | $15.7M | $10.8M | $4.5M | $50.2k | 30.71% | 1,320 | 3711 |
| 2017Q1 | $16.1M | $11.2M | $4.7M | $22.6k | 29.90% | 1,326 | 3708 |
| 2016Q4 | $16.4M | $11.6M | $4.6M | $87.8k | 29.15% | 1,342 | 3679 |
| 2016Q3 | $16.0M | $11.2M | $4.4M | $63.3k | 29.65% | 1,365 | 3713 |
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