credit union · NCUA 12912 · NY
How big is CHEEKTOWAGA COMMUNITY?
CHEEKTOWAGA COMMUNITY (NY, NCUA charter 12912) reported total assets of $11.5M, 1,056 members and a net worth ratio of 13.25% in its Call Report for 2026Q2. That ranks 3449 of 4,299 federally insured credit unions by assets, 1056 of 1,135 among credit unions with $10m-$50m in assets, 204 of 268 credit unions in new york.
What stands out
CHEEKTOWAGA COMMUNITY (NY, NCUA charter 12912) reported total assets of $11.5M, 1,056 members and a net worth ratio of 13.25% in its Call Report for 2026Q2. That ranks 3449 of 4,299 federally insured credit unions by assets, 1056 of 1,135 among credit unions with $10m-$50m in assets, 204 of 268 credit unions in new york. Against its size class: net worth ratio 13.25%, below the peer median of 13.88%; loan-to-share ratio 75.34%, above the peer median of 57.77%; return on assets -0.19%, below the peer median of 0.70%. At 13.25% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $11.5M | $25.2M | $46.8M | $68.3M | record → |
| Shares and deposits | $9.9M | $21.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $7.5M | $11.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $-10.8k | $82.1k | $175.9k | $222.2k | record → |
| Net worth | $1.5M | $3.4M | $6.2M | $9.0M | record → |
| Net worth ratio | 13.25% | 13.88% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 75.34% | 57.77% | 60.91% | 68.70% | computed |
| Return on assets | -0.19% | 0.70% | 0.77% | 0.71% | computed |
| Members | 1,056 | 2,092 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $11.5M | $9.9M | $7.5M | $-10.8k | 13.25% | 1,056 | 3449 |
| 2026Q1 | $11.6M | $10.1M | $7.6M | $-7.6k | 13.15% | 1,043 | 3462 |
| 2025Q4 | $11.3M | $9.8M | $7.5M | $-52.8k | 13.53% | 1,037 | 3489 |
| 2025Q3 | $12.1M | $10.6M | $7.7M | $-23.8k | 12.87% | 1,048 | 3473 |
| 2025Q2 | $12.1M | $10.5M | $7.6M | $-20.2k | 12.96% | 1,050 | 3507 |
| 2025Q1 | $12.0M | $10.4M | $7.9M | $-40.8k | 12.88% | 1,055 | 3538 |
| 2024Q4 | $12.4M | $10.9M | $7.9M | $59.5k | 12.72% | 1,068 | 3520 |
| 2024Q3 | $11.4M | $9.8M | $8.1M | $110.7k | 14.31% | 1,095 | 3594 |
| 2024Q2 | $11.3M | $9.7M | $8.5M | $74.5k | 14.17% | 1,108 | 3632 |
| 2024Q1 | $11.8M | $10.3M | $8.5M | $35.6k | 13.16% | 1,122 | 3631 |
| 2023Q4 | $11.7M | $10.1M | $8.7M | $66.7k | 13.06% | 1,133 | 3652 |
| 2023Q3 | $11.8M | $10.2M | $8.9M | $62.7k | 12.96% | 1,129 | 3680 |
| 2023Q2 | $11.9M | $10.4M | $8.7M | $38.7k | 12.62% | 1,125 | 3705 |
| 2023Q1 | $11.6M | $10.1M | $8.8M | $19.4k | 12.77% | 1,107 | 3765 |
| 2022Q4 | $11.5M | $10.1M | $8.7M | $-32.3k | 12.63% | 1,094 | 3795 |
| 2022Q3 | $11.9M | $10.4M | $8.5M | $-7.5k | 12.49% | 1,105 | 3803 |
| 2022Q2 | $11.9M | $10.4M | $8.1M | $8.6k | 12.56% | 1,094 | 3820 |
| 2022Q1 | $11.9M | $10.4M | $8.0M | $-7.3k | 12.42% | 1,094 | 3851 |
| 2021Q4 | $11.7M | $10.2M | $8.0M | $54.4k | 12.68% | 1,104 | 3869 |
| 2021Q3 | $11.4M | $9.9M | $8.6M | $73.4k | 13.25% | 1,117 | 3910 |
| 2021Q2 | $11.5M | $10.0M | $8.8M | $23.5k | 12.68% | 1,128 | 3917 |
| 2021Q1 | $11.9M | $10.4M | $8.4M | $2.6k | 12.10% | 1,117 | 3903 |
| 2020Q4 | $11.1M | $9.6M | $8.2M | $41.0k | 12.96% | 1,107 | 3937 |
| 2020Q3 | $11.0M | $9.6M | $8.2M | $49.1k | 13.08% | 1,104 | 3944 |
| 2020Q2 | $11.1M | $9.7M | $7.9M | $59.7k | 13.08% | 1,101 | 3938 |
| 2020Q1 | $10.2M | $8.7M | $8.1M | $26.9k | 13.92% | 1,104 | 3976 |
| 2019Q4 | $10.8M | $9.4M | $7.8M | $177.6k | 12.91% | 1,116 | 3930 |
| 2019Q3 | $10.5M | $9.2M | $8.1M | $140.0k | 12.88% | 1,126 | 3965 |
| 2019Q2 | $11.0M | $9.7M | $8.2M | $55.4k | 11.58% | 1,125 | 3951 |
| 2019Q1 | $11.0M | $9.7M | $7.9M | $81.1k | 11.74% | 1,179 | 3954 |
| 2018Q4 | $10.7M | $9.5M | $7.9M | $-409.0k | 11.34% | 1,017 | 3982 |
| 2018Q3 | $10.7M | $9.3M | $8.0M | $-285.1k | 12.52% | 1,013 | 4020 |
| 2018Q2 | $11.7M | $10.1M | $8.3M | $-109.0k | 13.01% | 1,026 | 3952 |
| 2018Q1 | $11.8M | $10.1M | $8.4M | $28.9k | 14.02% | 1,029 | 3968 |
| 2017Q4 | $11.6M | $10.0M | $8.7M | $48.3k | 13.96% | 1,037 | 3981 |
| 2017Q3 | $11.7M | $10.0M | $8.9M | $98.7k | 14.34% | 1,063 | 4006 |
| 2017Q2 | $12.3M | $10.6M | $8.8M | $57.7k | 13.31% | 1,151 | 3982 |
| 2017Q1 | $11.9M | $10.3M | $8.7M | $10.0k | 13.36% | 1,126 | 4027 |
| 2016Q4 | $12.2M | $10.6M | $8.9M | $54.4k | 12.95% | 1,123 | 3998 |
| 2016Q3 | $12.1M | $10.6M | $8.7M | $25.1k | 12.77% | 1,107 | 4021 |
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