credit union · NCUA 12906 · MI
How big is BLUE WATER?
BLUE WATER (MI, NCUA charter 12906) reported total assets of $20.4M, 1,201 members and a net worth ratio of 14.42% in its Call Report for 2026Q2. That ranks 3104 of 4,299 federally insured credit unions by assets, 711 of 1,135 among credit unions with $10m-$50m in assets, 160 of 169 credit unions in michigan.
What stands out
BLUE WATER (MI, NCUA charter 12906) reported total assets of $20.4M, 1,201 members and a net worth ratio of 14.42% in its Call Report for 2026Q2. That ranks 3104 of 4,299 federally insured credit unions by assets, 711 of 1,135 among credit unions with $10m-$50m in assets, 160 of 169 credit unions in michigan. Against its size class: net worth ratio 14.42%, above the peer median of 13.88%; loan-to-share ratio 48.01%, below the peer median of 57.77%; return on assets 0.74%, above the peer median of 0.70%. At 14.42% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $20.4M | $25.2M | $186.5M | $68.3M | record → |
| Shares and deposits | $17.4M | $21.4M | $160.8M | $58.3M | record → |
| Loans outstanding | $8.3M | $11.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $75.1k | $82.1k | $792.8k | $222.2k | record → |
| Net worth | $2.9M | $3.4M | $22.8M | $9.0M | record → |
| Net worth ratio | 14.42% | 13.88% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 48.01% | 57.77% | 68.71% | 68.70% | computed |
| Return on assets | 0.74% | 0.70% | 0.92% | 0.71% | computed |
| Members | 1,201 | 2,092 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $20.4M | $17.4M | $8.3M | $75.1k | 14.42% | 1,201 | 3104 |
| 2026Q1 | $19.9M | $16.9M | $8.4M | $25.0k | 14.54% | 1,214 | 3146 |
| 2025Q4 | $18.9M | $15.9M | $8.8M | $65.3k | 15.17% | 1,131 | 3181 |
| 2025Q3 | $18.8M | $15.7M | $8.7M | $67.6k | 15.25% | 1,146 | 3202 |
| 2025Q2 | $18.3M | $15.1M | $9.0M | $36.1k | 15.50% | 1,154 | 3241 |
| 2025Q1 | $18.0M | $15.0M | $8.7M | $45.1k | 15.73% | 1,169 | 3277 |
| 2024Q4 | $19.2M | $16.1M | $9.1M | $122.0k | 14.59% | 1,166 | 3252 |
| 2024Q3 | $19.1M | $16.1M | $9.2M | $81.3k | 14.68% | 1,163 | 3272 |
| 2024Q2 | $18.5M | $15.5M | $9.5M | $60.3k | 14.97% | 1,160 | 3314 |
| 2024Q1 | $18.6M | $15.6M | $9.7M | $20.5k | 14.77% | 1,179 | 3335 |
| 2023Q4 | $17.7M | $14.8M | $10.0M | $69.8k | 15.41% | 1,179 | 3380 |
| 2023Q3 | $17.0M | $14.1M | $9.7M | $109.8k | 16.22% | 1,185 | 3433 |
| 2023Q2 | $18.0M | $15.2M | $9.4M | $89.2k | 15.20% | 1,181 | 3414 |
| 2023Q1 | $19.0M | $16.1M | $9.4M | $50.4k | 14.25% | 1,204 | 3396 |
| 2022Q4 | $18.8M | $16.0M | $9.5M | $-2.0k | 14.14% | 1,202 | 3422 |
| 2022Q3 | $18.8M | $16.1M | $9.6M | $-26.0k | 13.98% | 1,203 | 3448 |
| 2022Q2 | $19.1M | $16.4M | $9.6M | $-21.2k | 13.78% | 1,210 | 3442 |
| 2022Q1 | $18.9M | $16.2M | $9.1M | $2.9k | 13.98% | 1,246 | 3474 |
| 2021Q4 | $18.6M | $15.8M | $9.3M | $-47.2k | 14.29% | 1,248 | 3494 |
| 2021Q3 | $18.0M | $15.2M | $9.2M | $-8.7k | 14.96% | 1,251 | 3523 |
| 2021Q2 | $18.5M | $15.7M | $9.5M | $-17.6k | 14.52% | 1,249 | 3514 |
| 2021Q1 | $18.2M | $15.4M | $9.9M | $-6.7k | 14.81% | 1,269 | 3538 |
| 2020Q4 | $17.5M | $14.7M | $9.8M | $36.9k | 15.45% | 1,279 | 3539 |
| 2020Q3 | $16.9M | $14.1M | $9.6M | $49.1k | 16.05% | 1,586 | 3562 |
| 2020Q2 | $16.6M | $13.8M | $9.6M | $39.9k | 16.29% | 1,290 | 3573 |
| 2020Q1 | $15.4M | $12.6M | $9.6M | $22.6k | 17.42% | 1,308 | 3590 |
| 2019Q4 | $15.7M | $12.9M | $9.5M | $99.3k | 16.97% | 1,310 | 3573 |
| 2019Q3 | $15.1M | $12.3M | $9.4M | $77.4k | 17.56% | 1,308 | 3613 |
| 2019Q2 | $14.7M | $11.9M | $9.5M | $48.5k | 17.84% | 1,308 | 3654 |
| 2019Q1 | $14.6M | $11.9M | $9.2M | $20.9k | 17.71% | 1,340 | 3671 |
| 2018Q4 | $14.3M | $11.6M | $9.0M | $82.0k | 17.98% | 1,347 | 3700 |
| 2018Q3 | $14.2M | $11.6M | $9.1M | $66.4k | 17.92% | 1,351 | 3722 |
| 2018Q2 | $14.4M | $11.8M | $9.1M | $43.9k | 17.56% | 1,343 | 3734 |
| 2018Q1 | $14.6M | $12.0M | $8.7M | $24.6k | 17.23% | 1,360 | 3736 |
| 2017Q4 | $14.3M | $11.7M | $8.8M | $29.4k | 17.39% | 1,357 | 3746 |
| 2017Q3 | $14.4M | $11.9M | $8.5M | $17.3k | 17.14% | 1,352 | 3777 |
| 2017Q2 | $14.4M | $11.8M | $8.7M | $4.2k | 17.09% | 1,354 | 3804 |
| 2017Q1 | $14.1M | $11.6M | $8.6M | $-4.5k | 17.36% | 1,384 | 3844 |
| 2016Q4 | $14.3M | $11.6M | $8.8M | $-35.9k | 17.17% | 1,395 | 3811 |
| 2016Q3 | $13.5M | $10.9M | $8.7M | $29.8k | 18.65% | 1,400 | 3895 |
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