credit union · NCUA 12892 · TX
How big is BCM?
BCM (TX, NCUA charter 12892) reported total assets of $42.7M, 4,531 members and a net worth ratio of 12.57% in its Call Report for 2026Q2. That ranks 2543 of 4,299 federally insured credit unions by assets, 150 of 1,135 among credit unions with $10m-$50m in assets, 200 of 380 credit unions in texas.
What stands out
BCM (TX, NCUA charter 12892) reported total assets of $42.7M, 4,531 members and a net worth ratio of 12.57% in its Call Report for 2026Q2. That ranks 2543 of 4,299 federally insured credit unions by assets, 150 of 1,135 among credit unions with $10m-$50m in assets, 200 of 380 credit unions in texas. Against its size class: net worth ratio 12.57%, below the peer median of 13.88%; loan-to-share ratio 59.25%, above the peer median of 57.77%; return on assets 1.15%, above the peer median of 0.70%. At 12.57% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $42.7M | $25.2M | $49.9M | $68.3M | record → |
| Shares and deposits | $37.2M | $21.4M | $40.8M | $58.3M | record → |
| Loans outstanding | $22.0M | $11.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $246.0k | $82.1k | $141.6k | $222.2k | record → |
| Net worth | $5.4M | $3.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 12.57% | 13.88% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 59.25% | 57.77% | 70.24% | 68.70% | computed |
| Return on assets | 1.15% | 0.70% | 0.59% | 0.71% | computed |
| Members | 4,531 | 2,092 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $42.7M | $37.2M | $22.0M | $246.0k | 12.57% | 4,531 | 2543 |
| 2026Q1 | $42.3M | $37.0M | $22.4M | $111.5k | 12.37% | 4,723 | 2559 |
| 2025Q4 | $41.9M | $36.7M | $21.8M | $464.4k | 12.20% | 4,719 | 2554 |
| 2025Q3 | $42.0M | $36.9M | $21.7M | $411.6k | 12.39% | 4,733 | 2560 |
| 2025Q2 | $42.5M | $37.5M | $21.4M | $295.3k | 11.98% | 4,720 | 2564 |
| 2025Q1 | $42.4M | $37.4M | $21.7M | $146.4k | 11.67% | 4,840 | 2583 |
| 2024Q4 | $42.7M | $37.9M | $21.6M | $586.6k | 11.24% | 4,830 | 2564 |
| 2024Q3 | $44.6M | $40.0M | $21.9M | $444.0k | 10.79% | 4,822 | 2527 |
| 2024Q2 | $46.5M | $42.0M | $21.4M | $234.7k | 9.90% | 4,827 | 2512 |
| 2024Q1 | $46.4M | $41.9M | $21.3M | $135.4k | 9.71% | 5,009 | 2529 |
| 2023Q4 | $42.0M | $37.8M | $21.9M | $623.8k | 10.39% | 4,995 | 2614 |
| 2023Q3 | $42.5M | $38.3M | $22.5M | $451.3k | 10.22% | 4,974 | 2613 |
| 2023Q2 | $44.6M | $40.8M | $22.5M | $268.8k | 9.33% | 4,961 | 2562 |
| 2023Q1 | $46.1M | $42.0M | $22.4M | $63.3k | 8.59% | 4,949 | 2551 |
| 2022Q4 | $48.6M | $44.6M | $21.7M | $-812.2k | 8.11% | 5,115 | 2525 |
| 2022Q3 | $50.0M | $46.0M | $21.2M | $-968.1k | 7.57% | 5,094 | 2521 |
| 2022Q2 | $50.5M | $45.7M | $21.7M | $-126.1k | 9.16% | 5,074 | 2525 |
| 2022Q1 | $51.5M | $46.6M | $21.0M | $92.9k | 9.40% | 5,353 | 2510 |
| 2021Q4 | $49.5M | $44.6M | $21.1M | $454.7k | 9.60% | 5,344 | 2529 |
| 2021Q3 | $48.7M | $43.8M | $20.9M | $413.3k | 9.68% | 4,316 | 2542 |
| 2021Q2 | $47.0M | $42.3M | $20.6M | $213.3k | 9.60% | 4,287 | 2578 |
| 2021Q1 | $46.6M | $42.0M | $20.7M | $67.9k | 9.38% | 4,514 | 2586 |
| 2020Q4 | $47.2M | $42.7M | $21.4M | $453.5k | 9.09% | 4,520 | 2524 |
| 2020Q3 | $45.7M | $41.2M | $21.8M | $390.3k | 9.25% | 4,531 | 2535 |
| 2020Q2 | $44.2M | $40.1M | $21.1M | $153.1k | 9.04% | 4,530 | 2555 |
| 2020Q1 | $40.7M | $36.6M | $20.4M | $77.4k | 9.63% | 4,738 | 2576 |
| 2019Q4 | $41.3M | $37.4M | $21.0M | $548.9k | 9.29% | 4,743 | 2524 |
| 2019Q3 | $40.2M | $36.3M | $21.0M | $499.1k | 9.43% | 4,753 | 2557 |
| 2019Q2 | $40.9M | $36.9M | $20.8M | $375.0k | 8.97% | 4,744 | 2541 |
| 2019Q1 | $41.7M | $38.1M | $17.4M | $197.9k | 8.38% | 4,839 | 2523 |
| 2018Q4 | $42.1M | $38.5M | $17.4M | $429.1k | 7.83% | 4,949 | 2500 |
| 2018Q3 | $41.6M | $38.2M | $16.8M | $360.8k | 7.76% | 4,952 | 2519 |
| 2018Q2 | $41.9M | $38.6M | $17.0M | $187.4k | 7.29% | 4,952 | 2525 |
| 2018Q1 | $40.7M | $37.4M | $16.8M | $80.3k | 7.24% | 5,139 | 2561 |
| 2017Q4 | $41.2M | $37.9M | $16.6M | $76.6k | 7.18% | 5,180 | 2518 |
| 2017Q3 | $39.9M | $36.9M | $15.5M | $30.0k | 7.06% | 5,154 | 2567 |
| 2017Q2 | $39.5M | $36.6M | $15.0M | $32.9k | 7.14% | 5,106 | 2609 |
| 2017Q1 | $39.1M | $36.0M | $14.9M | $47.2k | 7.26% | 5,106 | 2621 |
| 2016Q4 | $40.0M | $37.0M | $15.6M | $190.8k | 7.07% | 5,345 | 2561 |
| 2016Q3 | $38.9M | $36.0M | $16.1M | $148.6k | 7.06% | 5,327 | 2607 |
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