credit union · NCUA 12771 · PR
How big is BANCO DE SANTANDER?
BANCO DE SANTANDER (PR, NCUA charter 12771) reported total assets of $3.4M, 845 members and a net worth ratio of 14.28% in its Call Report for 2026Q2. That ranks 3954 of 4,299 federally insured credit unions by assets, 426 of 771 among credit unions under $10m in assets, 4 of 4 credit unions in puerto rico.
What stands out
BANCO DE SANTANDER (PR, NCUA charter 12771) reported total assets of $3.4M, 845 members and a net worth ratio of 14.28% in its Call Report for 2026Q2. That ranks 3954 of 4,299 federally insured credit unions by assets, 426 of 771 among credit unions under $10m in assets, 4 of 4 credit unions in puerto rico. Against its size class: net worth ratio 14.28%, below the peer median of 17.92%; loan-to-share ratio 63.62%, above the peer median of 58.16%; return on assets 0.51%, above the peer median of 0.45%. At 14.28% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $3.4M | $4.0M | — | $68.3M | record → |
| Shares and deposits | $2.9M | $3.1M | — | $58.3M | record → |
| Loans outstanding | $1.8M | $1.7M | — | $34.4M | record → |
| Net income (year to date) | $8.6k | $5.3k | — | $222.2k | record → |
| Net worth | $480.6k | $672.6k | — | $9.0M | record → |
| Net worth ratio | 14.28% | 17.92% | — | 12.65% | record → |
| Loan-to-share ratio | 63.62% | 58.16% | — | 68.70% | computed |
| Return on assets | 0.51% | 0.45% | — | 0.71% | computed |
| Members | 845 | 584 | — | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $3.4M | $2.9M | $1.8M | $8.6k | 14.28% | 845 | 3954 |
| 2026Q1 | $3.3M | $2.8M | $1.9M | $4.4k | 14.58% | 851 | 3994 |
| 2025Q4 | $2.9M | $2.5M | $2.0M | $32.5k | 16.01% | 858 | 4052 |
| 2025Q3 | $3.2M | $2.7M | $2.2M | $25.2k | 14.71% | 861 | 4066 |
| 2025Q2 | $3.1M | $2.6M | $2.2M | $12.3k | 14.48% | 860 | 4105 |
| 2025Q1 | $3.2M | $2.7M | $2.2M | $5.8k | 14.12% | 877 | 4144 |
| 2024Q4 | $3.1M | $2.6M | $2.3M | $26.0k | 14.30% | 894 | 4186 |
| 2024Q3 | $3.2M | $2.7M | $2.3M | $33.8k | 13.85% | 905 | 4205 |
| 2024Q2 | $3.3M | $2.8M | $2.4M | $22.9k | 13.17% | 919 | 4225 |
| 2024Q1 | $3.2M | $2.8M | $2.3M | $11.9k | 13.12% | 935 | 4264 |
| 2023Q4 | $3.1M | $2.7M | $2.4M | $51.5k | 13.14% | 945 | 4301 |
| 2023Q3 | $3.5M | $3.1M | $2.5M | $33.3k | 11.07% | 956 | 4303 |
| 2023Q2 | $3.6M | $3.2M | $2.5M | $21.5k | 10.65% | 959 | 4338 |
| 2023Q1 | $3.6M | $3.3M | $2.5M | $9.4k | 10.11% | 953 | 4355 |
| 2022Q4 | $3.5M | $3.2M | $2.4M | $49.2k | 10.16% | 963 | 4400 |
| 2022Q3 | $3.5M | $3.2M | $2.3M | $37.5k | 9.91% | 963 | 4448 |
| 2022Q2 | $3.4M | $3.0M | $2.2M | $25.8k | 9.96% | 969 | 4488 |
| 2022Q1 | $3.4M | $3.0M | $2.2M | $10.5k | 9.48% | 974 | 4530 |
| 2021Q4 | $3.3M | $3.0M | $2.1M | $23.4k | 9.43% | 985 | 4565 |
| 2021Q3 | $3.7M | $3.3M | $2.1M | $12.7k | 8.20% | 988 | 4563 |
| 2021Q2 | $3.6M | $3.3M | $1.9M | $3.2k | 7.97% | 989 | 4595 |
| 2021Q1 | $3.4M | $3.1M | $1.9M | $-1.0k | 8.31% | 1,001 | 4643 |
| 2020Q4 | $3.2M | $2.9M | $1.9M | $3.5k | 8.89% | 1,005 | 4676 |
| 2020Q3 | $3.3M | $3.0M | $1.9M | $2.5k | 8.55% | 1,008 | 4684 |
| 2020Q2 | $3.2M | $2.8M | $1.9M | $7.2k | 9.22% | 1,022 | 4723 |
| 2020Q1 | $2.9M | $2.6M | $2.0M | $531 | 9.92% | 1,026 | 4770 |
| 2019Q4 | $2.8M | $2.5M | $2.0M | $37.7k | 10.23% | 1,035 | 4805 |
| 2019Q3 | $2.9M | $2.6M | $2.0M | $32.4k | 9.56% | 1,046 | 4824 |
| 2019Q2 | $2.8M | $2.5M | $1.9M | $22.0k | 9.59% | 1,049 | 4860 |
| 2019Q1 | $2.8M | $2.5M | $1.8M | $12.9k | 9.30% | 1,038 | 4889 |
| 2018Q4 | $2.7M | $2.4M | $1.7M | $37.6k | 9.18% | 1,035 | 4934 |
| 2018Q3 | $2.8M | $2.6M | $1.7M | $28.9k | 8.49% | 1,029 | 4969 |
| 2018Q2 | $2.8M | $2.6M | $1.7M | $17.9k | 8.08% | 1,037 | 5001 |
| 2018Q1 | $2.7M | $2.5M | $1.7M | $9.0k | 8.03% | 1,040 | 5055 |
| 2017Q4 | $2.6M | $2.4M | $1.7M | $-23.4k | 8.04% | 1,061 | 5098 |
| 2017Q3 | $2.7M | $2.4M | $1.7M | $-22.5k | 7.88% | 1,078 | 5146 |
| 2017Q2 | $2.6M | $2.4M | $1.7M | $-30.9k | 7.80% | 1,102 | 5198 |
| 2017Q1 | $2.6M | $2.3M | $1.7M | $-10.0k | 8.63% | 1,130 | 5233 |
| 2016Q4 | $2.5M | $2.3M | $1.7M | $-34.3k | 9.24% | 1,156 | 5268 |
| 2016Q3 | $3.0M | $2.7M | $1.8M | $-28.9k | 7.97% | 1,192 | 5229 |
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