credit union · NCUA 12765 · PA
How big is FIRST COMMONWEALTH?
FIRST COMMONWEALTH (PA, NCUA charter 12765) reported total assets of $1.5B, 98,474 members and a net worth ratio of 10.12% in its Call Report for 2026Q2. That ranks 345 of 4,299 federally insured credit unions by assets, 320 of 454 among credit unions with $1b-$10b in assets, 12 of 269 credit unions in pennsylvania.
What stands out
FIRST COMMONWEALTH (PA, NCUA charter 12765) reported total assets of $1.5B, 98,474 members and a net worth ratio of 10.12% in its Call Report for 2026Q2. That ranks 345 of 4,299 federally insured credit unions by assets, 320 of 454 among credit unions with $1b-$10b in assets, 12 of 269 credit unions in pennsylvania. Against its size class: net worth ratio 10.12%, below the peer median of 10.89%; loan-to-share ratio 86.10%, below the peer median of 88.03%; return on assets 0.68%, below the peer median of 0.80%. At 10.12% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.5B | $2.1B | $40.7M | $68.3M | record → |
| Shares and deposits | $1.3B | $1.8B | $35.9M | $58.3M | record → |
| Loans outstanding | $1.1B | $1.5B | $14.4M | $34.4M | record → |
| Net income (year to date) | $5.0M | $8.3M | $173.1k | $222.2k | record → |
| Net worth | $147.1M | $244.6M | $5.1M | $9.0M | record → |
| Net worth ratio | 10.12% | 10.89% | 13.53% | 12.65% | record → |
| Loan-to-share ratio | 86.10% | 88.03% | 52.54% | 68.70% | computed |
| Return on assets | 0.68% | 0.80% | 0.79% | 0.71% | computed |
| Members | 98,474 | 115,183 | 3,118 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.5B | $1.3B | $1.1B | $5.0M | 10.12% | 98,474 | 345 |
| 2026Q1 | $1.5B | $1.3B | $1.1B | $2.2M | 10.01% | 98,419 | 335 |
| 2025Q4 | $1.5B | $1.3B | $1.1B | $8.6M | 9.99% | 97,556 | 335 |
| 2025Q3 | $1.4B | $1.3B | $1.1B | $5.3M | 9.94% | 96,532 | 347 |
| 2025Q2 | $1.4B | $1.3B | $1.1B | $4.7M | 10.01% | 95,128 | 345 |
| 2025Q1 | $1.4B | $1.3B | $1.1B | $4.3M | 10.00% | 95,204 | 339 |
| 2024Q4 | $1.4B | $1.2B | $1.1B | $998.1k | 10.06% | 94,822 | 345 |
| 2024Q3 | $1.3B | $1.2B | $1.1B | $3.5M | 10.55% | 94,444 | 350 |
| 2024Q2 | $1.4B | $1.2B | $1.1B | $1.9M | 10.79% | 94,198 | 331 |
| 2024Q1 | $1.2B | $1.1B | $947.9M | $1.2M | 10.11% | 81,410 | 386 |
| 2023Q4 | $1.2B | $1.1B | $943.6M | $6.6M | 10.53% | 81,034 | 382 |
| 2023Q3 | $1.2B | $1.0B | $929.5M | $5.4M | 10.55% | 80,321 | 384 |
| 2023Q2 | $1.1B | $973.2M | $902.5M | $3.5M | 10.50% | 78,402 | 397 |
| 2023Q1 | $1.1B | $992.3M | $881.7M | $1.9M | 10.40% | 77,901 | 399 |
| 2022Q4 | $1.1B | $985.3M | $893.0M | $9.1M | 10.33% | 77,660 | 394 |
| 2022Q3 | $1.1B | $983.8M | $865.2M | $7.3M | 10.44% | 76,712 | 398 |
| 2022Q2 | $1.1B | $989.8M | $805.7M | $5.2M | 10.49% | 71,581 | 388 |
| 2022Q1 | $1.1B | $950.2M | $743.3M | $2.5M | 10.35% | 70,653 | 403 |
| 2021Q4 | $1.0B | $899.9M | $728.6M | $8.8M | 10.32% | 70,315 | 408 |
| 2021Q3 | $992.6M | $884.6M | $710.7M | $6.9M | 10.37% | 69,922 | 404 |
| 2021Q2 | $983.5M | $878.1M | $688.6M | $5.0M | 10.50% | 69,187 | 403 |
| 2021Q1 | $972.4M | $872.1M | $673.3M | $1.9M | 10.46% | 68,310 | 402 |
| 2020Q4 | $919.1M | $817.4M | $667.2M | $5.3M | 10.78% | 67,641 | 409 |
| 2020Q3 | $872.4M | $772.5M | $660.9M | $3.5M | 11.01% | 67,166 | 412 |
| 2020Q2 | $876.0M | $778.7M | $643.1M | $2.0M | 11.22% | 66,515 | 405 |
| 2020Q1 | $794.9M | $699.9M | $631.3M | $1.3M | 11.47% | 66,602 | 411 |
| 2019Q4 | $781.9M | $688.2M | $623.1M | $6.6M | 11.44% | 65,836 | 411 |
| 2019Q3 | $758.0M | $664.8M | $592.5M | $5.5M | 11.49% | 64,905 | 414 |
| 2019Q2 | $782.9M | $673.2M | $579.0M | $3.7M | 11.39% | 63,807 | 400 |
| 2019Q1 | $767.5M | $660.6M | $563.0M | $2.1M | 11.18% | 62,649 | 406 |
| 2018Q4 | $721.5M | $620.9M | $558.4M | $6.8M | 11.29% | 61,826 | 414 |
| 2018Q3 | $715.7M | $606.2M | $540.3M | $5.2M | 11.15% | 61,069 | 416 |
| 2018Q2 | $715.9M | $624.1M | $520.1M | $3.3M | 10.89% | 60,112 | 418 |
| 2018Q1 | $696.8M | $617.5M | $491.0M | $1.6M | 10.94% | 58,791 | 421 |
| 2017Q4 | $681.5M | $602.1M | $482.3M | $6.1M | 10.95% | 57,741 | 419 |
| 2017Q3 | $674.6M | $591.1M | $464.5M | $4.7M | 10.84% | 56,799 | 417 |
| 2017Q2 | $675.8M | $601.1M | $440.9M | $3.0M | 10.57% | 55,574 | 415 |
| 2017Q1 | $672.4M | $598.5M | $418.0M | $1.4M | 10.39% | 54,569 | 414 |
| 2016Q4 | $645.7M | $573.3M | $403.3M | $5.4M | 10.61% | 53,711 | 417 |
| 2016Q3 | $627.1M | $555.5M | $382.6M | $3.9M | 10.67% | 53,069 | 422 |
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