credit union · NCUA 12745 · IN
How big is LOCAL 697?
LOCAL 697 (IN, NCUA charter 12745) reported total assets of $49.0M, 3,450 members and a net worth ratio of 16.03% in its Call Report for 2026Q2. That ranks 2408 of 4,299 federally insured credit unions by assets, 15 of 1,135 among credit unions with $10m-$50m in assets, 67 of 121 credit unions in indiana.
What stands out
LOCAL 697 (IN, NCUA charter 12745) reported total assets of $49.0M, 3,450 members and a net worth ratio of 16.03% in its Call Report for 2026Q2. That ranks 2408 of 4,299 federally insured credit unions by assets, 15 of 1,135 among credit unions with $10m-$50m in assets, 67 of 121 credit unions in indiana. Against its size class: net worth ratio 16.03%, above the peer median of 13.88%; loan-to-share ratio 55.82%, below the peer median of 57.77%; return on assets 0.14%, below the peer median of 0.70%. At 16.03% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $49.0M | $25.2M | $59.4M | $68.3M | record → |
| Shares and deposits | $41.4M | $21.4M | $49.8M | $58.3M | record → |
| Loans outstanding | $23.1M | $11.2M | $31.4M | $34.4M | record → |
| Net income (year to date) | $35.0k | $82.1k | $269.0k | $222.2k | record → |
| Net worth | $7.8M | $3.4M | $8.7M | $9.0M | record → |
| Net worth ratio | 16.03% | 13.88% | 13.16% | 12.65% | record → |
| Loan-to-share ratio | 55.82% | 57.77% | 68.92% | 68.70% | computed |
| Return on assets | 0.14% | 0.70% | 0.82% | 0.71% | computed |
| Members | 3,450 | 2,092 | 4,967 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $49.0M | $41.4M | $23.1M | $35.0k | 16.03% | 3,450 | 2408 |
| 2026Q1 | $47.5M | $39.9M | $22.9M | $3.8k | 16.45% | 3,317 | 2442 |
| 2025Q4 | $46.2M | $38.6M | $23.2M | $275.3k | 16.92% | 3,264 | 2461 |
| 2025Q3 | $42.6M | $35.4M | $21.4M | $4.7k | 17.72% | 3,218 | 2548 |
| 2025Q2 | $42.5M | $35.2M | $21.1M | $7.8k | 17.77% | 3,158 | 2566 |
| 2025Q1 | $42.7M | $35.7M | $20.3M | $12.1k | 17.68% | 3,217 | 2572 |
| 2024Q4 | $41.3M | $34.3M | $20.8M | $152.3k | 18.25% | 3,275 | 2600 |
| 2024Q3 | $41.6M | $34.6M | $20.4M | $134.2k | 18.06% | 3,109 | 2599 |
| 2024Q2 | $40.9M | $34.1M | $19.9M | $98.6k | 18.31% | 3,000 | 2629 |
| 2024Q1 | $39.6M | $32.9M | $19.5M | $29.9k | 18.74% | 3,001 | 2681 |
| 2023Q4 | $39.6M | $32.9M | $19.2M | $373.8k | 18.65% | 3,004 | 2678 |
| 2023Q3 | $38.5M | $32.4M | $19.2M | $174.7k | 18.63% | 2,977 | 2710 |
| 2023Q2 | $39.5M | $33.3M | $18.6M | $152.8k | 18.14% | 2,944 | 2693 |
| 2023Q1 | $39.5M | $33.3M | $17.8M | $98.0k | 17.99% | 2,849 | 2714 |
| 2022Q4 | $40.2M | $34.2M | $17.1M | $145.0k | 17.41% | 2,966 | 2708 |
| 2022Q3 | $40.0M | $34.3M | $16.4M | $67.3k | 17.35% | 2,879 | 2735 |
| 2022Q2 | $40.8M | $34.5M | $15.4M | $51.9k | 16.93% | 2,668 | 2721 |
| 2022Q1 | $41.4M | $35.1M | $14.6M | $44.1k | 16.68% | 2,710 | 2722 |
| 2021Q4 | $41.2M | $34.3M | $14.2M | $248.9k | 16.66% | 2,683 | 2711 |
| 2021Q3 | $41.0M | $33.9M | $14.1M | $263.7k | 16.76% | 2,702 | 2705 |
| 2021Q2 | $40.3M | $33.3M | $14.6M | $106.1k | 16.68% | 2,662 | 2729 |
| 2021Q1 | $39.6M | $32.7M | $14.8M | $12.5k | 16.74% | 2,675 | 2752 |
| 2020Q4 | $38.3M | $31.3M | $14.5M | $28.5k | 17.28% | 2,666 | 2732 |
| 2020Q3 | $37.7M | $30.6M | $14.5M | $8.2k | 17.50% | 2,656 | 2724 |
| 2020Q2 | $37.6M | $30.6M | $14.4M | $33.1k | 17.47% | 2,658 | 2714 |
| 2020Q1 | $35.8M | $28.8M | $14.8M | $-10.2k | 18.36% | 2,658 | 2691 |
| 2019Q4 | $35.2M | $28.5M | $14.7M | $-67.6k | 18.68% | 2,665 | 2683 |
| 2019Q3 | $34.7M | $27.9M | $14.3M | $-12.7k | 19.13% | 2,585 | 2697 |
| 2019Q2 | $34.6M | $27.9M | $13.9M | $-21.6k | 19.14% | 2,557 | 2720 |
| 2019Q1 | $34.8M | $28.1M | $13.7M | $-19.7k | 19.05% | 2,510 | 2727 |
| 2018Q4 | $34.0M | $27.4M | $12.9M | $79.5k | 19.53% | 2,919 | 2718 |
| 2018Q3 | $34.1M | $27.5M | $11.9M | $85.4k | 19.54% | 2,984 | 2735 |
| 2018Q2 | $35.1M | $28.5M | $11.6M | $38.3k | 18.84% | 2,920 | 2718 |
| 2018Q1 | $34.9M | $28.4M | $11.1M | $33.5k | 18.93% | 2,939 | 2723 |
| 2017Q4 | $34.9M | $28.3M | $10.6M | $30.1k | 18.82% | 2,903 | 2702 |
| 2017Q3 | $35.1M | $28.6M | $10.4M | $17.5k | 18.70% | 2,782 | 2712 |
| 2017Q2 | $35.4M | $29.0M | $10.1M | $9.4k | 18.49% | 2,760 | 2716 |
| 2017Q1 | $35.3M | $28.8M | $9.4M | $2.4k | 18.56% | 2,765 | 2732 |
| 2016Q4 | $34.8M | $28.4M | $8.7M | $42.9k | 18.80% | 2,800 | 2724 |
| 2016Q3 | $34.4M | $27.8M | $8.8M | $39.7k | 18.99% | 2,800 | 2742 |
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