credit union · NCUA 12697 · TX
How big is COMPLEX COMMUNITY?
COMPLEX COMMUNITY (TX, NCUA charter 12697) reported total assets of $818.2M, 44,307 members and a net worth ratio of 13.79% in its Call Report for 2026Q2. That ranks 554 of 4,299 federally insured credit unions by assets, 75 of 280 among credit unions with $500m-$1b in assets, 46 of 380 credit unions in texas.
What stands out
COMPLEX COMMUNITY (TX, NCUA charter 12697) reported total assets of $818.2M, 44,307 members and a net worth ratio of 13.79% in its Call Report for 2026Q2. That ranks 554 of 4,299 federally insured credit unions by assets, 75 of 280 among credit unions with $500m-$1b in assets, 46 of 380 credit unions in texas. Against its size class: net worth ratio 13.79%, above the peer median of 10.59%; loan-to-share ratio 70.72%, below the peer median of 83.51%; return on assets 1.46%, above the peer median of 0.75%. At 13.79% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $818.2M | $714.8M | $49.9M | $68.3M | record → |
| Shares and deposits | $708.9M | $614.6M | $40.8M | $58.3M | record → |
| Loans outstanding | $501.4M | $502.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $6.0M | $2.5M | $141.6k | $222.2k | record → |
| Net worth | $112.9M | $74.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 13.79% | 10.59% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 70.72% | 83.51% | 70.24% | 68.70% | computed |
| Return on assets | 1.46% | 0.75% | 0.59% | 0.71% | computed |
| Members | 44,307 | 41,964 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $818.2M | $708.9M | $501.4M | $6.0M | 13.79% | 44,307 | 554 |
| 2026Q1 | $811.9M | $704.4M | $503.5M | $2.7M | 13.49% | 44,122 | 556 |
| 2025Q4 | $783.9M | $679.1M | $500.4M | $8.3M | 13.64% | 43,835 | 565 |
| 2025Q3 | $774.4M | $667.2M | $509.3M | $9.3M | 13.94% | 43,943 | 561 |
| 2025Q2 | $769.6M | $668.7M | $505.5M | $6.2M | 13.62% | 43,659 | 562 |
| 2025Q1 | $771.5M | $673.8M | $505.5M | $3.1M | 13.19% | 43,505 | 559 |
| 2024Q4 | $827.5M | $651.4M | $496.0M | $8.0M | 11.92% | 43,180 | 519 |
| 2024Q3 | $794.5M | $618.0M | $500.1M | $6.6M | 12.24% | 42,979 | 544 |
| 2024Q2 | $778.4M | $608.8M | $500.4M | $4.8M | 12.26% | 42,796 | 549 |
| 2024Q1 | $770.2M | $605.1M | $494.0M | $2.9M | 12.16% | 42,530 | 553 |
| 2023Q4 | $756.9M | $593.3M | $486.8M | $9.3M | 11.98% | 42,350 | 552 |
| 2023Q3 | $736.5M | $576.5M | $483.2M | $8.8M | 12.25% | 42,219 | 564 |
| 2023Q2 | $676.6M | $566.4M | $470.7M | $6.1M | 12.94% | 41,700 | 595 |
| 2023Q1 | $660.1M | $581.0M | $446.8M | $3.4M | 12.85% | 41,308 | 613 |
| 2022Q4 | $647.3M | $574.6M | $425.1M | $7.6M | 12.58% | 41,027 | 614 |
| 2022Q3 | $655.6M | $585.1M | $404.9M | $6.3M | 12.23% | 40,903 | 602 |
| 2022Q2 | $645.8M | $572.2M | $375.1M | $4.4M | 12.12% | 40,612 | 601 |
| 2022Q1 | $645.7M | $569.7M | $350.4M | $2.1M | 11.77% | 40,264 | 602 |
| 2021Q4 | $633.4M | $554.0M | $337.3M | $4.0M | 11.67% | 40,046 | 600 |
| 2021Q3 | $616.4M | $536.8M | $335.1M | $3.4M | 11.88% | 40,035 | 600 |
| 2021Q2 | $606.1M | $526.2M | $327.1M | $3.0M | 12.02% | 39,936 | 600 |
| 2021Q1 | $610.7M | $532.1M | $321.3M | $1.5M | 11.69% | 39,726 | 595 |
| 2020Q4 | $580.5M | $502.6M | $324.3M | $6.1M | 12.03% | 39,952 | 588 |
| 2020Q3 | $575.4M | $497.0M | $327.6M | $5.1M | 11.95% | 40,287 | 582 |
| 2020Q2 | $582.0M | $506.1M | $332.2M | $3.1M | 11.48% | 40,402 | 570 |
| 2020Q1 | $553.6M | $480.0M | $340.3M | $1.7M | 11.81% | 40,284 | 553 |
| 2019Q4 | $549.5M | $479.2M | $338.3M | $8.3M | 11.59% | 40,147 | 545 |
| 2019Q3 | $540.6M | $471.4M | $338.6M | $6.9M | 11.54% | 40,068 | 543 |
| 2019Q2 | $540.6M | $474.0M | $328.2M | $5.1M | 11.20% | 39,753 | 540 |
| 2019Q1 | $542.4M | $480.2M | $320.6M | $1.9M | 10.58% | 39,446 | 535 |
| 2018Q4 | $515.2M | $456.5M | $311.0M | $7.4M | 10.76% | 39,146 | 538 |
| 2018Q3 | $502.3M | $445.4M | $302.1M | $5.8M | 10.74% | 39,000 | 550 |
| 2018Q2 | $502.8M | $447.0M | $292.6M | $3.7M | 10.30% | 38,689 | 549 |
| 2018Q1 | $494.8M | $441.4M | $280.7M | $1.7M | 10.07% | 38,233 | 557 |
| 2017Q4 | $469.9M | $418.0M | $272.6M | $2.7M | 10.24% | 37,766 | 571 |
| 2017Q3 | $469.7M | $417.4M | $270.2M | $1.9M | 10.09% | 37,762 | 568 |
| 2017Q2 | $465.3M | $413.1M | $264.8M | $1.2M | 10.03% | 37,576 | 572 |
| 2017Q1 | $457.4M | $407.1M | $260.5M | $382.4k | 10.02% | 37,593 | 574 |
| 2016Q4 | $438.4M | $390.0M | $257.2M | $340.9k | 10.37% | 37,598 | 584 |
| 2016Q3 | $442.9M | $391.9M | $260.9M | $923.5k | 10.28% | 38,181 | 567 |
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