credit union · NCUA 12365 · TX
How big is REFUGIO COUNTY?
REFUGIO COUNTY (TX, NCUA charter 12365) reported total assets of $14.2M, 1,139 members and a net worth ratio of 16.36% in its Call Report for 2026Q2. That ranks 3322 of 4,299 federally insured credit unions by assets, 929 of 1,135 among credit unions with $10m-$50m in assets, 277 of 380 credit unions in texas.
What stands out
REFUGIO COUNTY (TX, NCUA charter 12365) reported total assets of $14.2M, 1,139 members and a net worth ratio of 16.36% in its Call Report for 2026Q2. That ranks 3322 of 4,299 federally insured credit unions by assets, 929 of 1,135 among credit unions with $10m-$50m in assets, 277 of 380 credit unions in texas. Against its size class: net worth ratio 16.36%, above the peer median of 13.88%; loan-to-share ratio 40.97%, below the peer median of 57.77%; return on assets 0.81%, above the peer median of 0.70%. At 16.36% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $14.2M | $25.2M | $49.9M | $68.3M | record → |
| Shares and deposits | $11.9M | $21.4M | $40.8M | $58.3M | record → |
| Loans outstanding | $4.9M | $11.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $57.8k | $82.1k | $141.6k | $222.2k | record → |
| Net worth | $2.3M | $3.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 16.36% | 13.88% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 40.97% | 57.77% | 70.24% | 68.70% | computed |
| Return on assets | 0.81% | 0.70% | 0.59% | 0.71% | computed |
| Members | 1,139 | 2,092 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $14.2M | $11.9M | $4.9M | $57.8k | 16.36% | 1,139 | 3322 |
| 2026Q1 | $14.2M | $11.9M | $5.1M | $26.5k | 16.11% | 1,123 | 3339 |
| 2025Q4 | $14.0M | $11.6M | $5.1M | $30.3k | 16.59% | 1,127 | 3363 |
| 2025Q3 | $13.4M | $11.0M | $5.3M | $19.4k | 17.06% | 1,138 | 3411 |
| 2025Q2 | $13.0M | $10.7M | $5.2M | $12.4k | 17.26% | 1,136 | 3449 |
| 2025Q1 | $13.4M | $11.1M | $5.0M | $29.5k | 16.95% | 1,150 | 3463 |
| 2024Q4 | $12.5M | $10.3M | $4.9M | $87.0k | 17.85% | 1,145 | 3515 |
| 2024Q3 | $12.6M | $10.3M | $5.0M | $122.0k | 18.05% | 1,160 | 3541 |
| 2024Q2 | $12.7M | $10.2M | $5.2M | $82.3k | 17.65% | 1,169 | 3565 |
| 2024Q1 | $12.6M | $10.3M | $5.2M | $39.4k | 17.38% | 1,172 | 3590 |
| 2023Q4 | $12.3M | $10.1M | $5.3M | $70.5k | 17.51% | 1,173 | 3620 |
| 2023Q3 | $12.4M | $10.2M | $5.4M | $96.9k | 17.60% | 1,184 | 3645 |
| 2023Q2 | $12.4M | $10.2M | $5.6M | $53.6k | 17.27% | 1,194 | 3671 |
| 2023Q1 | $12.6M | $10.4M | $5.4M | $29.5k | 16.77% | 1,190 | 3683 |
| 2022Q4 | $12.9M | $10.6M | $5.3M | $42.1k | 16.57% | 1,192 | 3697 |
| 2022Q3 | $12.7M | $10.4M | $5.3M | $39.8k | 16.87% | 1,203 | 3740 |
| 2022Q2 | $12.9M | $10.6M | $5.2M | $31.9k | 16.50% | 1,200 | 3752 |
| 2022Q1 | $13.1M | $11.0M | $5.6M | $23.0k | 16.14% | 1,211 | 3768 |
| 2021Q4 | $13.0M | $10.9M | $5.5M | $61.4k | 16.10% | 1,261 | 3778 |
| 2021Q3 | $13.4M | $11.1M | $5.6M | $67.6k | 15.67% | 1,212 | 3771 |
| 2021Q2 | $12.9M | $10.8M | $5.7M | $29.4k | 15.98% | 1,219 | 3816 |
| 2021Q1 | $13.1M | $10.9M | $5.6M | $6.2k | 15.60% | 1,259 | 3818 |
| 2020Q4 | $12.8M | $10.5M | $5.8M | $89.2k | 15.94% | 1,216 | 3813 |
| 2020Q3 | $12.6M | $10.5M | $6.0M | $115.0k | 16.36% | 1,248 | 3828 |
| 2020Q2 | $12.7M | $10.7M | $5.6M | $53.9k | 15.71% | 1,276 | 3819 |
| 2020Q1 | $12.3M | $10.4M | $5.7M | $24.6k | 15.96% | 1,224 | 3812 |
| 2019Q4 | $12.3M | $10.4M | $5.9M | $64.5k | 15.77% | 1,255 | 3801 |
| 2019Q3 | $12.3M | $10.3M | $6.0M | $78.0k | 15.90% | 1,243 | 3812 |
| 2019Q2 | $12.3M | $10.3M | $5.9M | $40.1k | 15.65% | 1,240 | 3831 |
| 2019Q1 | $12.6M | $10.6M | $5.8M | $13.4k | 15.06% | 1,242 | 3817 |
| 2018Q4 | $12.5M | $10.5M | $5.8M | $98.2k | 15.08% | 1,253 | 3837 |
| 2018Q3 | $12.5M | $10.6M | $5.9M | $110.2k | 15.13% | 1,253 | 3849 |
| 2018Q2 | $12.9M | $11.0M | $5.9M | $65.1k | 14.32% | 1,253 | 3840 |
| 2018Q1 | $13.0M | $11.1M | $5.7M | $32.7k | 13.95% | 1,250 | 3852 |
| 2017Q4 | $13.1M | $11.0M | $6.0M | $64.3k | 13.58% | 1,238 | 3835 |
| 2017Q3 | $12.9M | $10.7M | $6.0M | $78.2k | 13.97% | 1,292 | 3897 |
| 2017Q2 | $11.9M | $9.8M | $6.3M | $53.3k | 14.87% | 1,308 | 4019 |
| 2017Q1 | $11.7M | $9.6M | $6.0M | $25.1k | 14.96% | 1,283 | 4052 |
| 2016Q4 | $11.4M | $9.4M | $6.0M | $78.4k | 15.08% | 1,290 | 4074 |
| 2016Q3 | $11.5M | $9.4M | $6.2M | $85.2k | 15.02% | 1,279 | 4085 |
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