credit union · NCUA 12361 · SC
How big is CAROLINA TRUST?
CAROLINA TRUST (SC, NCUA charter 12361) reported total assets of $422.0M, 41,114 members and a net worth ratio of 10.04% in its Call Report for 2026Q2. That ranks 849 of 4,299 federally insured credit unions by assets, 90 of 1,061 among credit unions with $100m-$500m in assets, 14 of 45 credit unions in south carolina.
What stands out
CAROLINA TRUST (SC, NCUA charter 12361) reported total assets of $422.0M, 41,114 members and a net worth ratio of 10.04% in its Call Report for 2026Q2. That ranks 849 of 4,299 federally insured credit unions by assets, 90 of 1,061 among credit unions with $100m-$500m in assets, 14 of 45 credit unions in south carolina. Against its size class: net worth ratio 10.04%, below the peer median of 11.65%; loan-to-share ratio 87.16%, above the peer median of 73.15%; return on assets 0.92%, above the peer median of 0.74%. At 10.04% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $422.0M | $198.1M | $98.3M | $68.3M | record → |
| Shares and deposits | $375.9M | $172.3M | $80.4M | $58.3M | record → |
| Loans outstanding | $327.6M | $125.2M | $64.9M | $34.4M | record → |
| Net income (year to date) | $1.9M | $766.3k | $408.8k | $222.2k | record → |
| Net worth | $41.6M | $24.5M | $19.8M | $9.0M | record → |
| Net worth ratio | 10.04% | 11.65% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 87.16% | 73.15% | 71.91% | 68.70% | computed |
| Return on assets | 0.92% | 0.74% | 0.85% | 0.71% | computed |
| Members | 41,114 | 13,230 | 9,129 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $422.0M | $375.9M | $327.6M | $1.9M | 10.04% | 41,114 | 849 |
| 2026Q1 | $419.6M | $374.6M | $311.8M | $976.9k | 9.87% | 40,399 | 850 |
| 2025Q4 | $406.7M | $361.8M | $307.6M | $4.2M | 10.02% | 40,191 | 857 |
| 2025Q3 | $408.6M | $366.1M | $304.5M | $2.9M | 9.70% | 40,816 | 852 |
| 2025Q2 | $410.6M | $368.6M | $294.2M | $1.8M | 9.52% | 41,500 | 844 |
| 2025Q1 | $412.0M | $372.6M | $285.8M | $792.8k | 9.16% | 41,227 | 844 |
| 2024Q4 | $393.9M | $355.5M | $281.9M | $2.6M | 9.57% | 41,027 | 859 |
| 2024Q3 | $396.8M | $359.8M | $281.2M | $1.8M | 9.30% | 41,063 | 854 |
| 2024Q2 | $395.4M | $361.8M | $279.5M | $1.2M | 9.17% | 41,003 | 852 |
| 2024Q1 | $404.2M | $367.4M | $277.2M | $515.6k | 8.90% | 40,800 | 841 |
| 2023Q4 | $391.7M | $354.4M | $283.0M | $2.2M | 9.40% | 40,544 | 851 |
| 2023Q3 | $387.0M | $347.2M | $286.2M | $2.1M | 9.39% | 40,378 | 853 |
| 2023Q2 | $390.5M | $354.4M | $277.3M | $1.4M | 9.14% | 40,112 | 850 |
| 2023Q1 | $399.6M | $361.5M | $271.4M | $635.2k | 8.76% | 39,707 | 841 |
| 2022Q4 | $394.9M | $359.6M | $268.3M | $3.6M | 8.76% | 39,511 | 842 |
| 2022Q3 | $397.3M | $362.8M | $256.4M | $2.3M | 8.54% | 39,329 | 834 |
| 2022Q2 | $393.9M | $357.9M | $241.0M | $1.5M | 8.18% | 45,092 | 843 |
| 2022Q1 | $383.3M | $350.3M | $227.9M | $590.7k | 8.60% | 44,822 | 854 |
| 2021Q4 | $370.8M | $336.1M | $220.3M | $3.0M | 8.66% | 44,351 | 860 |
| 2021Q3 | $361.0M | $326.2M | $223.7M | $2.0M | 8.80% | 44,172 | 868 |
| 2021Q2 | $343.9M | $317.7M | $223.8M | $1.0M | 8.36% | 43,840 | 883 |
| 2021Q1 | $335.4M | $302.2M | $223.6M | $359.3k | 8.38% | 43,452 | 893 |
| 2020Q4 | $305.3M | $272.9M | $213.7M | $1.4M | 9.09% | 43,052 | 910 |
| 2020Q3 | $289.2M | $257.3M | $201.0M | $864.0k | 9.42% | 42,821 | 919 |
| 2020Q2 | $279.8M | $249.4M | $191.3M | $541.2k | 9.62% | 42,284 | 929 |
| 2020Q1 | $254.9M | $225.4M | $189.8M | $277.4k | 10.46% | 42,009 | 952 |
| 2019Q4 | $247.8M | $217.5M | $181.7M | $2.3M | 10.64% | 42,567 | 945 |
| 2019Q3 | $247.5M | $219.2M | $176.5M | $1.6M | 10.39% | 42,035 | 940 |
| 2019Q2 | $245.6M | $216.4M | $171.0M | $1.0M | 10.25% | 41,447 | 942 |
| 2019Q1 | $248.3M | $218.3M | $168.4M | $428.1k | 9.89% | 41,462 | 934 |
| 2018Q4 | $239.8M | $212.8M | $168.2M | $1.7M | 10.06% | 41,726 | 938 |
| 2018Q3 | $237.8M | $211.0M | $162.7M | $1.2M | 9.94% | 41,235 | 938 |
| 2018Q2 | $239.5M | $212.3M | $155.9M | $858.7k | 9.72% | 40,508 | 930 |
| 2018Q1 | $238.6M | $212.5M | $147.6M | $451.0k | 9.59% | 39,895 | 936 |
| 2017Q4 | $232.0M | $206.0M | $141.9M | $1.5M | 9.66% | 39,323 | 931 |
| 2017Q3 | $233.2M | $208.1M | $134.5M | $1.2M | 9.46% | 38,875 | 930 |
| 2017Q2 | $231.7M | $206.9M | $126.8M | $797.9k | 9.35% | 38,538 | 936 |
| 2017Q1 | $231.2M | $207.5M | $118.8M | $420.3k | 9.21% | 38,258 | 938 |
| 2016Q4 | $224.0M | $199.0M | $114.5M | $1.7M | 9.21% | 37,967 | 932 |
| 2016Q3 | $218.0M | $194.7M | $107.5M | $1.4M | 9.29% | 38,072 | 954 |
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