credit union · NCUA 12143 · WV
How big is ONE COMMUNITY?
ONE COMMUNITY (WV, NCUA charter 12143) reported total assets of $100.9M, 8,366 members and a net worth ratio of 10.89% in its Call Report for 2026Q2. That ranks 1815 of 4,299 federally insured credit unions by assets, 1056 of 1,061 among credit unions with $100m-$500m in assets, 11 of 74 credit unions in west virginia.
What stands out
ONE COMMUNITY (WV, NCUA charter 12143) reported total assets of $100.9M, 8,366 members and a net worth ratio of 10.89% in its Call Report for 2026Q2. That ranks 1815 of 4,299 federally insured credit unions by assets, 1056 of 1,061 among credit unions with $100m-$500m in assets, 11 of 74 credit unions in west virginia. Against its size class: net worth ratio 10.89%, below the peer median of 11.65%; loan-to-share ratio 83.47%, above the peer median of 73.15%; return on assets 0.75%, above the peer median of 0.74%. At 10.89% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $100.9M | $198.1M | $27.6M | $68.3M | record → |
| Shares and deposits | $89.3M | $172.3M | $23.8M | $58.3M | record → |
| Loans outstanding | $74.5M | $125.2M | $10.4M | $34.4M | record → |
| Net income (year to date) | $376.5k | $766.3k | $117.1k | $222.2k | record → |
| Net worth | $11.0M | $24.5M | $3.5M | $9.0M | record → |
| Net worth ratio | 10.89% | 11.65% | 13.43% | 12.65% | record → |
| Loan-to-share ratio | 83.47% | 73.15% | 60.24% | 68.70% | computed |
| Return on assets | 0.75% | 0.74% | 0.84% | 0.71% | computed |
| Members | 8,366 | 13,230 | 2,096 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $100.9M | $89.3M | $74.5M | $376.5k | 10.89% | 8,366 | 1815 |
| 2026Q1 | $100.8M | $89.5M | $72.2M | $96.9k | 10.63% | 8,348 | 1821 |
| 2025Q4 | $102.7M | $91.5M | $73.4M | $-869.4k | 10.34% | 8,375 | 1800 |
| 2025Q3 | $107.1M | $95.6M | $74.4M | $-615.0k | 10.22% | 8,362 | 1769 |
| 2025Q2 | $114.8M | $103.1M | $76.7M | $-400.6k | 9.72% | 8,282 | 1709 |
| 2025Q1 | $117.9M | $105.7M | $78.3M | $-61.5k | 9.75% | 8,222 | 1695 |
| 2024Q4 | $113.1M | $101.1M | $83.4M | $849.9k | 10.22% | 8,134 | 1714 |
| 2024Q3 | $107.1M | $95.3M | $86.6M | $712.4k | 10.74% | 8,109 | 1756 |
| 2024Q2 | $106.3M | $94.3M | $88.9M | $539.8k | 10.66% | 8,083 | 1763 |
| 2024Q1 | $104.4M | $92.7M | $89.9M | $253.2k | 10.58% | 7,912 | 1790 |
| 2023Q4 | $102.2M | $90.9M | $91.1M | $1.0M | 10.56% | 7,815 | 1798 |
| 2023Q3 | $101.6M | $90.7M | $91.6M | $701.5k | 10.38% | 7,715 | 1801 |
| 2023Q2 | $101.2M | $90.5M | $91.4M | $497.6k | 10.23% | 7,590 | 1804 |
| 2023Q1 | $103.0M | $92.7M | $90.0M | $242.7k | 9.80% | 7,551 | 1800 |
| 2022Q4 | $102.2M | $89.6M | $91.4M | $846.9k | 9.66% | 7,460 | 1800 |
| 2022Q3 | $101.0M | $91.2M | $89.8M | $537.9k | 9.47% | 7,433 | 1822 |
| 2022Q2 | $100.4M | $90.7M | $89.1M | $354.3k | 9.34% | 7,946 | 1830 |
| 2022Q1 | $99.4M | $89.9M | $84.4M | $125.2k | 9.21% | 7,826 | 1837 |
| 2021Q4 | $97.3M | $88.0M | $80.0M | $705.5k | 9.28% | 7,656 | 1842 |
| 2021Q3 | $94.8M | $85.8M | $74.6M | $272.4k | 9.07% | 7,474 | 1864 |
| 2021Q2 | $95.4M | $86.5M | $63.7M | $77.7k | 8.80% | 7,129 | 1849 |
| 2021Q1 | $94.7M | $85.9M | $53.0M | $18.2k | 8.80% | 6,773 | 1853 |
| 2020Q4 | $89.3M | $80.5M | $53.0M | $440.6k | 9.32% | 6,677 | 1864 |
| 2020Q3 | $85.0M | $76.4M | $54.1M | $306.4k | 9.63% | 6,638 | 1899 |
| 2020Q2 | $85.2M | $76.7M | $54.7M | $204.7k | 9.49% | 6,642 | 1875 |
| 2020Q1 | $80.9M | $72.4M | $53.0M | $157.0k | 9.93% | 6,615 | 1859 |
| 2019Q4 | $79.2M | $70.9M | $53.9M | $643.0k | 9.95% | 6,701 | 1857 |
| 2019Q3 | $78.6M | $70.5M | $54.3M | $494.9k | 9.84% | 6,723 | 1856 |
| 2019Q2 | $76.8M | $68.5M | $54.6M | $308.3k | 9.83% | 6,721 | 1887 |
| 2019Q1 | $77.9M | $69.8M | $53.5M | $164.0k | 9.51% | 6,700 | 1870 |
| 2018Q4 | $77.7M | $69.1M | $53.7M | $533.5k | 9.31% | 6,712 | 1855 |
| 2018Q3 | $76.2M | $68.5M | $53.6M | $399.8k | 9.32% | 6,733 | 1877 |
| 2018Q2 | $78.1M | $70.5M | $53.7M | $213.0k | 8.86% | 6,771 | 1864 |
| 2018Q1 | $79.7M | $72.3M | $51.8M | $105.5k | 8.54% | 6,770 | 1839 |
| 2017Q4 | $75.4M | $68.2M | $52.1M | $318.2k | 8.89% | 6,817 | 1872 |
| 2017Q3 | $73.9M | $66.8M | $50.2M | $240.1k | 8.97% | 6,846 | 1909 |
| 2017Q2 | $72.6M | $65.7M | $50.0M | $143.9k | 8.99% | 6,904 | 1946 |
| 2017Q1 | $73.9M | $67.1M | $48.2M | $52.0k | 8.71% | 6,721 | 1925 |
| 2016Q4 | $72.0M | $65.2M | $48.3M | $253.2k | 8.86% | 7,164 | 1928 |
| 2016Q3 | $73.1M | $66.5M | $47.0M | $191.3k | 8.65% | 7,329 | 1896 |
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