credit union · NCUA 1204 · CA
How big is RANCHO?
RANCHO (CA, NCUA charter 1204) reported total assets of $108.8M, 6,949 members and a net worth ratio of 8.64% in its Call Report for 2026Q2. That ranks 1756 of 4,299 federally insured credit unions by assets, 997 of 1,061 among credit unions with $100m-$500m in assets, 146 of 239 credit unions in california.
What stands out
RANCHO (CA, NCUA charter 1204) reported total assets of $108.8M, 6,949 members and a net worth ratio of 8.64% in its Call Report for 2026Q2. That ranks 1756 of 4,299 federally insured credit unions by assets, 997 of 1,061 among credit unions with $100m-$500m in assets, 146 of 239 credit unions in california. Against its size class: net worth ratio 8.64%, below the peer median of 11.65%; loan-to-share ratio 60.63%, below the peer median of 73.15%; return on assets 0.47%, below the peer median of 0.74%. At 8.64% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $108.8M | $198.1M | $205.9M | $68.3M | record → |
| Shares and deposits | $99.7M | $172.3M | $179.4M | $58.3M | record → |
| Loans outstanding | $60.5M | $125.2M | $125.6M | $34.4M | record → |
| Net income (year to date) | $258.1k | $766.3k | $432.9k | $222.2k | record → |
| Net worth | $9.4M | $24.5M | $25.9M | $9.0M | record → |
| Net worth ratio | 8.64% | 11.65% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 60.63% | 73.15% | 72.15% | 68.70% | computed |
| Return on assets | 0.47% | 0.74% | 0.56% | 0.71% | computed |
| Members | 6,949 | 13,230 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $108.8M | $99.7M | $60.5M | $258.1k | 8.64% | 6,949 | 1756 |
| 2026Q1 | $110.3M | $101.2M | $61.9M | $142.0k | 8.42% | 6,989 | 1750 |
| 2025Q4 | $107.9M | $99.7M | $63.3M | $345.8k | 8.47% | 7,004 | 1761 |
| 2025Q3 | $109.1M | $99.9M | $63.3M | $349.3k | 8.42% | 7,051 | 1753 |
| 2025Q2 | $109.6M | $100.2M | $62.1M | $231.0k | 8.28% | 7,120 | 1751 |
| 2025Q1 | $110.1M | $102.3M | $62.1M | $115.2k | 8.13% | 7,140 | 1749 |
| 2024Q4 | $106.6M | $97.7M | $62.8M | $444.3k | 8.29% | 7,682 | 1762 |
| 2024Q3 | $108.0M | $99.3M | $63.6M | $172.4k | 7.97% | 7,767 | 1750 |
| 2024Q2 | $107.7M | $99.2M | $60.5M | $-49.4k | 7.79% | 7,849 | 1752 |
| 2024Q1 | $110.0M | $101.8M | $63.1M | $-7.9k | 7.66% | 7,946 | 1744 |
| 2023Q4 | $109.1M | $100.3M | $64.4M | $832.4k | 7.73% | 8,035 | 1744 |
| 2023Q3 | $111.7M | $103.4M | $58.6M | $828.7k | 7.59% | 8,154 | 1722 |
| 2023Q2 | $114.2M | $106.1M | $59.0M | $737.2k | 7.34% | 8,256 | 1713 |
| 2023Q1 | $114.3M | $106.8M | $59.8M | $16.6k | 6.71% | 8,310 | 1725 |
| 2022Q4 | $115.6M | $107.6M | $60.7M | $117.8k | 6.63% | 8,406 | 1702 |
| 2022Q3 | $119.1M | $110.9M | $59.7M | $78.8k | 6.39% | 8,511 | 1684 |
| 2022Q2 | $118.2M | $110.4M | $60.4M | $40.7k | 6.41% | 8,594 | 1688 |
| 2022Q1 | $119.1M | $111.4M | $61.4M | $-31.8k | 6.30% | 8,696 | 1685 |
| 2021Q4 | $119.7M | $111.4M | $63.2M | $-202.5k | 6.30% | 8,804 | 1664 |
| 2021Q3 | $121.9M | $113.7M | $63.7M | $-96.1k | 6.38% | 8,885 | 1640 |
| 2021Q2 | $123.6M | $115.4M | $62.9M | $-93.6k | 6.52% | 8,902 | 1622 |
| 2021Q1 | $120.5M | $112.4M | $58.0M | $-112.5k | 6.59% | 8,657 | 1637 |
| 2020Q4 | $113.4M | $105.1M | $56.4M | $-102.8k | 7.02% | 8,738 | 1635 |
| 2020Q3 | $111.6M | $103.3M | $56.4M | $-84.7k | 6.79% | 8,852 | 1624 |
| 2020Q2 | $107.0M | $98.7M | $57.7M | $-98.7k | 7.07% | 8,955 | 1657 |
| 2020Q1 | $99.1M | $90.8M | $56.8M | $-25.9k | 7.71% | 9,054 | 1664 |
| 2019Q4 | $96.6M | $88.2M | $58.4M | $303.5k | 7.94% | 9,163 | 1665 |
| 2019Q3 | $97.6M | $89.2M | $58.7M | $199.4k | 7.75% | 9,301 | 1648 |
| 2019Q2 | $97.4M | $88.9M | $56.2M | $73.6k | 7.64% | 9,642 | 1652 |
| 2019Q1 | $95.8M | $87.6M | $52.6M | $59.8k | 7.75% | 9,800 | 1673 |
| 2018Q4 | $93.6M | $85.7M | $53.9M | $194.9k | 7.87% | 9,880 | 1673 |
| 2018Q3 | $95.4M | $87.4M | $53.2M | $102.3k | 7.63% | 10,014 | 1654 |
| 2018Q2 | $98.0M | $90.1M | $53.0M | $-77.2k | 7.24% | 10,171 | 1634 |
| 2018Q1 | $96.8M | $88.9M | $54.1M | $6.4k | 7.42% | 10,160 | 1649 |
| 2017Q4 | $93.1M | $85.2M | $56.0M | $136.3k | 7.71% | 10,270 | 1659 |
| 2017Q3 | $94.8M | $86.9M | $56.5M | $84.2k | 7.51% | 10,443 | 1647 |
| 2017Q2 | $96.2M | $88.9M | $54.5M | $5.1k | 7.32% | 10,386 | 1639 |
| 2017Q1 | $94.4M | $86.9M | $54.4M | $-30.8k | 7.42% | 10,383 | 1660 |
| 2016Q4 | $90.2M | $82.5M | $54.8M | $16.5k | 7.80% | 10,396 | 1680 |
| 2016Q3 | $90.3M | $82.5M | $53.8M | $15.5k | 7.79% | 10,451 | 1677 |
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