credit union · NCUA 11979 · MI
How big is NORTHLAND AREA?
NORTHLAND AREA (MI, NCUA charter 11979) reported total assets of $714.4M, 48,241 members and a net worth ratio of 10.33% in its Call Report for 2026Q2. That ranks 620 of 4,299 federally insured credit unions by assets, 141 of 280 among credit unions with $500m-$1b in assets, 37 of 169 credit unions in michigan.
What stands out
NORTHLAND AREA (MI, NCUA charter 11979) reported total assets of $714.4M, 48,241 members and a net worth ratio of 10.33% in its Call Report for 2026Q2. That ranks 620 of 4,299 federally insured credit unions by assets, 141 of 280 among credit unions with $500m-$1b in assets, 37 of 169 credit unions in michigan. Against its size class: net worth ratio 10.33%, below the peer median of 10.59%; loan-to-share ratio 73.26%, below the peer median of 83.51%; return on assets 0.76%, above the peer median of 0.75%. At 10.33% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $714.4M | $714.8M | $186.5M | $68.3M | record → |
| Shares and deposits | $648.9M | $614.6M | $160.8M | $58.3M | record → |
| Loans outstanding | $475.4M | $502.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $2.7M | $2.5M | $792.8k | $222.2k | record → |
| Net worth | $73.8M | $74.4M | $22.8M | $9.0M | record → |
| Net worth ratio | 10.33% | 10.59% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 73.26% | 83.51% | 68.71% | 68.70% | computed |
| Return on assets | 0.76% | 0.75% | 0.92% | 0.71% | computed |
| Members | 48,241 | 41,964 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $714.4M | $648.9M | $475.4M | $2.7M | 10.33% | 48,241 | 620 |
| 2026Q1 | $708.4M | $635.4M | $459.6M | $1.1M | 10.18% | 46,344 | 620 |
| 2025Q4 | $710.7M | $627.6M | $458.8M | $3.8M | 10.00% | 46,276 | 611 |
| 2025Q3 | $701.0M | $622.1M | $448.2M | $3.2M | 10.06% | 46,015 | 614 |
| 2025Q2 | $692.8M | $617.1M | $444.4M | $2.3M | 10.04% | 45,967 | 618 |
| 2025Q1 | $675.1M | $602.9M | $435.8M | $946.9k | 10.11% | 45,745 | 629 |
| 2024Q4 | $653.4M | $584.1M | $432.6M | $3.5M | 10.30% | 45,609 | 632 |
| 2024Q3 | $665.0M | $577.6M | $426.3M | $2.4M | 9.96% | 45,438 | 620 |
| 2024Q2 | $671.8M | $589.6M | $426.0M | $1.3M | 9.71% | 45,172 | 618 |
| 2024Q1 | $673.6M | $593.0M | $427.7M | $563.9k | 9.57% | 45,014 | 617 |
| 2023Q4 | $690.9M | $609.4M | $431.3M | $3.5M | 9.25% | 44,812 | 598 |
| 2023Q3 | $686.4M | $615.3M | $431.4M | $2.6M | 9.19% | 44,703 | 596 |
| 2023Q2 | $690.6M | $616.3M | $446.5M | $1.5M | 8.96% | 44,419 | 588 |
| 2023Q1 | $684.9M | $610.7M | $455.7M | $808.4k | 8.94% | 43,913 | 591 |
| 2022Q4 | $674.3M | $602.6M | $466.4M | $5.0M | 8.96% | 43,981 | 595 |
| 2022Q3 | $659.4M | $597.1M | $446.8M | $3.3M | 8.91% | 43,913 | 601 |
| 2022Q2 | $637.9M | $566.8M | $429.4M | $2.5M | 9.09% | 43,593 | 606 |
| 2022Q1 | $630.0M | $554.8M | $414.2M | $1.1M | 8.98% | 50,231 | 604 |
| 2021Q4 | $631.2M | $542.1M | $403.0M | $6.3M | 8.79% | 50,086 | 602 |
| 2021Q3 | $612.6M | $532.5M | $393.6M | $4.5M | 8.77% | 49,906 | 602 |
| 2021Q2 | $584.9M | $515.2M | $389.1M | $2.8M | 8.91% | 49,566 | 613 |
| 2021Q1 | $571.7M | $503.6M | $372.4M | $1.1M | 8.79% | 49,109 | 623 |
| 2020Q4 | $538.9M | $468.7M | $370.6M | $3.6M | 9.12% | 49,105 | 619 |
| 2020Q3 | $512.1M | $444.7M | $366.4M | $2.3M | 9.36% | 48,877 | 632 |
| 2020Q2 | $495.0M | $428.1M | $367.1M | $1.3M | 9.48% | 48,642 | 643 |
| 2020Q1 | $463.5M | $383.6M | $366.0M | $785.8k | 10.01% | 48,464 | 641 |
| 2019Q4 | $454.9M | $374.3M | $370.0M | $2.9M | 10.03% | 48,346 | 631 |
| 2019Q3 | $439.8M | $375.4M | $359.2M | $2.4M | 10.25% | 48,124 | 638 |
| 2019Q2 | $432.5M | $369.6M | $352.1M | $1.6M | 10.24% | 47,706 | 645 |
| 2019Q1 | $420.4M | $361.4M | $335.1M | $778.6k | 10.35% | 47,266 | 651 |
| 2018Q4 | $412.0M | $352.7M | $334.0M | $3.3M | 10.37% | 47,030 | 642 |
| 2018Q3 | $409.2M | $350.3M | $319.0M | $2.8M | 10.31% | 46,518 | 642 |
| 2018Q2 | $404.1M | $346.2M | $310.6M | $2.0M | 10.24% | 46,000 | 652 |
| 2018Q1 | $386.1M | $329.8M | $299.4M | $1.0M | 10.48% | 45,502 | 670 |
| 2017Q4 | $375.4M | $314.3M | $295.4M | $3.1M | 10.50% | 45,163 | 672 |
| 2017Q3 | $366.5M | $316.3M | $282.8M | $2.4M | 10.55% | 44,823 | 677 |
| 2017Q2 | $356.0M | $312.4M | $272.4M | $1.5M | 10.61% | 44,128 | 686 |
| 2017Q1 | $348.0M | $306.6M | $256.8M | $693.5k | 10.63% | 43,590 | 698 |
| 2016Q4 | $339.0M | $296.7M | $258.7M | $2.7M | 10.71% | 43,221 | 693 |
| 2016Q3 | $340.6M | $298.5M | $247.4M | $2.2M | 10.50% | 42,882 | 686 |
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