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credit union · NCUA 11972 · PA

How big is YOUR CHOICE?

YOUR CHOICE (PA, NCUA charter 11972) reported total assets of $14.0M, 1,377 members and a net worth ratio of 12.55% in its Call Report for 2026Q2. That ranks 3339 of 4,299 federally insured credit unions by assets, 946 of 1,135 among credit unions with $10m-$50m in assets, 192 of 269 credit unions in pennsylvania.

TOTAL ASSETS: $14.0MMEMBERS: 1,377NET WORTH RATIO: 12.55%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/11972-your-choice

What stands out

YOUR CHOICE (PA, NCUA charter 11972) reported total assets of $14.0M, 1,377 members and a net worth ratio of 12.55% in its Call Report for 2026Q2. That ranks 3339 of 4,299 federally insured credit unions by assets, 946 of 1,135 among credit unions with $10m-$50m in assets, 192 of 269 credit unions in pennsylvania. Against its size class: net worth ratio 12.55%, below the peer median of 13.88%; loan-to-share ratio 25.54%, below the peer median of 57.77%; return on assets 1.13%, above the peer median of 0.70%. At 12.55% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$14.0M$25.2M$40.7M$68.3Mrecord →
Shares and deposits$12.2M$21.4M$35.9M$58.3Mrecord →
Loans outstanding$3.1M$11.2M$14.4M$34.4Mrecord →
Net income (year to date)$79.2k$82.1k$173.1k$222.2krecord →
Net worth$1.8M$3.4M$5.1M$9.0Mrecord →
Net worth ratio12.55%13.88%13.53%12.65%record →
Loan-to-share ratio25.54%57.77%52.54%68.70%computed
Return on assets1.13%0.70%0.79%0.71%computed
Members1,3772,0923,1184,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$14.0M$12.2M$3.1M$79.2k12.55%1,3773339
2026Q1$13.8M$12.1M$3.1M$44.5k12.40%1,3983364
2025Q4$13.2M$11.5M$3.0M$59.2k12.72%1,4403401
2025Q3$13.1M$11.4M$2.9M$73.8k12.90%1,4373427
2025Q2$13.7M$12.1M$3.0M$43.6k12.11%1,4583421
2025Q1$13.9M$12.3M$3.0M$23.7k11.78%1,5153438
2024Q4$13.0M$11.4M$3.0M$81.8k12.46%1,5013501
2024Q3$12.8M$11.2M$3.0M$93.7k12.72%1,5103530
2024Q2$12.8M$11.3M$3.2M$61.9k12.42%1,5213546
2024Q1$13.3M$11.8M$3.2M$28.1k11.76%1,5333560
2023Q4$13.1M$11.7M$3.4M$74.1k11.72%1,5673585
2023Q3$13.4M$12.1M$3.3M$66.5k11.36%1,5683598
2023Q2$14.1M$12.8M$3.2M$28.1k10.58%1,5623589
2023Q1$14.0M$12.8M$3.1M$10.4k10.52%1,5553612
2022Q4$14.3M$13.1M$3.0M$15.4k10.19%1,5513627
2022Q3$14.3M$12.9M$3.0M$24.2k10.29%1,5393659
2022Q2$13.8M$12.5M$3.2M$-9.1k10.39%1,5423702
2022Q1$14.4M$13.0M$3.0M$-4.7k9.99%1,5463697
2021Q4$13.6M$12.2M$3.2M$17.7k10.62%1,5653744
2021Q3$13.6M$12.1M$3.3M$17.6k10.62%1,5503759
2021Q2$13.8M$12.3M$3.4M$21.6k10.50%1,5403763
2021Q1$13.6M$12.1M$3.6M$13.0k10.59%1,5593786
2020Q4$13.0M$11.6M$3.6M$36.1k10.96%1,5753801
2020Q3$12.9M$11.5M$3.6M$41.0k11.06%1,5883814
2020Q2$12.3M$10.9M$3.4M$8.9k11.35%1,5853853
2020Q1$11.2M$9.8M$3.5M$15.2k12.51%1,6403898
2019Q4$10.4M$9.0M$3.7M$39.0k13.35%1,6163964
2019Q3$10.4M$9.0M$3.7M$32.6k13.31%1,6223982
2019Q2$10.7M$9.3M$3.5M$25.2k12.84%1,6303966
2019Q1$10.8M$9.5M$3.4M$2.2k12.51%1,6353972
2018Q4$10.2M$8.9M$3.5M$47.1k13.24%1,6434032
2018Q3$10.9M$9.5M$3.4M$23.3k12.23%1,6544000
2018Q2$11.0M$9.7M$3.0M$11.8k12.00%1,6504013
2018Q1$13.6M$12.3M$2.9M$10.1k9.66%1,6393811
2017Q4$13.5M$12.2M$2.9M$-84.7k9.62%1,6513804
2017Q3$15.6M$14.2M$3.0M$-54.0k8.55%1,6603689
2017Q2$11.6M$10.2M$3.0M$-55.9k11.52%1,6624051
2017Q1$11.9M$10.5M$3.0M$-13.1k11.54%1,6674024
2016Q4$11.5M$10.1M$3.1M$-26.1k12.06%1,6774061
2016Q3$11.4M$10.0M$3.2M$-33.5k12.15%1,6674091

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