credit union · NCUA 11723 · NY
How big is CORNERSTONE COMMUNITY?
CORNERSTONE COMMUNITY (NY, NCUA charter 11723) reported total assets of $730.2M, 44,239 members and a net worth ratio of 7.73% in its Call Report for 2026Q2. That ranks 608 of 4,299 federally insured credit unions by assets, 129 of 280 among credit unions with $500m-$1b in assets, 30 of 268 credit unions in new york.
What stands out
CORNERSTONE COMMUNITY (NY, NCUA charter 11723) reported total assets of $730.2M, 44,239 members and a net worth ratio of 7.73% in its Call Report for 2026Q2. That ranks 608 of 4,299 federally insured credit unions by assets, 129 of 280 among credit unions with $500m-$1b in assets, 30 of 268 credit unions in new york. Against its size class: net worth ratio 7.73%, below the peer median of 10.59%; loan-to-share ratio 75.60%, below the peer median of 83.51%; return on assets 0.59%, below the peer median of 0.75%. At 7.73% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $730.2M | $714.8M | $46.8M | $68.3M | record → |
| Shares and deposits | $671.9M | $614.6M | $40.0M | $58.3M | record → |
| Loans outstanding | $507.9M | $502.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $2.1M | $2.5M | $175.9k | $222.2k | record → |
| Net worth | $55.6M | $74.4M | $6.2M | $9.0M | record → |
| Net worth ratio | 7.73% | 10.59% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 75.60% | 83.51% | 60.91% | 68.70% | computed |
| Return on assets | 0.59% | 0.75% | 0.77% | 0.71% | computed |
| Members | 44,239 | 41,964 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $730.2M | $671.9M | $507.9M | $2.1M | 7.73% | 44,239 | 608 |
| 2026Q1 | $725.9M | $668.3M | $489.2M | $864.5k | 7.61% | 44,162 | 609 |
| 2025Q4 | $713.4M | $657.4M | $482.2M | $1.4M | 7.58% | 44,033 | 606 |
| 2025Q3 | $709.6M | $654.0M | $471.9M | $928.7k | 7.64% | 43,823 | 605 |
| 2025Q2 | $706.8M | $654.8M | $473.8M | $321.4k | 7.72% | 43,384 | 602 |
| 2025Q1 | $692.5M | $642.4M | $451.8M | $-58.1k | 7.51% | 42,947 | 615 |
| 2024Q4 | $663.2M | $615.5M | $446.9M | $2.9M | 8.09% | 43,055 | 625 |
| 2024Q3 | $652.1M | $599.8M | $430.3M | $2.6M | 8.22% | 43,170 | 629 |
| 2024Q2 | $632.6M | $587.1M | $409.2M | $1.6M | 8.28% | 43,148 | 638 |
| 2024Q1 | $625.5M | $581.4M | $395.7M | $572.7k | 8.29% | 43,116 | 648 |
| 2023Q4 | $608.1M | $558.3M | $383.9M | $3.8M | 8.37% | 43,314 | 656 |
| 2023Q3 | $586.4M | $546.4M | $371.7M | $3.5M | 8.33% | 43,340 | 671 |
| 2023Q2 | $582.7M | $543.5M | $350.5M | $2.2M | 8.17% | 43,406 | 671 |
| 2023Q1 | $573.0M | $545.6M | $339.5M | $1.0M | 8.13% | 43,448 | 678 |
| 2022Q4 | $570.5M | $545.6M | $333.7M | $3.5M | 7.95% | 43,490 | 676 |
| 2022Q3 | $578.8M | $555.7M | $320.3M | $2.7M | 7.70% | 43,462 | 666 |
| 2022Q2 | $580.0M | $554.6M | $305.7M | $1.7M | 7.55% | 45,868 | 658 |
| 2022Q1 | $581.3M | $548.0M | $260.3M | $963.2k | 7.47% | 44,818 | 651 |
| 2021Q4 | $576.7M | $534.5M | $243.7M | $5.3M | 7.39% | 44,723 | 636 |
| 2021Q3 | $570.4M | $526.0M | $244.5M | $5.0M | 7.56% | 44,855 | 636 |
| 2021Q2 | $564.9M | $523.7M | $246.9M | $2.2M | 7.26% | 44,917 | 635 |
| 2021Q1 | $554.6M | $515.8M | $249.0M | $597.4k | 7.17% | 45,152 | 639 |
| 2020Q4 | $515.2M | $474.9M | $255.8M | $2.6M | 7.41% | 45,486 | 645 |
| 2020Q3 | $502.8M | $462.2M | $261.5M | $2.1M | 7.59% | 45,670 | 643 |
| 2020Q2 | $503.3M | $464.2M | $263.5M | $1.3M | 7.69% | 45,932 | 633 |
| 2020Q1 | $454.6M | $417.2M | $260.0M | $660.5k | 7.63% | 46,223 | 646 |
| 2019Q4 | $441.5M | $405.0M | $269.1M | $2.8M | 7.70% | 46,769 | 645 |
| 2019Q3 | $438.1M | $402.4M | $275.3M | $1.9M | 7.56% | 46,833 | 641 |
| 2019Q2 | $444.6M | $409.7M | $280.9M | $828.6k | 7.21% | 46,992 | 630 |
| 2019Q1 | $440.0M | $405.8M | $282.4M | $251.8k | 7.15% | 47,011 | 630 |
| 2018Q4 | $429.0M | $395.4M | $285.6M | $1.9M | 7.28% | 47,357 | 627 |
| 2018Q3 | $427.6M | $395.5M | $282.9M | $1.4M | 7.19% | 47,221 | 626 |
| 2018Q2 | $438.7M | $406.5M | $270.6M | $367.4k | 6.96% | 47,003 | 619 |
| 2018Q1 | $437.5M | $406.6M | $259.3M | $210.1k | 7.01% | 47,595 | 613 |
| 2017Q4 | $422.7M | $391.3M | $252.5M | $601.8k | 7.11% | 48,614 | 617 |
| 2017Q3 | $418.7M | $387.3M | $246.3M | $186.2k | 6.98% | 48,646 | 618 |
| 2017Q2 | $425.7M | $393.7M | $238.7M | $49.2k | 7.04% | 48,452 | 610 |
| 2017Q1 | $419.8M | $389.1M | $232.8M | $-90.3k | 7.16% | 48,535 | 613 |
| 2016Q4 | $403.1M | $372.3M | $232.4M | $404.1k | 7.14% | 49,573 | 616 |
| 2016Q3 | $397.3M | $366.4M | $229.2M | $58.5k | 7.12% | 48,266 | 616 |
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