credit union · NCUA 1134 · NY
How big is CO-OPERATIVE?
CO-OPERATIVE (NY, NCUA charter 1134) reported total assets of $3.3M, 387 members and a net worth ratio of 23.20% in its Call Report for 2026Q2. That ranks 3957 of 4,299 federally insured credit unions by assets, 429 of 771 among credit unions under $10m in assets, 233 of 268 credit unions in new york.
What stands out
CO-OPERATIVE (NY, NCUA charter 1134) reported total assets of $3.3M, 387 members and a net worth ratio of 23.20% in its Call Report for 2026Q2. That ranks 3957 of 4,299 federally insured credit unions by assets, 429 of 771 among credit unions under $10m in assets, 233 of 268 credit unions in new york. Against its size class: net worth ratio 23.20%, above the peer median of 17.92%; loan-to-share ratio 17.50%, below the peer median of 58.16%; return on assets -0.33%, below the peer median of 0.45%. At 23.20% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $3.3M | $4.0M | $46.8M | $68.3M | record → |
| Shares and deposits | $2.5M | $3.1M | $40.0M | $58.3M | record → |
| Loans outstanding | $445.7k | $1.7M | $21.7M | $34.4M | record → |
| Net income (year to date) | $-5.5k | $5.3k | $175.9k | $222.2k | record → |
| Net worth | $769.6k | $672.6k | $6.2M | $9.0M | record → |
| Net worth ratio | 23.20% | 17.92% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 17.50% | 58.16% | 60.91% | 68.70% | computed |
| Return on assets | -0.33% | 0.45% | 0.77% | 0.71% | computed |
| Members | 387 | 584 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $3.3M | $2.5M | $445.7k | $-5.5k | 23.20% | 387 | 3957 |
| 2026Q1 | $3.5M | $2.7M | $416.7k | $7.9k | 22.41% | 402 | 3977 |
| 2025Q4 | $3.5M | $2.7M | $444.1k | $-60.1k | 22.03% | 419 | 4008 |
| 2025Q3 | $3.7M | $2.9M | $644.1k | $-42.2k | 21.56% | 437 | 4022 |
| 2025Q2 | $3.8M | $3.0M | $721.0k | $-27.0k | 21.47% | 447 | 4050 |
| 2025Q1 | $3.8M | $3.0M | $764.7k | $-11.3k | 21.79% | 464 | 4088 |
| 2024Q4 | $3.9M | $3.0M | $814.5k | $-62.4k | 21.56% | 482 | 4117 |
| 2024Q3 | $4.3M | $3.4M | $905.2k | $-9.4k | 20.77% | 500 | 4123 |
| 2024Q2 | $4.5M | $3.6M | $1.0M | $4.0k | 19.82% | 527 | 4126 |
| 2024Q1 | $4.7M | $3.8M | $1.1M | $13.8k | 19.46% | 544 | 4151 |
| 2023Q4 | $5.2M | $4.3M | $1.2M | $-73.2k | 17.27% | 559 | 4122 |
| 2023Q3 | $5.5M | $4.6M | $1.2M | $-49.5k | 16.64% | 573 | 4132 |
| 2023Q2 | $5.6M | $4.7M | $1.3M | $-55.3k | 16.44% | 582 | 4155 |
| 2023Q1 | $5.9M | $4.8M | $1.5M | $-45.8k | 15.71% | 598 | 4152 |
| 2022Q4 | $7.0M | $6.0M | $1.6M | $-61.8k | 13.95% | 614 | 4090 |
| 2022Q3 | $7.3M | $6.3M | $1.6M | $-18.1k | 13.92% | 631 | 4109 |
| 2022Q2 | $6.9M | $5.9M | $1.5M | $11.3k | 15.11% | 644 | 4173 |
| 2022Q1 | $7.0M | $5.9M | $1.6M | $34.1k | 15.21% | 578 | 4199 |
| 2021Q4 | $7.5M | $6.5M | $1.6M | $150.1k | 13.69% | 669 | 4164 |
| 2021Q3 | $7.8M | $6.7M | $1.7M | $137.9k | 13.16% | 678 | 4179 |
| 2021Q2 | $7.8M | $6.8M | $1.9M | $56.7k | 12.10% | 689 | 4196 |
| 2021Q1 | $7.7M | $6.8M | $2.0M | $10.2k | 11.55% | 616 | 4217 |
| 2020Q4 | $7.3M | $6.4M | $2.0M | $31.8k | 12.02% | 610 | 4238 |
| 2020Q3 | $6.8M | $6.0M | $1.9M | $21.0k | 12.73% | 598 | 4303 |
| 2020Q2 | $7.1M | $6.2M | $1.8M | $14.4k | 12.26% | 611 | 4282 |
| 2020Q1 | $7.0M | $6.2M | $1.9M | $-1.4k | 12.05% | 610 | 4267 |
| 2019Q4 | $6.6M | $5.7M | $1.7M | $-24.6k | 12.96% | 605 | 4331 |
| 2019Q3 | $6.6M | $5.7M | $1.6M | $-24.4k | 12.88% | 593 | 4347 |
| 2019Q2 | $6.8M | $5.9M | $1.4M | $-15.2k | 12.70% | 592 | 4357 |
| 2019Q1 | $6.5M | $5.6M | $1.6M | $-13.8k | 13.31% | 589 | 4400 |
| 2018Q4 | $6.2M | $5.4M | $1.7M | $-2.0k | 14.02% | 599 | 4435 |
| 2018Q3 | $5.5M | $4.6M | $1.6M | $9.0k | 16.05% | 598 | 4560 |
| 2018Q2 | $5.8M | $4.9M | $1.6M | $2.3k | 15.08% | 611 | 4549 |
| 2018Q1 | $6.0M | $5.1M | $1.7M | $494 | 14.70% | 613 | 4569 |
| 2017Q4 | $6.0M | $5.1M | $1.7M | $-3.7k | 14.71% | 613 | 4579 |
| 2017Q3 | $6.1M | $5.2M | $1.7M | $-5.4k | 14.39% | 618 | 4613 |
| 2017Q2 | $6.3M | $5.4M | $1.6M | $-5.4k | 13.86% | 622 | 4622 |
| 2017Q1 | $6.3M | $5.3M | $1.7M | $-3.2k | 13.90% | 638 | 4651 |
| 2016Q4 | $6.5M | $5.6M | $1.7M | $-11.0k | 13.46% | 638 | 4628 |
| 2016Q3 | $6.8M | $5.9M | $1.7M | $-5.0k | 13.09% | 643 | 4639 |
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