credit union · NCUA 11273 · IN
How big is STERLING UNITED?
STERLING UNITED (IN, NCUA charter 11273) reported total assets of $101.6M, 7,982 members and a net worth ratio of 10.50% in its Call Report for 2026Q2. That ranks 1809 of 4,299 federally insured credit unions by assets, 1050 of 1,061 among credit unions with $100m-$500m in assets, 44 of 121 credit unions in indiana.
What stands out
STERLING UNITED (IN, NCUA charter 11273) reported total assets of $101.6M, 7,982 members and a net worth ratio of 10.50% in its Call Report for 2026Q2. That ranks 1809 of 4,299 federally insured credit unions by assets, 1050 of 1,061 among credit unions with $100m-$500m in assets, 44 of 121 credit unions in indiana. Against its size class: net worth ratio 10.50%, below the peer median of 11.65%; loan-to-share ratio 74.93%, above the peer median of 73.15%; return on assets 0.46%, below the peer median of 0.74%. At 10.50% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $101.6M | $198.1M | $59.4M | $68.3M | record → |
| Shares and deposits | $90.5M | $172.3M | $49.8M | $58.3M | record → |
| Loans outstanding | $67.8M | $125.2M | $31.4M | $34.4M | record → |
| Net income (year to date) | $234.2k | $766.3k | $269.0k | $222.2k | record → |
| Net worth | $10.7M | $24.5M | $8.7M | $9.0M | record → |
| Net worth ratio | 10.50% | 11.65% | 13.16% | 12.65% | record → |
| Loan-to-share ratio | 74.93% | 73.15% | 68.92% | 68.70% | computed |
| Return on assets | 0.46% | 0.74% | 0.82% | 0.71% | computed |
| Members | 7,982 | 13,230 | 4,967 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $101.6M | $90.5M | $67.8M | $234.2k | 10.50% | 7,982 | 1809 |
| 2026Q1 | $102.5M | $90.9M | $68.4M | $125.1k | 10.31% | 8,158 | 1799 |
| 2025Q4 | $99.9M | $88.9M | $67.9M | $415.7k | 10.45% | 8,170 | 1821 |
| 2025Q3 | $98.6M | $87.3M | $68.9M | $317.9k | 10.50% | 8,215 | 1835 |
| 2025Q2 | $99.7M | $88.8M | $69.1M | $185.6k | 10.25% | 8,175 | 1829 |
| 2025Q1 | $99.5M | $88.5M | $67.9M | $81.4k | 10.16% | 8,148 | 1835 |
| 2024Q4 | $94.1M | $83.4M | $67.8M | $427.5k | 10.66% | 8,090 | 1874 |
| 2024Q3 | $94.6M | $83.8M | $67.1M | $297.5k | 10.47% | 8,084 | 1869 |
| 2024Q2 | $93.0M | $82.5M | $66.7M | $179.9k | 10.51% | 8,674 | 1892 |
| 2024Q1 | $93.5M | $83.1M | $65.5M | $76.6k | 10.35% | 8,674 | 1899 |
| 2023Q4 | $90.2M | $79.8M | $65.0M | $360.5k | 10.65% | 8,647 | 1922 |
| 2023Q3 | $89.5M | $79.4M | $64.9M | $288.6k | 10.65% | 8,661 | 1933 |
| 2023Q2 | $85.7M | $75.4M | $63.7M | $200.0k | 11.01% | 8,585 | 1975 |
| 2023Q1 | $88.4M | $78.1M | $62.1M | $89.7k | 10.55% | 8,566 | 1961 |
| 2022Q4 | $81.6M | $71.2M | $60.9M | $758.2k | 11.32% | 8,631 | 2039 |
| 2022Q3 | $80.5M | $70.6M | $57.9M | $599.1k | 11.28% | 8,615 | 2069 |
| 2022Q2 | $79.3M | $69.4M | $56.3M | $397.8k | 11.20% | 8,640 | 2095 |
| 2022Q1 | $80.7M | $70.9M | $52.9M | $217.6k | 10.78% | 8,588 | 2070 |
| 2021Q4 | $78.9M | $69.8M | $50.8M | $776.5k | 10.75% | 8,558 | 2074 |
| 2021Q3 | $77.4M | $68.0M | $48.6M | $621.0k | 10.76% | 8,561 | 2080 |
| 2021Q2 | $78.2M | $69.6M | $45.9M | $248.8k | 10.17% | 8,580 | 2065 |
| 2021Q1 | $80.1M | $71.7M | $42.5M | $61.2k | 9.69% | 8,541 | 2037 |
| 2020Q4 | $74.1M | $65.9M | $40.7M | $207.0k | 10.38% | 8,571 | 2056 |
| 2020Q3 | $73.9M | $65.3M | $40.8M | $127.7k | 10.32% | 8,703 | 2042 |
| 2020Q2 | $74.3M | $65.8M | $40.3M | $71.5k | 10.18% | 8,886 | 2020 |
| 2020Q1 | $69.7M | $61.7M | $38.9M | $25.6k | 10.78% | 9,040 | 2016 |
| 2019Q4 | $66.8M | $58.6M | $39.9M | $197.5k | 11.21% | 9,180 | 2031 |
| 2019Q3 | $66.5M | $58.4M | $41.0M | $188.1k | 11.25% | 9,383 | 2035 |
| 2019Q2 | $69.2M | $61.1M | $42.3M | $184.1k | 10.81% | 9,908 | 2000 |
| 2019Q1 | $71.6M | $63.7M | $43.2M | $72.9k | 10.29% | 10,043 | 1972 |
| 2018Q4 | $66.6M | $58.6M | $45.8M | $221.5k | 10.96% | 10,203 | 2016 |
| 2018Q3 | $68.5M | $61.0M | $48.0M | $141.7k | 10.53% | 10,365 | 2000 |
| 2018Q2 | $70.5M | $62.8M | $50.4M | $110.6k | 10.19% | 10,536 | 1973 |
| 2018Q1 | $71.9M | $64.5M | $52.4M | $52.1k | 9.91% | 10,743 | 1955 |
| 2017Q4 | $71.3M | $63.3M | $54.0M | $19.3k | 9.92% | 10,856 | 1945 |
| 2017Q3 | $73.1M | $65.8M | $54.2M | $52.5k | 9.72% | 11,309 | 1921 |
| 2017Q2 | $73.8M | $66.5M | $53.7M | $-47.6k | 9.50% | 11,059 | 1924 |
| 2017Q1 | $74.7M | $67.3M | $54.4M | $-26.0k | 9.41% | 11,123 | 1906 |
| 2016Q4 | $72.7M | $65.4M | $54.9M | $80.5k | 9.77% | 11,416 | 1919 |
| 2016Q3 | $74.0M | $66.6M | $57.4M | $73.5k | 9.67% | 11,439 | 1883 |
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