credit union · NCUA 1108 · NJ
How big is CENTRAL JERSEY?
CENTRAL JERSEY (NJ, NCUA charter 1108) reported total assets of $93.2M, 5,824 members and a net worth ratio of 10.58% in its Call Report for 2026Q2. That ranks 1878 of 4,299 federally insured credit unions by assets, 58 of 573 among credit unions with $50m-$100m in assets, 33 of 126 credit unions in new jersey.
What stands out
CENTRAL JERSEY (NJ, NCUA charter 1108) reported total assets of $93.2M, 5,824 members and a net worth ratio of 10.58% in its Call Report for 2026Q2. That ranks 1878 of 4,299 federally insured credit unions by assets, 58 of 573 among credit unions with $50m-$100m in assets, 33 of 126 credit unions in new jersey. Against its size class: net worth ratio 10.58%, below the peer median of 12.95%; loan-to-share ratio 53.68%, below the peer median of 60.93%; return on assets 0.66%, below the peer median of 0.73%. At 10.58% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $93.2M | $72.1M | $21.8M | $68.3M | record → |
| Shares and deposits | $82.2M | $61.4M | $18.8M | $58.3M | record → |
| Loans outstanding | $44.1M | $37.6M | $7.5M | $34.4M | record → |
| Net income (year to date) | $307.6k | $269.0k | $34.4k | $222.2k | record → |
| Net worth | $9.9M | $9.2M | $3.2M | $9.0M | record → |
| Net worth ratio | 10.58% | 12.95% | 13.81% | 12.65% | record → |
| Loan-to-share ratio | 53.68% | 60.93% | 50.89% | 68.70% | computed |
| Return on assets | 0.66% | 0.73% | 0.39% | 0.71% | computed |
| Members | 5,824 | 5,030 | 1,796 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $93.2M | $82.2M | $44.1M | $307.6k | 10.58% | 5,824 | 1878 |
| 2026Q1 | $94.4M | $83.4M | $43.6M | $151.9k | 10.29% | 5,939 | 1875 |
| 2025Q4 | $92.6M | $81.6M | $45.0M | $637.8k | 10.40% | 6,021 | 1891 |
| 2025Q3 | $90.7M | $79.9M | $44.5M | $292.1k | 10.23% | 6,144 | 1916 |
| 2025Q2 | $96.2M | $85.6M | $43.9M | $220.8k | 9.57% | 6,189 | 1863 |
| 2025Q1 | $95.7M | $85.6M | $43.2M | $55.0k | 9.45% | 6,227 | 1870 |
| 2024Q4 | $93.3M | $83.1M | $43.1M | $514.3k | 9.72% | 6,293 | 1885 |
| 2024Q3 | $91.2M | $81.3M | $43.9M | $338.8k | 9.75% | 6,369 | 1908 |
| 2024Q2 | $96.9M | $86.9M | $42.4M | $231.1k | 9.07% | 6,447 | 1852 |
| 2024Q1 | $98.3M | $88.7M | $41.9M | $44.9k | 8.74% | 6,520 | 1851 |
| 2023Q4 | $99.4M | $89.7M | $43.1M | $642.7k | 8.68% | 6,618 | 1827 |
| 2023Q3 | $99.1M | $89.8M | $42.6M | $592.3k | 8.65% | 6,642 | 1827 |
| 2023Q2 | $104.3M | $95.3M | $42.9M | $475.0k | 8.11% | 6,704 | 1778 |
| 2023Q1 | $107.3M | $98.5M | $43.8M | $160.2k | 7.61% | 6,809 | 1768 |
| 2022Q4 | $95.7M | $88.1M | $41.3M | $547.7k | 7.16% | 6,927 | 1866 |
| 2022Q3 | $95.6M | $88.4M | $41.0M | $441.5k | 7.06% | 6,265 | 1882 |
| 2022Q2 | $96.9M | $89.9M | $40.8M | $279.6k | 6.90% | 6,306 | 1862 |
| 2022Q1 | $97.6M | $90.4M | $40.3M | $146.0k | 6.82% | 6,352 | 1857 |
| 2021Q4 | $94.9M | $87.7M | $36.5M | $602.6k | 6.74% | 6,398 | 1871 |
| 2021Q3 | $92.3M | $85.2M | $37.2M | $584.0k | 6.90% | 6,461 | 1894 |
| 2021Q2 | $93.8M | $87.0M | $33.6M | $248.8k | 6.74% | 6,509 | 1869 |
| 2021Q1 | $93.1M | $86.7M | $34.2M | $54.0k | 6.69% | 6,559 | 1871 |
| 2020Q4 | $85.2M | $78.7M | $34.1M | $110.7k | 6.95% | 6,646 | 1917 |
| 2020Q3 | $81.2M | $75.2M | $34.1M | $-11.2k | 7.02% | 6,720 | 1945 |
| 2020Q2 | $84.6M | $78.5M | $32.5M | $-26.0k | 7.06% | 6,780 | 1884 |
| 2020Q1 | $77.3M | $71.5M | $33.7M | $20.9k | 7.26% | 6,850 | 1912 |
| 2019Q4 | $74.8M | $68.5M | $34.4M | $339.2k | 7.48% | 6,938 | 1920 |
| 2019Q3 | $73.4M | $67.4M | $34.8M | $270.6k | 7.52% | 6,975 | 1928 |
| 2019Q2 | $78.4M | $72.3M | $35.9M | $159.9k | 7.12% | 7,035 | 1864 |
| 2019Q1 | $78.5M | $72.3M | $36.0M | $83.2k | 6.97% | 7,088 | 1862 |
| 2018Q4 | $73.8M | $68.2M | $36.8M | $376.4k | 7.11% | 7,405 | 1909 |
| 2018Q3 | $73.1M | $67.0M | $37.2M | $275.4k | 7.04% | 7,499 | 1920 |
| 2018Q2 | $80.7M | $75.1M | $37.0M | $79.6k | 6.38% | 7,588 | 1828 |
| 2018Q1 | $80.1M | $74.6M | $36.5M | $-86.1k | 6.18% | 7,664 | 1829 |
| 2017Q4 | $75.1M | $69.5M | $37.2M | $412.0k | 6.49% | 7,783 | 1881 |
| 2017Q3 | $74.9M | $69.5M | $37.4M | $283.7k | 6.34% | 7,879 | 1889 |
| 2017Q2 | $80.0M | $74.9M | $35.7M | $203.5k | 6.11% | 7,919 | 1831 |
| 2017Q1 | $79.0M | $74.0M | $35.5M | $104.3k | 6.05% | 7,991 | 1842 |
| 2016Q4 | $73.9M | $69.0M | $36.8M | $-30.6k | 6.03% | 8,085 | 1892 |
| 2016Q3 | $72.3M | $67.6M | $37.3M | $-139.9k | 6.02% | 8,227 | 1912 |
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