credit union · NCUA 108 · WV
How big is KEMBA CHARLESTON?
KEMBA CHARLESTON (WV, NCUA charter 108) reported total assets of $44.7M, 3,682 members and a net worth ratio of 20.64% in its Call Report for 2026Q2. That ranks 2495 of 4,299 federally insured credit unions by assets, 102 of 1,135 among credit unions with $10m-$50m in assets, 26 of 74 credit unions in west virginia.
What stands out
KEMBA CHARLESTON (WV, NCUA charter 108) reported total assets of $44.7M, 3,682 members and a net worth ratio of 20.64% in its Call Report for 2026Q2. That ranks 2495 of 4,299 federally insured credit unions by assets, 102 of 1,135 among credit unions with $10m-$50m in assets, 26 of 74 credit unions in west virginia. Against its size class: net worth ratio 20.64%, above the peer median of 13.88%; loan-to-share ratio 39.04%, below the peer median of 57.77%; return on assets 0.64%, below the peer median of 0.70%. At 20.64% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $44.7M | $25.2M | $27.6M | $68.3M | record → |
| Shares and deposits | $35.1M | $21.4M | $23.8M | $58.3M | record → |
| Loans outstanding | $13.7M | $11.2M | $10.4M | $34.4M | record → |
| Net income (year to date) | $144.1k | $82.1k | $117.1k | $222.2k | record → |
| Net worth | $9.2M | $3.4M | $3.5M | $9.0M | record → |
| Net worth ratio | 20.64% | 13.88% | 13.43% | 12.65% | record → |
| Loan-to-share ratio | 39.04% | 57.77% | 60.24% | 68.70% | computed |
| Return on assets | 0.64% | 0.70% | 0.84% | 0.71% | computed |
| Members | 3,682 | 2,092 | 2,096 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $44.7M | $35.1M | $13.7M | $144.1k | 20.64% | 3,682 | 2495 |
| 2026Q1 | $45.7M | $36.1M | $13.6M | $60.9k | 20.01% | 3,420 | 2476 |
| 2025Q4 | $45.0M | $35.4M | $14.1M | $259.1k | 20.21% | 3,852 | 2488 |
| 2025Q3 | $45.0M | $35.4M | $14.7M | $219.4k | 20.13% | 3,922 | 2491 |
| 2025Q2 | $44.8M | $35.4M | $14.8M | $114.1k | 19.94% | 3,400 | 2512 |
| 2025Q1 | $45.1M | $35.7M | $15.2M | $46.6k | 19.66% | 3,427 | 2514 |
| 2024Q4 | $44.8M | $35.4M | $15.4M | $355.1k | 19.73% | 3,596 | 2511 |
| 2024Q3 | $44.2M | $34.8M | $16.4M | $318.8k | 19.91% | 3,618 | 2534 |
| 2024Q2 | $44.5M | $35.2M | $17.1M | $233.9k | 19.57% | 3,662 | 2545 |
| 2024Q1 | $45.3M | $36.0M | $17.1M | $3.3k | 18.70% | 3,675 | 2546 |
| 2023Q4 | $45.1M | $35.8M | $17.8M | $72.8k | 18.80% | 3,698 | 2544 |
| 2023Q3 | $45.3M | $36.1M | $17.9M | $70.9k | 18.70% | 3,713 | 2557 |
| 2023Q2 | $45.6M | $36.6M | $17.4M | $44.6k | 18.51% | 3,858 | 2545 |
| 2023Q1 | $44.6M | $35.7M | $16.6M | $27.9k | 18.87% | 3,963 | 2584 |
| 2022Q4 | $45.9M | $36.9M | $15.9M | $22.5k | 18.31% | 3,960 | 2567 |
| 2022Q3 | $45.7M | $36.8M | $15.5M | $13.6k | 18.37% | 3,965 | 2594 |
| 2022Q2 | $45.7M | $36.7M | $15.1M | $-18.6k | 18.28% | 3,947 | 2602 |
| 2022Q1 | $45.7M | $36.9M | $14.7M | $-15.8k | 18.31% | 4,011 | 2611 |
| 2021Q4 | $44.3M | $35.4M | $14.9M | $74.4k | 18.91% | 4,092 | 2624 |
| 2021Q3 | $44.0M | $35.1M | $14.8M | $91.1k | 19.09% | 4,094 | 2627 |
| 2021Q2 | $44.0M | $35.1M | $15.0M | $43.5k | 19.00% | 4,135 | 2634 |
| 2021Q1 | $43.5M | $34.6M | $14.8M | $16.7k | 19.14% | 4,137 | 2651 |
| 2020Q4 | $40.8M | $32.0M | $15.4M | $49.7k | 20.33% | 4,158 | 2661 |
| 2020Q3 | $40.2M | $31.3M | $16.0M | $46.6k | 20.67% | 4,138 | 2653 |
| 2020Q2 | $40.5M | $31.7M | $15.9M | $19.3k | 20.42% | 4,175 | 2632 |
| 2020Q1 | $38.9M | $30.2M | $16.1M | $-5.0k | 21.20% | 4,240 | 2616 |
| 2019Q4 | $37.9M | $29.2M | $16.4M | $34.6k | 21.76% | 4,246 | 2607 |
| 2019Q3 | $38.5M | $29.7M | $16.3M | $33.3k | 21.44% | 4,236 | 2595 |
| 2019Q2 | $38.4M | $29.6M | $16.3M | $13.1k | 21.45% | 4,243 | 2611 |
| 2019Q1 | $38.8M | $30.0M | $16.2M | $-21.3k | 21.13% | 4,232 | 2604 |
| 2018Q4 | $38.1M | $29.4M | $16.2M | $74.3k | 21.59% | 4,301 | 2602 |
| 2018Q3 | $38.6M | $29.9M | $16.2M | $40.0k | 21.26% | 4,290 | 2601 |
| 2018Q2 | $39.4M | $30.7M | $16.2M | $18.5k | 20.78% | 4,319 | 2594 |
| 2018Q1 | $39.5M | $30.8M | $16.3M | $-12.1k | 20.65% | 4,318 | 2596 |
| 2017Q4 | $39.3M | $30.7M | $16.5M | $84.2k | 20.78% | 4,403 | 2572 |
| 2017Q3 | $39.4M | $30.9M | $17.0M | $73.3k | 20.68% | 4,431 | 2584 |
| 2017Q2 | $40.0M | $31.6M | $17.1M | $50.8k | 20.33% | 4,468 | 2582 |
| 2017Q1 | $40.2M | $31.8M | $16.8M | $15.9k | 20.15% | 4,413 | 2581 |
| 2016Q4 | $39.7M | $31.2M | $16.8M | $58.7k | 20.35% | 4,421 | 2574 |
| 2016Q3 | $40.0M | $31.6M | $16.5M | $34.7k | 20.12% | 4,459 | 2569 |
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