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credit union · NCUA 10696 · MD

How big is EDUCATIONAL SYSTEMS?

EDUCATIONAL SYSTEMS (MD, NCUA charter 10696) reported total assets of $1.4B, 84,473 members and a net worth ratio of 10.79% in its Call Report for 2026Q2. That ranks 361 of 4,299 federally insured credit unions by assets, 336 of 454 among credit unions with $1b-$10b in assets, 8 of 60 credit unions in maryland.

TOTAL ASSETS: $1.4BMEMBERS: 84,473NET WORTH RATIO: 10.79%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/10696-educational-systems

What stands out

EDUCATIONAL SYSTEMS (MD, NCUA charter 10696) reported total assets of $1.4B, 84,473 members and a net worth ratio of 10.79% in its Call Report for 2026Q2. That ranks 361 of 4,299 federally insured credit unions by assets, 336 of 454 among credit unions with $1b-$10b in assets, 8 of 60 credit unions in maryland. Against its size class: net worth ratio 10.79%, below the peer median of 10.89%; loan-to-share ratio 87.99%, below the peer median of 88.03%; return on assets 0.89%, above the peer median of 0.80%. At 10.79% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$1.4B$2.1B$162.8M$68.3Mrecord →
Shares and deposits$1.2B$1.8B$141.6M$58.3Mrecord →
Loans outstanding$1.1B$1.5B$99.8M$34.4Mrecord →
Net income (year to date)$6.2M$8.3M$491.6k$222.2krecord →
Net worth$151.6M$244.6M$26.0M$9.0Mrecord →
Net worth ratio10.79%10.89%12.37%12.65%record →
Loan-to-share ratio87.99%88.03%69.60%68.70%computed
Return on assets0.89%0.80%0.52%0.71%computed
Members84,473115,18313,7944,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$1.4B$1.2B$1.1B$6.2M10.79%84,473361
2026Q1$1.4B$1.2B$1.0B$3.7M10.98%84,377365
2025Q4$1.3B$1.1B$1.0B$9.0M10.88%83,975370
2025Q3$1.3B$1.1B$944.3M$7.2M11.31%92,890376
2025Q2$1.3B$1.1B$900.9M$5.1M10.95%91,287373
2025Q1$1.3B$1.1B$897.1M$2.6M10.84%90,658370
2024Q4$1.2B$1.1B$896.9M$11.5M11.16%88,375379
2024Q3$1.3B$1.1B$869.5M$8.5M10.71%89,689370
2024Q2$1.3B$1.1B$844.7M$5.8M10.30%88,690363
2024Q1$1.3B$1.1B$826.2M$2.6M9.73%87,840352
2023Q4$1.3B$1.1B$827.8M$8.8M10.01%87,428363
2023Q3$1.3B$1.1B$813.5M$6.5M10.05%88,089360
2023Q2$1.3B$1.1B$779.9M$4.1M9.53%86,723350
2023Q1$1.2B$1.1B$777.2M$1.3M9.74%86,367363
2022Q4$1.2B$1.1B$780.7M$8.2M9.86%86,087366
2022Q3$1.2B$1.1B$782.9M$6.3M9.89%86,550371
2022Q2$1.2B$1.1B$776.4M$4.2M9.39%86,296353
2022Q1$1.3B$1.1B$745.6M$2.2M9.14%85,827345
2021Q4$1.2B$1.1B$708.9M$9.4M9.07%85,533345
2021Q3$1.2B$1.1B$717.6M$5.7M8.94%84,903344
2021Q2$1.2B$1.1B$673.2M$2.9M8.56%83,909333
2021Q1$1.2B$1.1B$648.0M$292.1k8.45%83,400335
2020Q4$1.2B$1.0B$656.3M$3.3M8.80%83,337330
2020Q3$1.2B$986.2M$660.0M$1.8M8.58%84,582320
2020Q2$1.2B$983.4M$671.0M$574.0k8.49%85,202315
2020Q1$1.1B$912.4M$680.0M$627.0k9.06%86,001306
2019Q4$1.1B$875.5M$681.2M$5.9M9.34%86,145308
2019Q3$1.1B$860.1M$658.2M$4.9M9.34%86,255310
2019Q2$1.1B$879.7M$626.2M$3.6M9.11%85,583303
2019Q1$1.1B$877.3M$600.7M$550.0k8.90%85,169303
2018Q4$1.0B$835.9M$597.2M$4.3M9.25%85,187304
2018Q3$992.7M$825.0M$581.2M$2.5M9.25%86,166310
2018Q2$1.0B$847.1M$580.6M$1.2M8.89%86,202301
2018Q1$990.6M$831.4M$592.5M$363.7k9.05%86,464300
2017Q4$948.3M$787.6M$600.0M$3.9M9.41%86,503304
2017Q3$947.0M$782.8M$586.2M$2.9M9.32%87,279305
2017Q2$947.5M$801.2M$562.8M$2.1M9.22%86,592298
2017Q1$941.7M$798.7M$548.0M$795.8k9.15%86,087296
2016Q4$886.5M$757.0M$544.7M$3.0M9.62%86,019307
2016Q3$870.4M$740.7M$539.4M$1.7M9.64%87,520308

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