credit union · NCUA 1059 · NY
How big is GRAND CENTRAL TERMINAL EMPLOYEES?
GRAND CENTRAL TERMINAL EMPLOYEES (NY, NCUA charter 1059) reported total assets of $6.6M, 1,423 members and a net worth ratio of 11.93% in its Call Report for 2026Q2. That ranks 3714 of 4,299 federally insured credit unions by assets, 186 of 771 among credit unions under $10m in assets, 221 of 268 credit unions in new york.
What stands out
GRAND CENTRAL TERMINAL EMPLOYEES (NY, NCUA charter 1059) reported total assets of $6.6M, 1,423 members and a net worth ratio of 11.93% in its Call Report for 2026Q2. That ranks 3714 of 4,299 federally insured credit unions by assets, 186 of 771 among credit unions under $10m in assets, 221 of 268 credit unions in new york. Against its size class: net worth ratio 11.93%, below the peer median of 17.92%; loan-to-share ratio 20.99%, below the peer median of 58.16%; return on assets -0.53%, below the peer median of 0.45%. At 11.93% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $6.6M | $4.0M | $46.8M | $68.3M | record → |
| Shares and deposits | $5.8M | $3.1M | $40.0M | $58.3M | record → |
| Loans outstanding | $1.2M | $1.7M | $21.7M | $34.4M | record → |
| Net income (year to date) | $-17.5k | $5.3k | $175.9k | $222.2k | record → |
| Net worth | $789.7k | $672.6k | $6.2M | $9.0M | record → |
| Net worth ratio | 11.93% | 17.92% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 20.99% | 58.16% | 60.91% | 68.70% | computed |
| Return on assets | -0.53% | 0.45% | 0.77% | 0.71% | computed |
| Members | 1,423 | 584 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $6.6M | $5.8M | $1.2M | $-17.5k | 11.93% | 1,423 | 3714 |
| 2026Q1 | $6.7M | $5.9M | $1.2M | $-2.3k | 11.97% | 1,418 | 3729 |
| 2025Q4 | $6.9M | $6.1M | $1.3M | $-54.0k | 11.72% | 1,426 | 3737 |
| 2025Q3 | $6.9M | $6.0M | $1.4M | $-18.7k | 12.18% | 1,482 | 3766 |
| 2025Q2 | $7.3M | $6.4M | $1.4M | $-7.9k | 11.69% | 1,513 | 3763 |
| 2025Q1 | $7.3M | $6.4M | $1.4M | $961 | 11.85% | 1,525 | 3807 |
| 2024Q4 | $7.0M | $6.1M | $1.5M | $-92.8k | 12.32% | 1,517 | 3845 |
| 2024Q3 | $6.9M | $6.0M | $1.5M | $-62.3k | 12.92% | 1,534 | 3880 |
| 2024Q2 | $7.2M | $6.3M | $1.6M | $-60.7k | 12.45% | 1,540 | 3893 |
| 2024Q1 | $6.9M | $6.0M | $1.6M | $-21.4k | 13.45% | 1,554 | 3945 |
| 2023Q4 | $7.1M | $6.1M | $1.7M | $-61.8k | 13.42% | 1,557 | 3947 |
| 2023Q3 | $7.5M | $6.5M | $1.8M | $-33.3k | 13.05% | 1,557 | 3955 |
| 2023Q2 | $7.9M | $6.9M | $1.8M | $-19.0k | 12.55% | 1,563 | 3961 |
| 2023Q1 | $8.1M | $7.1M | $1.6M | $-1.9k | 12.45% | 1,557 | 3972 |
| 2022Q4 | $8.2M | $7.2M | $1.6M | $-64.6k | 12.32% | 1,568 | 3987 |
| 2022Q3 | $8.5M | $7.5M | $1.6M | $-41.7k | 12.22% | 1,575 | 4019 |
| 2022Q2 | $8.5M | $7.4M | $1.6M | $-38.7k | 12.19% | 1,587 | 4047 |
| 2022Q1 | $8.6M | $7.5M | $1.6M | $-17.6k | 12.42% | 1,591 | 4070 |
| 2021Q4 | $8.5M | $7.4M | $1.6M | $-64.4k | 12.61% | 1,590 | 4088 |
| 2021Q3 | $8.7M | $7.5M | $1.6M | $-25.4k | 12.86% | 1,588 | 4101 |
| 2021Q2 | $8.8M | $7.7M | $1.6M | $-11.9k | 12.82% | 1,608 | 4123 |
| 2021Q1 | $9.0M | $7.8M | $1.7M | $-3.1k | 12.69% | 1,619 | 4127 |
| 2020Q4 | $8.5M | $7.3M | $1.7M | $-66.3k | 13.42% | 1,628 | 4143 |
| 2020Q3 | $8.8M | $7.6M | $1.7M | $-10.5k | 13.58% | 1,665 | 4133 |
| 2020Q2 | $8.6M | $7.3M | $1.8M | $23.9k | 14.36% | 1,676 | 4155 |
| 2020Q1 | $7.7M | $6.5M | $2.1M | $31.4k | 16.07% | 1,687 | 4201 |
| 2019Q4 | $7.6M | $6.4M | $2.1M | $33.5k | 15.91% | 1,694 | 4221 |
| 2019Q3 | $7.7M | $6.4M | $2.2M | $30.2k | 15.71% | 1,705 | 4243 |
| 2019Q2 | $7.6M | $6.4M | $2.2M | $8.2k | 15.51% | 1,707 | 4259 |
| 2019Q1 | $7.6M | $6.5M | $2.1M | $-5.1k | 15.29% | 1,713 | 4279 |
| 2018Q4 | $7.5M | $6.3M | $2.1M | $44.1k | 15.60% | 1,701 | 4303 |
| 2018Q3 | $7.7M | $6.5M | $2.1M | $41.1k | 15.18% | 1,707 | 4318 |
| 2018Q2 | $7.8M | $6.7M | $2.0M | $25.1k | 14.71% | 1,710 | 4333 |
| 2018Q1 | $7.8M | $6.7M | $2.0M | $15.8k | 14.77% | 1,700 | 4362 |
| 2017Q4 | $7.6M | $6.5M | $2.2M | $52.6k | 14.83% | 1,700 | 4395 |
| 2017Q3 | $7.7M | $6.5M | $2.2M | $49.3k | 15.17% | 1,687 | 4435 |
| 2017Q2 | $7.7M | $6.5M | $2.1M | $33.9k | 14.98% | 1,708 | 4464 |
| 2017Q1 | $8.1M | $6.9M | $2.2M | $11.0k | 13.98% | 1,713 | 4453 |
| 2016Q4 | $8.1M | $6.9M | $2.3M | $121.1k | 13.84% | 1,710 | 4441 |
| 2016Q3 | $8.0M | $6.9M | $2.3M | $99.7k | 13.97% | 1,712 | 4477 |
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