credit union · NCUA 10381 · MD
How big is FERKO MD?
FERKO MD (MD, NCUA charter 10381) reported total assets of $30.1M, 3,028 members and a net worth ratio of 19.44% in its Call Report for 2026Q2. That ranks 2828 of 4,299 federally insured credit unions by assets, 435 of 1,135 among credit unions with $10m-$50m in assets, 43 of 60 credit unions in maryland.
What stands out
FERKO MD (MD, NCUA charter 10381) reported total assets of $30.1M, 3,028 members and a net worth ratio of 19.44% in its Call Report for 2026Q2. That ranks 2828 of 4,299 federally insured credit unions by assets, 435 of 1,135 among credit unions with $10m-$50m in assets, 43 of 60 credit unions in maryland. Against its size class: net worth ratio 19.44%, above the peer median of 13.88%; loan-to-share ratio 45.28%, below the peer median of 57.77%; return on assets 1.93%, above the peer median of 0.70%. At 19.44% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $30.1M | $25.2M | $162.8M | $68.3M | record → |
| Shares and deposits | $24.2M | $21.4M | $141.6M | $58.3M | record → |
| Loans outstanding | $11.0M | $11.2M | $99.8M | $34.4M | record → |
| Net income (year to date) | $290.2k | $82.1k | $491.6k | $222.2k | record → |
| Net worth | $5.9M | $3.4M | $26.0M | $9.0M | record → |
| Net worth ratio | 19.44% | 13.88% | 12.37% | 12.65% | record → |
| Loan-to-share ratio | 45.28% | 57.77% | 69.60% | 68.70% | computed |
| Return on assets | 1.93% | 0.70% | 0.52% | 0.71% | computed |
| Members | 3,028 | 2,092 | 13,794 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $30.1M | $24.2M | $11.0M | $290.2k | 19.44% | 3,028 | 2828 |
| 2026Q1 | $29.9M | $24.1M | $10.6M | $160.5k | 19.16% | 3,035 | 2854 |
| 2025Q4 | $28.8M | $23.2M | $11.0M | $531.1k | 19.31% | 3,050 | 2882 |
| 2025Q3 | $28.0M | $22.5M | $11.7M | $448.2k | 19.56% | 3,603 | 2912 |
| 2025Q2 | $30.3M | $24.9M | $12.2M | $308.3k | 17.64% | 3,625 | 2866 |
| 2025Q1 | $30.1M | $24.8M | $11.5M | $162.9k | 17.29% | 3,097 | 2897 |
| 2024Q4 | $28.9M | $23.8M | $12.3M | $461.1k | 17.44% | 3,106 | 2935 |
| 2024Q3 | $28.4M | $23.4M | $12.7M | $393.4k | 17.52% | 3,115 | 2971 |
| 2024Q2 | $30.6M | $25.8M | $12.5M | $265.2k | 15.79% | 3,130 | 2907 |
| 2024Q1 | $31.9M | $27.1M | $13.0M | $147.4k | 14.81% | 3,657 | 2894 |
| 2023Q4 | $31.5M | $26.9M | $13.5M | $398.8k | 14.52% | 3,676 | 2895 |
| 2023Q3 | $32.8M | $28.2M | $14.1M | $327.9k | 13.74% | 3,690 | 2879 |
| 2023Q2 | $35.8M | $31.4M | $13.8M | $220.5k | 12.22% | 3,688 | 2811 |
| 2023Q1 | $37.8M | $33.5M | $12.1M | $109.6k | 11.31% | 3,249 | 2768 |
| 2022Q4 | $37.1M | $32.9M | $10.9M | $87.0k | 11.24% | 3,266 | 2799 |
| 2022Q3 | $36.7M | $32.5M | $10.4M | $41.7k | 11.26% | 3,273 | 2831 |
| 2022Q2 | $38.1M | $34.0M | $9.5M | $-3.7k | 10.71% | 3,681 | 2789 |
| 2022Q1 | $38.6M | $34.5M | $9.7M | $-16.1k | 10.55% | 3,698 | 2786 |
| 2021Q4 | $37.5M | $33.4M | $10.0M | $107.0k | 10.90% | 3,741 | 2798 |
| 2021Q3 | $36.5M | $32.4M | $10.4M | $109.3k | 11.20% | 3,730 | 2835 |
| 2021Q2 | $37.4M | $33.3M | $10.8M | $89.6k | 10.89% | 3,418 | 2803 |
| 2021Q1 | $36.4M | $32.4M | $11.1M | $61.4k | 11.09% | 3,748 | 2829 |
| 2020Q4 | $34.0M | $30.0M | $11.8M | $245.6k | 11.69% | 3,769 | 2859 |
| 2020Q3 | $33.1M | $29.1M | $12.3M | $256.9k | 12.07% | 3,781 | 2870 |
| 2020Q2 | $34.5M | $30.6M | $12.5M | $222.3k | 11.45% | 3,819 | 2819 |
| 2020Q1 | $32.4M | $28.5M | $13.0M | $138.2k | 11.96% | 3,837 | 2820 |
| 2019Q4 | $31.2M | $27.5M | $13.4M | $335.3k | 11.96% | 3,845 | 2836 |
| 2019Q3 | $30.9M | $27.1M | $13.5M | $284.4k | 11.94% | 3,846 | 2846 |
| 2019Q2 | $34.5M | $30.9M | $12.6M | $174.1k | 10.36% | 3,835 | 2727 |
| 2019Q1 | $33.9M | $30.4M | $12.2M | $100.6k | 10.32% | 3,826 | 2748 |
| 2018Q4 | $32.8M | $29.3M | $11.7M | $160.4k | 10.38% | 3,658 | 2775 |
| 2018Q3 | $31.6M | $28.3M | $11.0M | $100.6k | 10.56% | 3,671 | 2833 |
| 2018Q2 | $34.0M | $30.7M | $10.1M | $81.0k | 9.76% | 3,807 | 2755 |
| 2018Q1 | $34.1M | $30.8M | $9.7M | $104.0k | 9.79% | 3,718 | 2763 |
| 2017Q4 | $32.6M | $29.3M | $10.1M | $119.8k | 9.94% | 3,752 | 2790 |
| 2017Q3 | $31.7M | $28.4M | $10.1M | $108.6k | 10.18% | 3,795 | 2839 |
| 2017Q2 | $33.0M | $29.8M | $9.5M | $75.9k | 9.66% | 3,889 | 2807 |
| 2017Q1 | $33.3M | $30.2M | $9.2M | $16.4k | 9.40% | 3,925 | 2806 |
| 2016Q4 | $32.4M | $29.3M | $9.2M | $-147.2k | 9.62% | 4,224 | 2811 |
| 2016Q3 | $31.7M | $28.6M | $9.0M | $-195.4k | 9.68% | 4,241 | 2849 |
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