credit union · NCUA 10301 · WV
How big is ROMNEY?
ROMNEY (WV, NCUA charter 10301) reported total assets of $14.8M, 1,667 members and a net worth ratio of 9.23% in its Call Report for 2026Q2. That ranks 3299 of 4,299 federally insured credit unions by assets, 906 of 1,135 among credit unions with $10m-$50m in assets, 48 of 74 credit unions in west virginia.
What stands out
ROMNEY (WV, NCUA charter 10301) reported total assets of $14.8M, 1,667 members and a net worth ratio of 9.23% in its Call Report for 2026Q2. That ranks 3299 of 4,299 federally insured credit unions by assets, 906 of 1,135 among credit unions with $10m-$50m in assets, 48 of 74 credit unions in west virginia. Against its size class: net worth ratio 9.23%, below the peer median of 13.88%; loan-to-share ratio 82.61%, above the peer median of 57.77%; return on assets 0.79%, above the peer median of 0.70%. At 9.23% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $14.8M | $25.2M | $27.6M | $68.3M | record → |
| Shares and deposits | $13.5M | $21.4M | $23.8M | $58.3M | record → |
| Loans outstanding | $11.1M | $11.2M | $10.4M | $34.4M | record → |
| Net income (year to date) | $58.8k | $82.1k | $117.1k | $222.2k | record → |
| Net worth | $1.4M | $3.4M | $3.5M | $9.0M | record → |
| Net worth ratio | 9.23% | 13.88% | 13.43% | 12.65% | record → |
| Loan-to-share ratio | 82.61% | 57.77% | 60.24% | 68.70% | computed |
| Return on assets | 0.79% | 0.70% | 0.84% | 0.71% | computed |
| Members | 1,667 | 2,092 | 2,096 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $14.8M | $13.5M | $11.1M | $58.8k | 9.23% | 1,667 | 3299 |
| 2026Q1 | $14.0M | $12.7M | $11.1M | $32.4k | 9.58% | 1,621 | 3352 |
| 2025Q4 | $14.3M | $13.0M | $11.0M | $155.5k | 9.15% | 1,600 | 3350 |
| 2025Q3 | $14.1M | $12.8M | $11.0M | $142.7k | 9.19% | 1,587 | 3378 |
| 2025Q2 | $13.7M | $12.4M | $11.1M | $104.2k | 9.77% | 1,569 | 3417 |
| 2025Q1 | $13.3M | $12.0M | $10.9M | $55.1k | 9.68% | 1,556 | 3469 |
| 2024Q4 | $13.2M | $12.0M | $10.9M | $68.8k | 9.36% | 1,532 | 3487 |
| 2024Q3 | $13.2M | $12.0M | $11.3M | $85.7k | 9.49% | 1,515 | 3512 |
| 2024Q2 | $12.8M | $11.6M | $11.1M | $54.2k | 9.52% | 1,493 | 3549 |
| 2024Q1 | $12.9M | $11.7M | $11.1M | $22.1k | 9.23% | 1,504 | 3577 |
| 2023Q4 | $12.5M | $11.3M | $11.1M | $109.5k | 9.34% | 1,474 | 3610 |
| 2023Q3 | $12.6M | $11.5M | $11.2M | $58.0k | 9.05% | 1,451 | 3631 |
| 2023Q2 | $11.9M | $10.9M | $10.9M | $12.4k | 9.40% | 1,406 | 3701 |
| 2023Q1 | $11.7M | $10.6M | $10.7M | $27.3k | 9.46% | 1,376 | 3757 |
| 2022Q4 | $11.7M | $10.0M | $10.6M | $148.4k | 9.33% | 1,327 | 3785 |
| 2022Q3 | $11.0M | $9.9M | $9.6M | $113.8k | 9.54% | 1,349 | 3859 |
| 2022Q2 | $10.8M | $9.8M | $9.1M | $77.9k | 9.44% | 1,321 | 3891 |
| 2022Q1 | $10.1M | $9.1M | $8.9M | $38.9k | 9.73% | 1,317 | 3971 |
| 2021Q4 | $9.9M | $8.9M | $9.0M | $50.6k | 9.49% | 1,314 | 3999 |
| 2021Q3 | $10.0M | $9.1M | $8.6M | $18.9k | 9.05% | 1,307 | 4006 |
| 2021Q2 | $9.8M | $9.0M | $8.2M | $-13.5k | 8.90% | 1,301 | 4048 |
| 2021Q1 | $10.0M | $9.1M | $7.6M | $20.5k | 9.08% | 1,258 | 4048 |
| 2020Q4 | $8.8M | $7.9M | $7.0M | $50.5k | 10.15% | 1,227 | 4132 |
| 2020Q3 | $8.5M | $7.6M | $6.8M | $31.3k | 10.26% | 1,210 | 4156 |
| 2020Q2 | $8.3M | $7.4M | $6.3M | $25.7k | 10.42% | 1,200 | 4169 |
| 2020Q1 | $7.6M | $6.7M | $6.0M | $9.8k | 11.21% | 1,188 | 4218 |
| 2019Q4 | $7.4M | $6.5M | $5.6M | $42.1k | 11.35% | 1,165 | 4245 |
| 2019Q3 | $7.0M | $6.2M | $5.4M | $31.9k | 11.86% | 1,183 | 4304 |
| 2019Q2 | $6.8M | $6.0M | $4.7M | $14.7k | 11.88% | 1,168 | 4352 |
| 2019Q1 | $6.6M | $5.8M | $4.4M | $4.7k | 12.11% | 1,137 | 4384 |
| 2018Q4 | $6.4M | $5.7M | $3.9M | $-2.4k | 12.35% | 1,114 | 4420 |
| 2018Q3 | $5.6M | $4.7M | $3.5M | $2.0k | 14.18% | 1,090 | 4544 |
| 2018Q2 | $5.8M | $5.0M | $3.0M | $1.4k | 13.83% | 1,087 | 4552 |
| 2018Q1 | $5.7M | $4.9M | $2.9M | $181 | 14.12% | 1,077 | 4603 |
| 2017Q4 | $5.5M | $4.7M | $2.9M | $1.3k | 14.44% | 1,080 | 4633 |
| 2017Q3 | $5.6M | $4.8M | $3.0M | $1.0k | 14.32% | 1,084 | 4679 |
| 2017Q2 | $5.7M | $4.8M | $2.9M | $1.6k | 14.14% | 1,103 | 4711 |
| 2017Q1 | $5.7M | $4.9M | $2.7M | $3.8k | 14.10% | 1,098 | 4735 |
| 2016Q4 | $5.7M | $4.9M | $2.8M | $-2.2k | 13.94% | 1,096 | 4735 |
| 2016Q3 | $5.9M | $5.1M | $3.1M | $451 | 13.64% | 1,103 | 4749 |
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