credit union · NCUA 10283 · OK
How big is THE FOCUS?
THE FOCUS (OK, NCUA charter 10283) reported total assets of $163.2M, 12,390 members and a net worth ratio of 8.99% in its Call Report for 2026Q2. That ranks 1439 of 4,299 federally insured credit unions by assets, 680 of 1,061 among credit unions with $100m-$500m in assets, 22 of 52 credit unions in oklahoma.
What stands out
THE FOCUS (OK, NCUA charter 10283) reported total assets of $163.2M, 12,390 members and a net worth ratio of 8.99% in its Call Report for 2026Q2. That ranks 1439 of 4,299 federally insured credit unions by assets, 680 of 1,061 among credit unions with $100m-$500m in assets, 22 of 52 credit unions in oklahoma. Against its size class: net worth ratio 8.99%, below the peer median of 11.65%; loan-to-share ratio 88.87%, above the peer median of 73.15%; return on assets 0.03%, below the peer median of 0.74%. At 8.99% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $163.2M | $198.1M | $109.0M | $68.3M | record → |
| Shares and deposits | $147.9M | $172.3M | $94.4M | $58.3M | record → |
| Loans outstanding | $131.4M | $125.2M | $65.3M | $34.4M | record → |
| Net income (year to date) | $26.9k | $766.3k | $216.2k | $222.2k | record → |
| Net worth | $14.6M | $24.5M | $11.8M | $9.0M | record → |
| Net worth ratio | 8.99% | 11.65% | 12.69% | 12.65% | record → |
| Loan-to-share ratio | 88.87% | 73.15% | 72.75% | 68.70% | computed |
| Return on assets | 0.03% | 0.74% | 0.63% | 0.71% | computed |
| Members | 12,390 | 13,230 | 8,608 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $163.2M | $147.9M | $131.4M | $26.9k | 8.99% | 12,390 | 1439 |
| 2026Q1 | $162.1M | $146.8M | $123.6M | $26.7k | 9.03% | 12,341 | 1443 |
| 2025Q4 | $159.3M | $144.1M | $122.6M | $250.7k | 9.18% | 12,404 | 1452 |
| 2025Q3 | $166.8M | $143.2M | $135.2M | $65.6k | 8.72% | 12,515 | 1418 |
| 2025Q2 | $162.9M | $145.6M | $130.0M | $74.5k | 8.87% | 12,480 | 1433 |
| 2025Q1 | $162.4M | $148.1M | $123.6M | $21.7k | 8.86% | 12,447 | 1437 |
| 2024Q4 | $169.9M | $155.7M | $124.4M | $150.7k | 8.59% | 12,520 | 1385 |
| 2024Q3 | $168.0M | $153.8M | $126.1M | $81.1k | 8.69% | 12,601 | 1394 |
| 2024Q2 | $168.7M | $154.1M | $124.2M | $79.6k | 8.85% | 12,627 | 1383 |
| 2024Q1 | $162.6M | $150.0M | $120.6M | $-5.1k | 8.21% | 11,881 | 1427 |
| 2023Q4 | $159.5M | $145.9M | $121.4M | $567.4k | 8.41% | 11,861 | 1428 |
| 2023Q3 | $155.7M | $144.1M | $120.6M | $268.0k | 8.38% | 11,875 | 1443 |
| 2023Q2 | $147.4M | $135.4M | $113.1M | $152.5k | 8.44% | 11,701 | 1487 |
| 2023Q1 | $148.3M | $136.4M | $112.6M | $92.9k | 8.35% | 11,689 | 1498 |
| 2022Q4 | $147.7M | $135.9M | $115.2M | $1.1M | 8.32% | 11,723 | 1498 |
| 2022Q3 | $147.6M | $136.5M | $112.2M | $806.5k | 8.13% | 11,724 | 1501 |
| 2022Q2 | $150.1M | $138.7M | $104.5M | $489.3k | 8.01% | 11,540 | 1488 |
| 2022Q1 | $148.4M | $135.3M | $104.4M | $271.3k | 8.02% | 11,604 | 1498 |
| 2021Q4 | $144.4M | $132.3M | $103.1M | $1.1M | 7.96% | 11,624 | 1502 |
| 2021Q3 | $141.3M | $129.2M | $105.4M | $878.8k | 7.94% | 11,681 | 1518 |
| 2021Q2 | $138.4M | $125.8M | $103.6M | $687.1k | 8.02% | 11,627 | 1531 |
| 2021Q1 | $139.0M | $127.2M | $100.7M | $272.1k | 7.44% | 11,583 | 1529 |
| 2020Q4 | $132.8M | $121.5M | $101.6M | $377.8k | 7.58% | 11,583 | 1511 |
| 2020Q3 | $126.7M | $115.4M | $97.3M | $213.5k | 7.81% | 11,551 | 1533 |
| 2020Q2 | $121.6M | $111.0M | $91.5M | $111.7k | 8.06% | 11,438 | 1554 |
| 2020Q1 | $115.2M | $104.6M | $92.2M | $4.8k | 8.42% | 11,433 | 1544 |
| 2019Q4 | $112.8M | $102.2M | $93.2M | $484.2k | 8.59% | 11,488 | 1540 |
| 2019Q3 | $112.6M | $102.1M | $96.1M | $468.1k | 8.59% | 11,275 | 1538 |
| 2019Q2 | $113.1M | $101.8M | $92.3M | $338.7k | 8.44% | 11,172 | 1536 |
| 2019Q1 | $114.9M | $104.3M | $92.4M | $198.6k | 8.19% | 11,217 | 1519 |
| 2018Q4 | $113.0M | $103.3M | $93.3M | $439.2k | 8.14% | 11,207 | 1502 |
| 2018Q3 | $110.0M | $98.3M | $92.5M | $366.0k | 8.30% | 11,154 | 1537 |
| 2018Q2 | $108.3M | $98.5M | $89.9M | $280.6k | 8.35% | 11,077 | 1552 |
| 2018Q1 | $109.4M | $99.1M | $87.0M | $177.6k | 8.17% | 10,983 | 1543 |
| 2017Q4 | $108.5M | $98.7M | $86.9M | $235.7k | 8.08% | 10,929 | 1530 |
| 2017Q3 | $109.3M | $99.7M | $87.1M | $74.4k | 7.88% | 10,938 | 1522 |
| 2017Q2 | $111.5M | $101.4M | $86.3M | $-103.3k | 7.56% | 10,922 | 1507 |
| 2017Q1 | $111.1M | $101.4M | $86.0M | $-59.4k | 7.63% | 10,849 | 1515 |
| 2016Q4 | $109.9M | $100.2M | $86.4M | $-160.0k | 7.76% | 10,873 | 1493 |
| 2016Q3 | $107.5M | $98.7M | $84.7M | $-123.8k | 7.04% | 10,880 | 1523 |
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