credit union · NCUA 1021 · NJ
How big is FIRST FINANCIAL?
FIRST FINANCIAL (NJ, NCUA charter 1021) reported total assets of $176.1M, 14,478 members and a net worth ratio of 8.30% in its Call Report for 2026Q2. That ranks 1377 of 4,299 federally insured credit unions by assets, 618 of 1,061 among credit unions with $100m-$500m in assets, 17 of 126 credit unions in new jersey.
What stands out
FIRST FINANCIAL (NJ, NCUA charter 1021) reported total assets of $176.1M, 14,478 members and a net worth ratio of 8.30% in its Call Report for 2026Q2. That ranks 1377 of 4,299 federally insured credit unions by assets, 618 of 1,061 among credit unions with $100m-$500m in assets, 17 of 126 credit unions in new jersey. Against its size class: net worth ratio 8.30%, below the peer median of 11.65%; loan-to-share ratio 67.97%, below the peer median of 73.15%; return on assets 0.40%, below the peer median of 0.74%. At 8.30% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $176.1M | $198.1M | $21.8M | $68.3M | record → |
| Shares and deposits | $162.6M | $172.3M | $18.8M | $58.3M | record → |
| Loans outstanding | $110.5M | $125.2M | $7.5M | $34.4M | record → |
| Net income (year to date) | $353.0k | $766.3k | $34.4k | $222.2k | record → |
| Net worth | $14.6M | $24.5M | $3.2M | $9.0M | record → |
| Net worth ratio | 8.30% | 11.65% | 13.81% | 12.65% | record → |
| Loan-to-share ratio | 67.97% | 73.15% | 50.89% | 68.70% | computed |
| Return on assets | 0.40% | 0.74% | 0.39% | 0.71% | computed |
| Members | 14,478 | 13,230 | 1,796 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $176.1M | $162.6M | $110.5M | $353.0k | 8.30% | 14,478 | 1377 |
| 2026Q1 | $175.8M | $162.6M | $106.3M | $134.2k | 8.16% | 14,455 | 1385 |
| 2025Q4 | $178.4M | $165.6M | $105.6M | $1.6M | 8.04% | 14,452 | 1361 |
| 2025Q3 | $173.1M | $161.3M | $108.5M | $932.8k | 7.89% | 15,028 | 1392 |
| 2025Q2 | $183.1M | $171.8M | $109.2M | $654.8k | 7.31% | 15,102 | 1341 |
| 2025Q1 | $184.4M | $173.6M | $108.7M | $393.9k | 7.12% | 15,110 | 1333 |
| 2024Q4 | $185.2M | $175.4M | $109.8M | $2.1M | 6.66% | 15,042 | 1319 |
| 2024Q3 | $180.7M | $171.7M | $110.6M | $1.7M | 6.71% | 15,985 | 1334 |
| 2024Q2 | $191.0M | $183.2M | $109.5M | $1.2M | 6.08% | 15,985 | 1301 |
| 2024Q1 | $189.9M | $182.4M | $106.5M | $757.6k | 5.93% | 15,906 | 1307 |
| 2023Q4 | $194.4M | $187.7M | $104.8M | $907.6k | 5.45% | 15,853 | 1279 |
| 2023Q3 | $197.0M | $191.2M | $103.3M | $678.4k | 5.18% | 16,438 | 1264 |
| 2023Q2 | $209.2M | $203.5M | $100.0M | $475.5k | 4.82% | 16,383 | 1230 |
| 2023Q1 | $212.6M | $207.3M | $97.3M | $108.5k | 4.63% | 16,336 | 1221 |
| 2022Q4 | $209.9M | $205.3M | $95.6M | $404.3k | 4.56% | 16,331 | 1226 |
| 2022Q3 | $209.5M | $204.8M | $91.0M | $230.7k | 4.46% | 16,705 | 1218 |
| 2022Q2 | $213.0M | $207.8M | $87.3M | $102.1k | 4.41% | 16,632 | 1211 |
| 2022Q1 | $210.0M | $204.3M | $83.7M | $84.9k | 4.45% | 16,677 | 1220 |
| 2021Q4 | $209.5M | $202.7M | $83.1M | $605.7k | 4.46% | 16,725 | 1207 |
| 2021Q3 | $200.8M | $194.2M | $84.4M | $518.4k | 4.51% | 17,302 | 1227 |
| 2021Q2 | $203.8M | $197.2M | $89.9M | $248.7k | 4.46% | 17,452 | 1207 |
| 2021Q1 | $201.5M | $195.6M | $92.5M | $133.8k | 4.48% | 17,589 | 1214 |
| 2020Q4 | $192.1M | $186.0M | $98.7M | $34.8k | 4.60% | 17,770 | 1212 |
| 2020Q3 | $185.8M | $177.7M | $104.3M | $522.9k | 5.02% | 18,218 | 1216 |
| 2020Q2 | $188.9M | $180.9M | $108.3M | $421.4k | 5.09% | 18,293 | 1197 |
| 2020Q1 | $170.9M | $163.4M | $109.0M | $150.5k | 5.05% | 18,317 | 1212 |
| 2019Q4 | $169.3M | $161.9M | $113.7M | $-743.0k | 5.00% | 18,558 | 1198 |
| 2019Q3 | $167.9M | $160.1M | $116.4M | $-401.4k | 5.23% | 19,908 | 1196 |
| 2019Q2 | $176.8M | $168.9M | $119.1M | $-336.7k | 5.01% | 19,908 | 1151 |
| 2019Q1 | $176.9M | $167.7M | $124.0M | $1.1M | 5.89% | 19,995 | 1152 |
| 2018Q4 | $175.3M | $167.0M | $127.9M | $-2.4M | 5.24% | 20,042 | 1138 |
| 2018Q3 | $177.0M | $167.2M | $130.0M | $-1.9M | 5.44% | 20,074 | 1135 |
| 2018Q2 | $191.1M | $181.5M | $133.4M | $-1.8M | 5.23% | 20,026 | 1084 |
| 2018Q1 | $188.8M | $179.2M | $132.8M | $-1.7M | 5.15% | 19,887 | 1090 |
| 2017Q4 | $190.0M | $178.3M | $139.6M | $259.2k | 6.20% | 19,749 | 1070 |
| 2017Q3 | $188.0M | $176.1M | $140.3M | $643.5k | 6.64% | 19,725 | 1074 |
| 2017Q2 | $190.0M | $178.3M | $140.0M | $538.4k | 6.42% | 19,601 | 1064 |
| 2017Q1 | $192.7M | $179.8M | $141.3M | $183.4k | 7.13% | 19,500 | 1056 |
| 2016Q4 | $186.1M | $173.3M | $142.1M | $-872.6k | 7.14% | 19,379 | 1056 |
| 2016Q3 | $183.4M | $171.3M | $139.7M | $-618.2k | 7.25% | 19,239 | 1060 |
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