credit union · NCUA 10174 · TX
How big is FIRSTLIGHT?
FIRSTLIGHT (TX, NCUA charter 10174) reported total assets of $1.6B, 97,419 members and a net worth ratio of 10.33% in its Call Report for 2026Q2. That ranks 307 of 4,299 federally insured credit unions by assets, 282 of 454 among credit unions with $1b-$10b in assets, 21 of 380 credit unions in texas.
What stands out
FIRSTLIGHT (TX, NCUA charter 10174) reported total assets of $1.6B, 97,419 members and a net worth ratio of 10.33% in its Call Report for 2026Q2. That ranks 307 of 4,299 federally insured credit unions by assets, 282 of 454 among credit unions with $1b-$10b in assets, 21 of 380 credit unions in texas. Against its size class: net worth ratio 10.33%, below the peer median of 10.89%; loan-to-share ratio 92.81%, above the peer median of 88.03%; return on assets 0.92%, above the peer median of 0.80%. At 10.33% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.6B | $2.1B | $49.9M | $68.3M | record → |
| Shares and deposits | $1.4B | $1.8B | $40.8M | $58.3M | record → |
| Loans outstanding | $1.3B | $1.5B | $24.4M | $34.4M | record → |
| Net income (year to date) | $7.5M | $8.3M | $141.6k | $222.2k | record → |
| Net worth | $168.9M | $244.6M | $7.4M | $9.0M | record → |
| Net worth ratio | 10.33% | 10.89% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 92.81% | 88.03% | 70.24% | 68.70% | computed |
| Return on assets | 0.92% | 0.80% | 0.59% | 0.71% | computed |
| Members | 97,419 | 115,183 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.6B | $1.4B | $1.3B | $7.5M | 10.33% | 97,419 | 307 |
| 2026Q1 | $1.6B | $1.4B | $1.3B | $2.9M | 10.20% | 98,481 | 304 |
| 2025Q4 | $1.6B | $1.4B | $1.2B | $4.1M | 10.23% | 98,504 | 308 |
| 2025Q3 | $1.6B | $1.4B | $1.2B | $1.6M | 10.09% | 99,291 | 302 |
| 2025Q2 | $1.6B | $1.4B | $1.2B | $-2.1M | 9.86% | 99,396 | 303 |
| 2025Q1 | $1.6B | $1.4B | $1.3B | $-3.5M | 9.99% | 99,843 | 303 |
| 2024Q4 | $1.6B | $1.3B | $1.3B | $5.5M | 10.03% | 100,195 | 295 |
| 2024Q3 | $1.6B | $1.3B | $1.3B | $4.4M | 9.98% | 100,989 | 296 |
| 2024Q2 | $1.6B | $1.3B | $1.3B | $1.9M | 9.80% | 101,258 | 297 |
| 2024Q1 | $1.6B | $1.3B | $1.3B | $1.5M | 10.04% | 101,841 | 302 |
| 2023Q4 | $1.6B | $1.3B | $1.3B | $11.9M | 10.12% | 107,260 | 299 |
| 2023Q3 | $1.6B | $1.3B | $1.3B | $8.5M | 9.83% | 107,874 | 297 |
| 2023Q2 | $1.6B | $1.3B | $1.3B | $5.8M | 9.59% | 108,257 | 295 |
| 2023Q1 | $1.5B | $1.3B | $1.2B | $3.4M | 10.07% | 108,825 | 307 |
| 2022Q4 | $1.5B | $1.3B | $1.2B | $18.4M | 9.82% | 109,019 | 306 |
| 2022Q3 | $1.5B | $1.3B | $1.2B | $15.2M | 9.48% | 109,554 | 301 |
| 2022Q2 | $1.5B | $1.3B | $1.2B | $10.9M | 9.48% | 108,768 | 304 |
| 2022Q1 | $1.4B | $1.3B | $1.1B | $6.4M | 9.26% | 108,484 | 306 |
| 2021Q4 | $1.4B | $1.3B | $1.1B | $14.5M | 9.11% | 107,843 | 310 |
| 2021Q3 | $1.4B | $1.3B | $1.0B | $10.9M | 8.76% | 107,804 | 300 |
| 2021Q2 | $1.4B | $1.3B | $999.4M | $7.4M | 8.59% | 107,305 | 296 |
| 2021Q1 | $1.4B | $1.3B | $964.3M | $3.7M | 8.29% | 107,028 | 292 |
| 2020Q4 | $1.3B | $1.2B | $950.5M | $8.0M | 8.54% | 106,877 | 295 |
| 2020Q3 | $1.3B | $1.2B | $947.2M | $5.7M | 8.60% | 107,576 | 295 |
| 2020Q2 | $1.3B | $1.1B | $924.3M | $3.2M | 8.50% | 107,413 | 291 |
| 2020Q1 | $1.2B | $1.1B | $915.3M | $2.1M | 9.09% | 109,041 | 294 |
| 2019Q4 | $1.1B | $1.0B | $910.2M | $8.4M | 9.23% | 108,763 | 293 |
| 2019Q3 | $1.1B | $1.0B | $883.1M | $6.2M | 9.06% | 108,872 | 291 |
| 2019Q2 | $1.1B | $1.0B | $889.0M | $4.4M | 8.88% | 108,560 | 285 |
| 2019Q1 | $1.1B | $1.0B | $889.5M | $2.7M | 8.74% | 109,279 | 283 |
| 2018Q4 | $1.1B | $987.2M | $884.4M | $7.2M | 8.81% | 109,886 | 283 |
| 2018Q3 | $1.1B | $980.3M | $878.3M | $5.9M | 8.72% | 109,968 | 280 |
| 2018Q2 | $1.1B | $964.1M | $876.9M | $3.7M | 8.68% | 109,398 | 284 |
| 2018Q1 | $1.1B | $971.9M | $876.4M | $2.3M | 8.51% | 109,960 | 279 |
| 2017Q4 | $1.0B | $937.2M | $863.5M | $6.1M | 8.60% | 109,706 | 280 |
| 2017Q3 | $1.0B | $929.8M | $864.6M | $3.7M | 8.42% | 109,663 | 281 |
| 2017Q2 | $1.0B | $925.3M | $841.1M | $2.7M | 8.39% | 108,985 | 280 |
| 2017Q1 | $1.0B | $917.7M | $814.7M | $913.7k | 8.29% | 108,674 | 278 |
| 2016Q4 | $975.0M | $882.1M | $803.2M | $4.6M | 8.52% | 107,998 | 281 |
| 2016Q3 | $965.5M | $871.0M | $822.3M | $3.3M | 8.46% | 108,043 | 281 |
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