Banks in Utah — Loan Loss Reserve / Loans, 2023Q1

Population: 36 Call Report filers, reporting date 2023-03-31.

Cite as: FACTANKER, https://factanker.com/banks/state-ut/loan-loss-reserve/2023Q1

← 2022Q4 · 2023Q2 → · latest quarter

10th percentile	0.7%
25th percentile	1.3%
Median	2.3%
75th percentile	3.1%
90th percentile	6.7%
Mean	3.6%
Minimum	0.0%
Maximum	20.8%

Methodology & sources
Allowance for loan and lease losses (item 3123) divided by total loans and leases (item 2122), both at the quarter end. This is the reserve a bank has already set aside — it is NOT a realized loss rate and NOT a non-performing loan ratio.
One row per reporting institution (RSSD) as of 2023-03-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.

Evidence samples

Largest institutions in this group

MORGAN STANLEY BANK, N.A. $205.8B assets · evidence
ALLY BANK $186.4B assets · evidence
AMERICAN EXPRESS NATIONAL BANK $165.5B assets · evidence
UBS BANK USA, NATIONAL ASSOCIATION $113.9B assets · evidence
ZIONS BANCORPORATION, NATIONAL ASSOCIATION $88.6B assets · evidence

Not claimed

Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All Banks in Utah benchmarks · All bank benchmarks