Banks in Texas — Loans / Deposits, 2021Q4

Population: 394 Call Report filers, reporting date 2021-12-31.

Cite as: FACTANKER, https://factanker.com/banks/state-tx/loan-to-deposit/2021Q4

← 2021Q3 · 2022Q1 → · latest quarter

10th percentile	29.0%
25th percentile	44.2%
Median	60.4%
75th percentile	74.5%
90th percentile	88.4%
Mean	59.2%
Minimum	3.8%
Maximum	111.9%

Methodology & sources
Total loans and leases (item 2122) divided by total deposits (item 2200), both at the quarter end.
One row per reporting institution (RSSD) as of 2021-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.

Evidence samples

Largest institutions in this group

USAA FEDERAL SAVINGS BANK $117.4B assets · evidence
FROST BANK $51.0B assets · evidence
PROSPERITY BANK $37.8B assets · evidence
TEXAS CAPITAL BANK $34.7B assets · evidence
INDEPENDENT BANK DBA INDEPENDENT FINANCIAL $18.7B assets · evidence

Not claimed

Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All Banks in Texas benchmarks · All bank benchmarks