Banks in Tennessee — Loans / Deposits, 2024Q4

Population: 116 Call Report filers, reporting date 2024-12-31.

Cite as: FACTANKER, https://factanker.com/banks/state-tn/loan-to-deposit/2024Q4

← 2024Q3 · 2025Q1 → · latest quarter

10th percentile	58.4%
25th percentile	69.1%
Median	82.5%
75th percentile	90.0%
90th percentile	99.1%
Mean	79.5%
Minimum	32.6%
Maximum	128.4%

Methodology & sources
Total loans and leases (item 2122) divided by total deposits (item 2200), both at the quarter end.
One row per reporting institution (RSSD) as of 2024-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.

Evidence samples

Largest institutions in this group

FIRST HORIZON BANK $81.9B assets · evidence
PINNACLE BANK $52.5B assets · evidence
FIRSTBANK $13.1B assets · evidence
WILSON BANK & TRUST $5.4B assets · evidence
SMARTBANK $5.3B assets · evidence

Not claimed

Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All Banks in Tennessee benchmarks · All bank benchmarks