Banks in New Hampshire — Efficiency Ratio, 2012Q1
Population: 23 Call Report filers, reporting date 2012-03-31.
Cite as: FACTANKER, https://factanker.com/banks/state-nh/efficiency-ratio/2012Q1
← 2011Q4 · 2012Q2 → · latest quarter
| 10th percentile | 59.7% |
|---|---|
| 25th percentile | 74.5% |
| Median | 81.4% |
| 75th percentile | 86.6% |
| 90th percentile | 92.3% |
| Mean | 85.3% |
| Minimum | 56.7% |
| Maximum | 217.0% |
Methodology & sources
Year-to-date noninterest expense (RIAD4093) divided by the sum of year-to-date net interest income (RIAD4074) and noninterest income (RIAD4079). Both sides cover the same window, so no annualization is applied. Lower is better.
One row per reporting institution (RSSD) as of 2012-03-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-03.
Year-to-date noninterest expense (RIAD4093) divided by the sum of year-to-date net interest income (RIAD4074) and noninterest income (RIAD4079). Both sides cover the same window, so no annualization is applied. Lower is better.
One row per reporting institution (RSSD) as of 2012-03-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-03.
Evidence samples
- evidence fact dc719015… ÷ denominator 1decccb2…
- evidence fact 5e94a2c5… ÷ denominator 877695f0…
- evidence fact 7f10822a… ÷ denominator 9525a0a4…
Largest institutions in this group
- LAKE SUNAPEE BANK, FSB $1.1B assets · evidence
- BANK OF NEW HAMPSHIRE $1.1B assets · evidence
- MASCOMA BANK $1.0B assets · evidence
- NORTHWAY BANK $814.8M assets · evidence
- CENTRIX BANK AND TRUST $775.9M assets · evidence
Not claimed
- Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
- One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
- Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
- The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
- Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
- sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.
All quarters of this metric · All Banks in New Hampshire benchmarks · All bank benchmarks