Banks in North Dakota — Loan Loss Reserve / Loans, 2002Q4

Population: 104 Call Report filers, reporting date 2002-12-31.

Cite as: FACTANKER, https://factanker.com/banks/state-nd/loan-loss-reserve/2002Q4

← 2002Q3 · 2003Q1 → · latest quarter

10th percentile	1.1%
25th percentile	1.3%
Median	1.6%
75th percentile	2.1%
90th percentile	3.1%
Mean	1.9%
Minimum	0.5%
Maximum	5.9%

Methodology & sources
Allowance for loan and lease losses (item 3123) divided by total loans and leases (item 2122), both at the quarter end. This is the reserve a bank has already set aside — it is NOT a realized loss rate and NOT a non-performing loan ratio.
One row per reporting institution (RSSD) as of 2002-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.

Evidence samples

Largest institutions in this group

COMMUNITY FIRST NATIONAL BANK $5.8B assets · evidence
U.S. BANK NATIONAL ASSOCIATION ND $2.4B assets · evidence
WELLS FARGO BANK NORTH DAKOTA, NATIONAL ASSOCIATION $1.5B assets · evidence
BELL BANK $662.0M assets · evidence
BREMER BANK, NATIONAL ASSOCIATION $533.6M assets · evidence

Not claimed

Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All Banks in North Dakota benchmarks · All bank benchmarks