Banks in North Carolina — Net Interest Income / Assets (annualized), 2023Q4
Population: 42 Call Report filers, reporting date 2023-12-31.
Cite as: FACTANKER, https://factanker.com/banks/state-nc/net-interest-margin/2023Q4
← 2023Q3 · 2024Q1 → · latest quarter
| 10th percentile | 2.2% |
|---|---|
| 25th percentile | 2.5% |
| Median | 3.1% |
| 75th percentile | 3.6% |
| 90th percentile | 4.0% |
| Mean | 3.1% |
| Minimum | 1.8% |
| Maximum | 5.1% |
Methodology & sources
Year-to-date net interest income (RIAD4074), annualized by multiplying with 4 / quarter number, divided by total assets at the quarter end (item 2170). Reported on total assets, not on average earning assets — it is therefore slightly below the classic net interest margin and is labelled accordingly.
One row per reporting institution (RSSD) as of 2023-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-03.
Year-to-date net interest income (RIAD4074), annualized by multiplying with 4 / quarter number, divided by total assets at the quarter end (item 2170). Reported on total assets, not on average earning assets — it is therefore slightly below the classic net interest margin and is labelled accordingly.
One row per reporting institution (RSSD) as of 2023-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-03.
Evidence samples
- evidence fact cea35ab0… ÷ denominator bd97190b…
- evidence fact 76a8bd02… ÷ denominator 9d9ba37f…
- evidence fact 2fd89dfc… ÷ denominator 0652e626…
Largest institutions in this group
- BANK OF AMERICA, NATIONAL ASSOCIATION $2.5T assets · evidence
- TRUIST BANK $527.5B assets · evidence
- FIRST-CITIZENS BANK & TRUST COMPANY $213.6B assets · evidence
- FIRST BANK $12.1B assets · evidence
- LIVE OAK BANKING COMPANY $11.2B assets · evidence
Not claimed
- Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
- One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
- Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
- The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
- Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
- sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.
All quarters of this metric · All Banks in North Carolina benchmarks · All bank benchmarks