Banks in North Carolina — Loans / Deposits, 2026Q1

Population: 37 Call Report filers, reporting date 2026-03-31.

Cite as: FACTANKER, https://factanker.com/banks/state-nc/loan-to-deposit/2026Q1

← 2025Q4 · 2026Q2 → · latest quarter

10th percentile	64.9%
25th percentile	73.5%
Median	83.7%
75th percentile	93.0%
90th percentile	96.2%
Mean	82.8%
Minimum	47.4%
Maximum	122.8%

Methodology & sources
Total loans and leases (item 2122) divided by total deposits (item 2200), both at the quarter end.
One row per reporting institution (RSSD) as of 2026-03-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.

Evidence samples

Largest institutions in this group

BANK OF AMERICA, NATIONAL ASSOCIATION $2.7T assets · evidence
TRUIST BANK $541.2B assets · evidence
FIRST-CITIZENS BANK & TRUST COMPANY $235.5B assets · evidence
LIVE OAK BANKING COMPANY $15.2B assets · evidence
FIRST BANK $12.9B assets · evidence

Not claimed

Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All Banks in North Carolina benchmarks · All bank benchmarks