Banks in Michigan — Net Interest Income / Assets (annualized), 2025Q3
Population: 77 Call Report filers, reporting date 2025-09-30.
Cite as: FACTANKER, https://factanker.com/banks/state-mi/net-interest-margin/2025Q3
← 2025Q2 · 2025Q4 → · latest quarter
| 10th percentile | 2.6% |
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| 25th percentile | 3.2% |
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| Median | 3.6% |
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| 75th percentile | 3.8% |
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| 90th percentile | 4.2% |
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| Mean | 3.4% |
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| Minimum | 0.0% |
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| Maximum | 5.0% |
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Methodology & sources
Year-to-date net interest income (RIAD4074), annualized by multiplying with 4 / quarter number, divided by total assets at the quarter end (item 2170). Reported on total assets, not on average earning assets — it is therefore slightly below the classic net interest margin and is labelled accordingly.
One row per reporting institution (RSSD) as of 2025-09-30; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-03.
Evidence samples
Largest institutions in this group
Not claimed- Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
- One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
- Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
- The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
- Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
- sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.
All quarters of this metric · All Banks in Michigan benchmarks · All bank benchmarks