Banks in Michigan — Equity Capital / Total Assets, 2025Q4

Population: 77 Call Report filers, reporting date 2025-12-31.

Cite as: FACTANKER, https://factanker.com/banks/state-mi/equity-ratio/2025Q4

← 2025Q3 · 2026Q1 → · latest quarter

10th percentile	8.0%
25th percentile	8.6%
Median	9.8%
75th percentile	12.3%
90th percentile	17.5%
Mean	14.5%
Minimum	4.4%
Maximum	99.3%

Methodology & sources
Bank equity capital (item 3210) divided by total assets (item 2170), both at the quarter end.
One row per reporting institution (RSSD) as of 2025-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-03.

Evidence samples

Largest institutions in this group

COMERICA BANK $80.1B assets · evidence
NORTHPOINTE BANK $7.0B assets · evidence
FIRST NATIONAL BANK OF AMERICA $6.7B assets · evidence
MERCANTILE BANK $6.2B assets · evidence
INDEPENDENT BANK $5.5B assets · evidence

Not claimed

Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All Banks in Michigan benchmarks · All bank benchmarks