Banks in Massachusetts — Net Interest Income / Assets (annualized), 2003Q4
Population: 199 Call Report filers, reporting date 2003-12-31.
Cite as: FACTANKER, https://factanker.com/banks/state-ma/net-interest-margin/2003Q4
← 2003Q3 · 2004Q1 → · latest quarter
| 10th percentile | 2.2% |
|---|---|
| 25th percentile | 2.7% |
| Median | 3.1% |
| 75th percentile | 3.5% |
| 90th percentile | 3.9% |
| Mean | 3.0% |
| Minimum | -0.2% |
| Maximum | 5.5% |
Methodology & sources
Year-to-date net interest income (RIAD4074), annualized by multiplying with 4 / quarter number, divided by total assets at the quarter end (item 2170). Reported on total assets, not on average earning assets — it is therefore slightly below the classic net interest margin and is labelled accordingly.
One row per reporting institution (RSSD) as of 2003-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-03.
Year-to-date net interest income (RIAD4074), annualized by multiplying with 4 / quarter number, divided by total assets at the quarter end (item 2170). Reported on total assets, not on average earning assets — it is therefore slightly below the classic net interest margin and is labelled accordingly.
One row per reporting institution (RSSD) as of 2003-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-03.
Evidence samples
- evidence fact df0e49f7… ÷ denominator 2f11d073…
- evidence fact 281d5c30… ÷ denominator 48625ad9…
- evidence fact 81553696… ÷ denominator b5ebfedc…
Largest institutions in this group
- STATE STREET BANK AND TRUST COMPANY $80.4B assets · evidence
- CITIZENS BANK OF MASSACHUSETTS $28.3B assets · evidence
- INVESTORS BANK & TRUST COMPANY $9.2B assets · evidence
- MELLON TRUST OF NEW ENGLAND NATIONAL ASSOCIATION $6.2B assets · evidence
- EASTERN BANK $4.7B assets · evidence
Not claimed
- Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
- One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
- Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
- The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
- Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
- sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.
All quarters of this metric · All Banks in Massachusetts benchmarks · All bank benchmarks