Banks in Louisiana — Loan Loss Reserve / Loans, 2023Q2
Population: 111 Call Report filers, reporting date 2023-06-30.
Cite as: FACTANKER, https://factanker.com/banks/state-la/loan-loss-reserve/2023Q2
← 2023Q1 · 2023Q3 → · latest quarter
| 10th percentile | 0.8% |
|---|---|
| 25th percentile | 1.0% |
| Median | 1.2% |
| 75th percentile | 1.5% |
| 90th percentile | 2.4% |
| Mean | 1.5% |
| Minimum | 0.5% |
| Maximum | 8.9% |
Methodology & sources
Allowance for loan and lease losses (item 3123) divided by total loans and leases (item 2122), both at the quarter end. This is the reserve a bank has already set aside — it is NOT a realized loss rate and NOT a non-performing loan ratio.
One row per reporting institution (RSSD) as of 2023-06-30; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.
Allowance for loan and lease losses (item 3123) divided by total loans and leases (item 2122), both at the quarter end. This is the reserve a bank has already set aside — it is NOT a realized loss rate and NOT a non-performing loan ratio.
One row per reporting institution (RSSD) as of 2023-06-30; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.
Evidence samples
- evidence fact a9f7f0db… ÷ denominator c6c570bb…
- evidence fact 653e4286… ÷ denominator 6a973d02…
- evidence fact 19d3cb33… ÷ denominator d98c9531…
Largest institutions in this group
- CAPITAL ONE, NATIONAL ASSOCIATION $465.0B assets · evidence
- ORIGIN BANK $10.1B assets · evidence
- B1BANK $6.5B assets · evidence
- HOME BANK, NATIONAL ASSOCIATION $3.3B assets · evidence
- FIRST GUARANTY BANK $3.2B assets · evidence
Not claimed
- Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
- One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
- Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
- The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
- Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
- sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.
All quarters of this metric · All Banks in Louisiana benchmarks · All bank benchmarks