U.S. Banks under $100M in Assets — Net Interest Income / Assets (annualized), 2013Q4

Population: 2111 Call Report filers, reporting date 2013-12-31.

Cite as: FACTANKER, https://factanker.com/banks/assets-lt-100m/net-interest-margin/2013Q4

← 2013Q3 · 2014Q1 → · latest quarter

10th percentile	2.2%
25th percentile	2.8%
Median	3.3%
75th percentile	3.7%
90th percentile	4.2%
Mean	3.2%
Minimum	-14.2%
Maximum	21.8%

Methodology & sources
Year-to-date net interest income (RIAD4074), annualized by multiplying with 4 / quarter number, divided by total assets at the quarter end (item 2170). Reported on total assets, not on average earning assets — it is therefore slightly below the classic net interest margin and is labelled accordingly.
One row per reporting institution (RSSD) as of 2013-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.

Evidence samples

Largest institutions in this group

FIDELITY STATE BANK AND TRUST COMPANY $99.9M assets · evidence
COLORADO BANK AND TRUST COMPANY OF LA JUNTA, THE $99.9M assets · evidence
LNB COMMUNITY BANK $99.9M assets · evidence
FIRST NATIONAL BANK OF WILLIAMSON, THE $99.9M assets · evidence
FARMERS & MERCHANTS BANK, THE $99.9M assets · evidence

Not claimed

Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All U.S. Banks under $100M in Assets benchmarks · All bank benchmarks