U.S. Banks under $100M in Assets — Net Income (year to date), 2025Q3
Population: 650 Call Report filers, reporting date 2025-09-30.
Cite as: FACTANKER, https://factanker.com/banks/assets-lt-100m/net-income/2025Q3
← 2025Q2 · 2025Q4 → · latest quarter
| 10th percentile | $-126.0k |
|---|---|
| 25th percentile | $163.2k |
| Median | $404.0k |
| 75th percentile | $748.5k |
| 90th percentile | $1.2M |
| Mean | $1.3M |
| Minimum | $-6.3M |
| Maximum | $352.8M |
Combined total: $816.0M
Methodology & sources
Net income as reported year to date (Call Report item RIAD4340). Call Report income statements are cumulative within the calendar year: a Q2 figure covers six months, a Q4 figure twelve. Not annualized — every institution in a quarter shares the same window, so the percentiles are comparable.
One row per reporting institution (RSSD) as of 2025-09-30; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.
Net income as reported year to date (Call Report item RIAD4340). Call Report income statements are cumulative within the calendar year: a Q2 figure covers six months, a Q4 figure twelve. Not annualized — every institution in a quarter shares the same window, so the percentiles are comparable.
One row per reporting institution (RSSD) as of 2025-09-30; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.
Evidence samples
Largest institutions in this group
- UNITED ORIENT BANK $99.9M assets · evidence
- CITIZENS STATE BANK AND TRUST COMPANY $99.8M assets · evidence
- STRASBURG STATE BANK $99.6M assets · evidence
- BAR HARBOR SAVINGS AND LOAN ASSOCIATION $99.6M assets · evidence
- HOMETOWN COMMUNITY BANK $99.6M assets · evidence
Not claimed
- Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
- One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
- Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
- The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
- Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
- sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.
All quarters of this metric · All U.S. Banks under $100M in Assets benchmarks · All bank benchmarks