U.S. Banks under $100M in Assets — Equity Capital / Total Assets, 2020Q1

Population: 1162 Call Report filers, reporting date 2020-03-31.

Cite as: FACTANKER, https://factanker.com/banks/assets-lt-100m/equity-ratio/2020Q1

← 2019Q4 · 2020Q2 → · latest quarter

10th percentile	9.0%
25th percentile	10.3%
Median	12.4%
75th percentile	15.7%
90th percentile	22.9%
Mean	17.4%
Minimum	2.2%
Maximum	100.0%

Methodology & sources
Bank equity capital (item 3210) divided by total assets (item 2170), both at the quarter end.
One row per reporting institution (RSSD) as of 2020-03-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.

Evidence samples

Largest institutions in this group

PLANTERS AND CITIZENS BANK $100.0M assets · evidence
STATE BANK OF MISSOURI $99.9M assets · evidence
FIRST NATIONAL BANK OF NEVADA, THE $99.9M assets · evidence
ATKINS SAVINGS BANK & TRUST $99.7M assets · evidence
SECURITY STATE BANK OF AITKIN $99.7M assets · evidence

Not claimed

Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All U.S. Banks under $100M in Assets benchmarks · All bank benchmarks