U.S. Banks with $100M-$300M in Assets — Net Interest Income / Assets (annualized), 2023Q4
Population: 1411 Call Report filers, reporting date 2023-12-31.
Cite as: FACTANKER, https://factanker.com/banks/assets-100m-300m/net-interest-margin/2023Q4
← 2023Q3 · 2024Q1 → · latest quarter
| 10th percentile | 2.3% |
|---|---|
| 25th percentile | 2.7% |
| Median | 3.2% |
| 75th percentile | 3.8% |
| 90th percentile | 4.3% |
| Mean | 3.3% |
| Minimum | -1.0% |
| Maximum | 16.7% |
Methodology & sources
Year-to-date net interest income (RIAD4074), annualized by multiplying with 4 / quarter number, divided by total assets at the quarter end (item 2170). Reported on total assets, not on average earning assets — it is therefore slightly below the classic net interest margin and is labelled accordingly.
One row per reporting institution (RSSD) as of 2023-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.
Year-to-date net interest income (RIAD4074), annualized by multiplying with 4 / quarter number, divided by total assets at the quarter end (item 2170). Reported on total assets, not on average earning assets — it is therefore slightly below the classic net interest margin and is labelled accordingly.
One row per reporting institution (RSSD) as of 2023-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.
Evidence samples
- evidence fact 6303fedb… ÷ denominator 109d9111…
- evidence fact a89771b2… ÷ denominator f99e7894…
- evidence fact a99eb0e1… ÷ denominator 0e8d9894…
Largest institutions in this group
- CITIZENS DEPOSIT BANK OF ARLINGTON, INC. $299.9M assets · evidence
- FIRST NATIONAL BANK OF PANA $299.9M assets · evidence
- SECURITY STATE BANK $299.5M assets · evidence
- LLANO NATIONAL BANK $299.4M assets · evidence
- FIRST NATIONAL BANK OF BELLEVUE, THE $299.2M assets · evidence
Not claimed
- Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
- One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
- Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
- The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
- Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
- sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.
All quarters of this metric · All U.S. Banks with $100M-$300M in Assets benchmarks · All bank benchmarks