U.S. Banks with $100M-$300M in Assets — Net Interest Income / Assets (annualized), 2022Q4
Population: 1469 Call Report filers, reporting date 2022-12-31.
Cite as: FACTANKER, https://factanker.com/banks/assets-100m-300m/net-interest-margin/2022Q4
← 2022Q3 · 2023Q1 → · latest quarter
| 10th percentile | 2.4% |
|---|---|
| 25th percentile | 2.7% |
| Median | 3.1% |
| 75th percentile | 3.5% |
| 90th percentile | 3.9% |
| Mean | 3.1% |
| Minimum | -0.3% |
| Maximum | 17.2% |
Methodology & sources
Year-to-date net interest income (RIAD4074), annualized by multiplying with 4 / quarter number, divided by total assets at the quarter end (item 2170). Reported on total assets, not on average earning assets — it is therefore slightly below the classic net interest margin and is labelled accordingly.
One row per reporting institution (RSSD) as of 2022-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.
Year-to-date net interest income (RIAD4074), annualized by multiplying with 4 / quarter number, divided by total assets at the quarter end (item 2170). Reported on total assets, not on average earning assets — it is therefore slightly below the classic net interest margin and is labelled accordingly.
One row per reporting institution (RSSD) as of 2022-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.
Evidence samples
- evidence fact 35a1da26… ÷ denominator 45565106…
- evidence fact a5b4942f… ÷ denominator 60a2ad3a…
- evidence fact 1d085d4f… ÷ denominator c97a1058…
Largest institutions in this group
- CUMBERLAND SECURITY BANK, INC. $300.0M assets · evidence
- BRIGHTON BANK $299.7M assets · evidence
- LLANO NATIONAL BANK $299.5M assets · evidence
- FIRST BANK OF OHIO $299.5M assets · evidence
- COMMUNITY BANK $299.5M assets · evidence
Not claimed
- Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
- One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
- Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
- The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
- Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
- sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.
All quarters of this metric · All U.S. Banks with $100M-$300M in Assets benchmarks · All bank benchmarks