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U.S. Banks with $100M-$300M in Assets — Net Interest Income / Assets (annualized), 2008Q4

Population: 2661 Call Report filers, reporting date 2008-12-31.

Cite as: FACTANKER, https://factanker.com/banks/assets-100m-300m/net-interest-margin/2008Q4

← 2008Q3 · 2009Q1 → · latest quarter

10th percentile2.5%
25th percentile2.9%
Median3.4%
75th percentile3.8%
90th percentile4.2%
Mean3.4%
Minimum-0.4%
Maximum13.6%
Methodology & sources
Year-to-date net interest income (RIAD4074), annualized by multiplying with 4 / quarter number, divided by total assets at the quarter end (item 2170). Reported on total assets, not on average earning assets — it is therefore slightly below the classic net interest margin and is labelled accordingly.
One row per reporting institution (RSSD) as of 2008-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-10-25.

Evidence samples

Largest institutions in this group

Not claimed
  • Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
  • One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
  • Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
  • The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
  • Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
  • sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All U.S. Banks with $100M-$300M in Assets benchmarks · All bank benchmarks

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