All U.S. Call Report Filers — Efficiency Ratio
Population: 4286 Call Report filers, latest quarter 2026Q2 (reporting date 2026-06-30).
Cite as: FACTANKER, https://factanker.com/banks/all/efficiency-ratio
| 10th percentile | 45.7% |
|---|---|
| 25th percentile | 53.6% |
| Median | 62.5% |
| 75th percentile | 73.1% |
| 90th percentile | 84.6% |
| Mean | 65.4% |
| Minimum | 0.1% |
| Maximum | 794.9% |
Year-to-date noninterest expense (RIAD4093) divided by the sum of year-to-date net interest income (RIAD4074) and noninterest income (RIAD4079). Both sides cover the same window, so no annualization is applied. Lower is better.
One row per reporting institution (RSSD); percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-10-18.
Evidence samples
- evidence fact b7aaab93… ÷ denominator 436038a4…
- evidence fact df9e30d1… ÷ denominator f11af7db…
- evidence fact 89684830… ÷ denominator fae62d84…
By quarter
| 2026 | Q1 Q2 |
|---|---|
| 2025 | Q1 Q2 Q3 Q4 |
| 2024 | Q1 Q2 Q3 Q4 |
| 2023 | Q1 Q2 Q3 Q4 |
| 2022 | Q1 Q2 Q3 Q4 |
| 2021 | Q1 Q2 Q3 Q4 |
| 2020 | Q1 Q2 Q3 Q4 |
| 2019 | Q1 Q2 Q3 Q4 |
| 2018 | Q1 Q2 Q3 Q4 |
| 2017 | Q1 Q2 Q3 Q4 |
| 2016 | Q1 Q2 Q3 Q4 |
| 2015 | Q1 Q2 Q3 Q4 |
| 2014 | Q1 Q2 Q3 Q4 |
| 2013 | Q1 Q2 Q3 Q4 |
| 2012 | Q1 Q2 Q3 Q4 |
| 2011 | Q1 Q2 Q3 Q4 |
| 2010 | Q1 Q2 Q3 Q4 |
| 2009 | Q1 Q2 Q3 Q4 |
| 2008 | Q1 Q2 Q3 Q4 |
| 2007 | Q1 Q2 Q3 Q4 |
| 2006 | Q1 Q2 Q3 Q4 |
| 2005 | Q1 Q2 Q3 Q4 |
| 2004 | Q1 Q2 Q3 Q4 |
| 2003 | Q1 Q2 Q3 Q4 |
| 2002 | Q1 Q2 Q3 Q4 |
| 2001 | Q1 Q2 Q3 Q4 |
All All U.S. Call Report Filers benchmarks · All bank benchmarks
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