bank holding company · RSSD 2805375 · SC
How big is HCSB FINANCIAL CORPORATION?
HCSB FINANCIAL CORPORATION (SC, RSSD 2805375) reported consolidated total assets of $421.8M, deposits of $391.4M and a Tier 1 risk-based capital ratio of -3.61% in its FR Y-9C for 2014Q4. That ranks 1095 of 1,129 bank holding companies by assets, 507 of 541 among bank holding companies under $1b in assets, 11 of 13 bank holding companies in south carolina.
What stands out
HCSB FINANCIAL CORPORATION (SC, RSSD 2805375) reported consolidated total assets of $421.8M, deposits of $391.4M and a Tier 1 risk-based capital ratio of -3.61% in its FR Y-9C for 2014Q4. That ranks 1095 of 1,129 bank holding companies by assets, 507 of 541 among bank holding companies under $1b in assets, 11 of 13 bank holding companies in south carolina. Against its size class: tier 1 risk-based capital ratio -3.61%, below the peer median of 14.17%; tier 1 leverage ratio -2.36%, below the peer median of 10.05%; return on assets -0.07%, below the peer median of 0.76%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of -3.61% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2014Q4; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2014Q4
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2014Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $421.8M | $668.9M | $559.8M | $1.1B | record → |
| Total deposits | $391.4M | $544.8M | $462.7M | $835.6M | record → |
| Loans and leases | $235.5M | $440.7M | $348.2M | $702.8M | record → |
| Net income (year to date) | $-292.0k | $5.2M | $5.1M | $9.3M | record → |
| Total equity capital | $-11.2M | $66.6M | $67.4M | $107.5M | record → |
| Equity to assets | -2.67% | 9.86% | 9.87% | 10.17% | computed |
| Tier 1 risk-based capital ratio | -3.61% | 14.17% | 14.39% | 13.59% | record → |
| Total risk-based capital ratio | -3.61% | 15.44% | 15.65% | 15.05% | record → |
| Tier 1 leverage ratio | -2.36% | 10.05% | 9.52% | 9.96% | record → |
| Return on assets | -0.07% | 0.76% | 0.69% | 0.82% | computed |
Quarter by quarter
38 reports on record, 2002Q3–2014Q4; the 38 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2014Q4 | $421.8M | $391.4M | $235.5M | $-292.0k | $-11.2M | -3.61% | 1095 |
| 2014Q3 | $434.4M | $401.2M | $245.6M | $-512.0k | $-12.5M | -3.46% | 1096 |
| 2014Q2 | $453.3M | $419.6M | $251.4M | $243.0k | $-11.8M | -3.18% | 1096 |
| 2014Q1 | $458.2M | $426.6M | $255.1M | $317.0k | $-13.6M | -3.13% | 1112 |
| 2013Q4 | $434.8M | $406.2M | $256.4M | $1.8M | $-16.4M | -3.19% | 1097 |
| 2013Q3 | $455.0M | $424.7M | $266.6M | $332.0k | $-16.1M | -3.53% | 1103 |
| 2013Q2 | $466.4M | $434.2M | $286.6M | $365.0k | $-14.9M | -3.43% | 1106 |
| 2013Q1 | $468.8M | $434.9M | $290.2M | $721.0k | $-11.0M | -3.26% | 1115 |
| 2012Q4 | $471.4M | $435.7M | $302.2M | $-6.9M | $-9.1M | -2.67% | 1076 |
| 2012Q3 | $512.5M | $474.1M | $324.9M | $-5.2M | $-7.4M | -2.07% | 1057 |
| 2012Q2 | $531.0M | $481.5M | $336.8M | $-1.5M | $-4.6M | -1.02% | 1040 |
| 2012Q1 | $536.7M | $489.8M | $350.8M | $-256.0k | $-4.3M | -0.68% | 1038 |
| 2011Q4 | $535.7M | $490.9M | $367.0M | $-29.0M | $-5.2M | 0.89% | 894 |
| 2011Q3 | $544.4M | $493.6M | $391.4M | $-24.9M | $472.0k | 1.82% | 876 |
| 2011Q2 | $574.2M | $515.5M | $410.6M | $-21.6M | $4.1M | 2.46% | 835 |
| 2011Q1 | $656.4M | $560.5M | $426.4M | $-7.7M | $17.5M | 4.47% | 723 |
| 2010Q4 | $787.4M | $629.0M | $445.7M | $-17.3M | $26.5M | 5.60% | 611 |
| 2010Q3 | $804.5M | $628.3M | $472.1M | $-8.7M | $37.1M | 7.78% | 599 |
| 2010Q2 | $795.7M | $617.3M | $484.6M | $-5.7M | $39.1M | 8.33% | 614 |
| 2010Q1 | $776.6M | $600.2M | $493.0M | $-25.0k | $44.4M | 9.45% | 632 |
| 2009Q4 | $759.6M | $578.3M | $493.3M | $-1.3M | $45.1M | 8.37% | 650 |
| 2009Q3 | $777.1M | $592.2M | $483.8M | $45.0k | $48.1M | 9.79% | 633 |
| 2009Q2 | $703.5M | $525.0M | $471.5M | $-245.0k | $47.0M | 10.19% | 697 |
| 2009Q1 | $693.1M | $520.2M | $449.1M | $-359.0k | $47.9M | 10.74% | 710 |
| 2005Q4 | $331.7M | $254.1M | $235.7M | $2.4M | $25.3M | 12.78% | 1274 |
| 2005Q3 | $331.6M | $254.9M | $234.8M | $1.7M | $24.9M | 12.59% | 1256 |
| 2005Q2 | $323.0M | $247.7M | $229.0M | $1.2M | $24.5M | 10.17% | 1250 |
| 2005Q1 | $308.4M | $233.2M | $217.8M | $677.0k | $23.9M | 10.31% | 1280 |
| 2004Q4 | $296.6M | $222.4M | $212.8M | $2.1M | $23.5M | 13.02% | 1317 |
| 2004Q3 | $290.4M | $229.4M | $219.1M | $1.4M | $22.9M | 10.02% | 1321 |
| 2004Q2 | $281.9M | $221.9M | $221.0M | $937.0k | $21.9M | 9.83% | 1335 |
| 2004Q1 | $279.0M | $218.4M | $202.3M | $574.0k | $22.1M | 10.39% | 1336 |
| 2003Q4 | $269.7M | $209.9M | $192.3M | $1.6M | $21.5M | 10.59% | 1346 |
| 2003Q3 | $264.5M | $205.2M | $191.2M | $1.1M | $21.0M | 10.52% | 1347 |
| 2003Q2 | $260.6M | $201.9M | $183.7M | $581.0k | $20.8M | 10.50% | 1334 |
| 2003Q1 | $252.2M | $193.9M | $174.6M | $253.0k | $20.3M | 10.74% | 1355 |
| 2002Q4 | $211.6M | $164.2M | $162.8M | $1.2M | $19.9M | 11.68% | 1585 |
| 2002Q3 | $207.9M | $160.4M | $156.6M | $782.0k | $19.5M | 11.85% | 1585 |
Machine access — free, no API key
Every figure shown here about How big is HCSB FINANCIAL CORPORATION? $421.8M in assets, Tier 1 ratio -3.61% (2014Q4 FR Y can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.
These figures are public records, not protected text. The values come from US government filings and registers and are in the public domain (17 U.S.C. §105) or CC0, stated per fact. Facts themselves carry no copyright. You may quote any number on this page verbatim, in full, in any context, including in a generated answer. No permission is needed and no licence has to be accepted. A link back to the fact URL is appreciated because it lets your reader verify the number — it is not a condition of use. This applies to the values, their units, periods and source references. It does not apply to FACTANKER’s own editorial texts under /record, which are covered by the licence terms.