bank holding company · RSSD 2728157 · NY
How big is BERKSHIRE BANCORP INC.?
BERKSHIRE BANCORP INC. (NY, RSSD 2728157) reported consolidated total assets of $762.4M, deposits of $590.2M and a Tier 1 risk-based capital ratio of 36.54% in its FR Y-9C for 2014Q4. That ranks 760 of 1,129 bank holding companies by assets, 172 of 541 among bank holding companies under $1b in assets, 42 of 51 bank holding companies in new york.
What stands out
BERKSHIRE BANCORP INC. (NY, RSSD 2728157) reported consolidated total assets of $762.4M, deposits of $590.2M and a Tier 1 risk-based capital ratio of 36.54% in its FR Y-9C for 2014Q4. That ranks 760 of 1,129 bank holding companies by assets, 172 of 541 among bank holding companies under $1b in assets, 42 of 51 bank holding companies in new york. Against its size class: tier 1 risk-based capital ratio 36.54%, above the peer median of 14.17%; tier 1 leverage ratio 16.95%, above the peer median of 10.05%; return on assets 0.44%, below the peer median of 0.76%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 36.54% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2014Q4; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2014Q4
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2014Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $762.4M | $668.9M | $4.5B | $1.1B | record → |
| Total deposits | $590.2M | $544.8M | $2.8B | $835.6M | record → |
| Loans and leases | $303.6M | $440.7M | $3.2B | $702.8M | record → |
| Net income (year to date) | $3.4M | $5.2M | $23.0M | $9.3M | record → |
| Total equity capital | $136.6M | $66.6M | $436.1M | $107.5M | record → |
| Equity to assets | 17.91% | 9.86% | 9.64% | 10.17% | computed |
| Tier 1 risk-based capital ratio | 36.54% | 14.17% | 13.61% | 13.59% | record → |
| Total risk-based capital ratio | 37.80% | 15.44% | 15.08% | 15.05% | record → |
| Tier 1 leverage ratio | 16.95% | 10.05% | 9.23% | 9.96% | record → |
| Return on assets | 0.44% | 0.76% | 0.67% | 0.82% | computed |
Quarter by quarter
64 reports on record, 1999Q1–2014Q4; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2014Q4 | $762.4M | $590.2M | $303.6M | $3.4M | $136.6M | 36.54% | 760 |
| 2014Q3 | $767.4M | $597.0M | $297.0M | $2.5M | $133.9M | 37.27% | 750 |
| 2014Q2 | $761.1M | $591.0M | $295.3M | $2.4M | $134.3M | 37.06% | 748 |
| 2014Q1 | $769.8M | $604.9M | $315.3M | $819.0k | $129.5M | 33.74% | 740 |
| 2013Q4 | $773.0M | $613.8M | $317.0M | $-2.5M | $124.5M | 32.76% | 729 |
| 2013Q3 | $775.8M | $612.6M | $304.6M | $2.9M | $127.2M | 35.48% | 724 |
| 2013Q2 | $789.8M | $608.0M | $305.9M | $1.8M | $130.5M | 35.69% | 716 |
| 2013Q1 | $799.7M | $610.4M | $297.6M | $951.0k | $137.3M | 36.47% | 713 |
| 2012Q4 | $828.0M | $642.5M | $295.2M | $12.4M | $134.3M | 37.06% | 681 |
| 2012Q3 | $847.1M | $651.0M | $308.9M | $8.7M | $132.4M | 36.36% | 659 |
| 2012Q2 | $888.0M | $680.8M | $320.3M | $5.5M | $126.5M | 38.65% | 632 |
| 2012Q1 | $889.1M | $679.5M | $321.9M | $2.1M | $123.5M | 35.03% | 636 |
| 2011Q4 | $862.1M | $658.9M | $317.0M | $49.8M | $115.5M | 34.18% | 557 |
| 2011Q3 | $852.6M | $650.2M | $331.0M | $47.2M | $114.0M | 35.15% | 553 |
| 2011Q2 | $891.0M | $674.2M | $346.7M | $44.2M | $118.5M | 33.73% | 532 |
| 2011Q1 | $842.6M | $679.6M | $349.6M | $1.5M | $74.7M | 22.49% | 568 |
| 2010Q4 | $829.9M | $670.1M | $366.3M | $-13.5M | $71.6M | 21.40% | 581 |
| 2010Q3 | $861.5M | $681.4M | $375.9M | $3.4M | $88.6M | 21.05% | 555 |
| 2010Q2 | $856.7M | $679.9M | $383.3M | $1.8M | $83.6M | 19.92% | 562 |
| 2010Q1 | $915.0M | $716.5M | $403.8M | $1.2M | $88.4M | 18.81% | 528 |
| 2009Q4 | $909.3M | $713.4M | $430.3M | $-2.2M | $85.2M | 18.09% | 533 |
| 2009Q3 | $886.2M | $687.6M | $441.4M | $-3.8M | $77.2M | 17.31% | 540 |
| 2009Q2 | $865.5M | $670.9M | $446.3M | $-1.4M | $70.6M | 17.61% | 563 |
| 2009Q1 | $874.5M | $688.0M | $453.9M | $1.1M | $58.8M | 16.89% | 558 |
| 2008Q4 | $943.7M | $726.1M | $466.8M | $-79.9M | $66.0M | 16.03% | 505 |
| 2008Q3 | $940.6M | $784.7M | $476.5M | $-83.4M | $7.0M | 7.23% | 491 |
| 2008Q2 | $1.1B | $822.3M | $460.4M | $5.3M | $112.4M | 17.37% | 424 |
| 2008Q1 | $1.1B | $822.5M | $445.4M | $2.6M | $117.4M | 16.89% | 429 |
| 2007Q4 | $1.1B | $853.2M | $434.8M | $5.4M | $124.3M | 17.56% | 408 |
| 2007Q3 | $1.1B | $821.5M | $396.8M | $3.4M | $121.2M | 18.98% | 424 |
| 2007Q2 | $993.0M | $777.1M | $380.8M | $2.1M | $116.8M | 20.22% | 447 |
| 2007Q1 | $991.4M | $772.3M | $378.2M | $1.1M | $118.1M | 22.33% | 445 |
| 2006Q4 | $948.6M | $681.5M | $370.9M | $4.9M | $115.8M | 23.37% | 461 |
| 2006Q3 | $914.8M | $657.7M | $353.2M | $3.3M | $113.6M | 25.06% | 470 |
| 2006Q2 | $936.5M | $667.5M | $315.9M | $2.4M | $108.0M | 27.72% | 453 |
| 2006Q1 | $952.4M | $684.3M | $306.9M | $1.5M | $109.3M | 28.49% | 437 |
| 2005Q4 | $977.5M | $680.3M | $309.2M | $5.5M | $108.7M | 27.95% | 458 |
| 2005Q3 | $950.3M | $651.9M | $281.5M | $4.3M | $109.9M | 31.05% | 461 |
| 2005Q2 | $1.0B | $616.6M | $294.4M | $3.0M | $109.3M | 30.09% | 429 |
| 2005Q1 | $1.0B | $649.5M | $284.8M | $1.7M | $105.0M | 28.07% | 420 |
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