bank holding company · RSSD 2609975 · NJ
How big is OCEANFIRST FINANCIAL CORP.?
OCEANFIRST FINANCIAL CORP. (NJ, RSSD 2609975) reported consolidated total assets of $11.6B, deposits of $9.5B and a Tier 1 risk-based capital ratio of 12.67% in its FR Y-9C for 2021Q1. That ranks 138 of 349 bank holding companies by assets, 100 of 112 among bank holding companies with $10b-$100b in assets, 4 of 14 bank holding companies in new jersey.
What stands out
OCEANFIRST FINANCIAL CORP. (NJ, RSSD 2609975) reported consolidated total assets of $11.6B, deposits of $9.5B and a Tier 1 risk-based capital ratio of 12.67% in its FR Y-9C for 2021Q1. That ranks 138 of 349 bank holding companies by assets, 100 of 112 among bank holding companies with $10b-$100b in assets, 4 of 14 bank holding companies in new jersey. Against its size class: tier 1 risk-based capital ratio 12.67%, below the peer median of 12.71%; tier 1 leverage ratio 9.86%, above the peer median of 9.14%; return on assets 1.13%, below the peer median of 1.33%. At 12.67% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 9.86% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $11.6B | $19.3B | $7.4B | $7.7B | record → |
| Total deposits | $9.5B | $16.0B | $5.7B | $6.1B | record → |
| Loans and leases | $7.9B | $12.3B | $5.5B | $5.3B | record → |
| Net income (year to date) | $32.7M | $64.7M | $20.9M | $25.6M | record → |
| Total equity capital | $1.5B | $2.4B | $761.3M | $832.0M | record → |
| Equity to assets | 12.93% | 10.99% | 11.45% | 10.46% | computed |
| Tier 1 risk-based capital ratio | 12.67% | 12.71% | 12.73% | 13.18% | record → |
| Total risk-based capital ratio | 15.45% | 14.79% | 15.26% | 15.34% | record → |
| Tier 1 leverage ratio | 9.86% | 9.14% | 10.16% | 9.48% | record → |
| Return on assets | 1.13% | 1.33% | 1.27% | 1.34% | computed |
Quarter by quarter
37 reports on record, 2012Q1–2021Q1; the 37 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $11.6B | $9.5B | $7.9B | $32.7M | $1.5B | 12.67% | 138 |
| 2020Q4 | $11.5B | $9.4B | $7.8B | $63.3M | $1.5B | 12.65% | 134 |
| 2020Q3 | $11.7B | $9.3B | $8.4B | $30.2M | $1.5B | 12.16% | 134 |
| 2020Q2 | $11.4B | $9.0B | $8.4B | $35.2M | $1.5B | 12.46% | 134 |
| 2020Q1 | $10.5B | $7.9B | $8.0B | $16.5M | $1.4B | 11.61% | 135 |
| 2019Q4 | $8.3B | $6.3B | $6.2B | $88.6M | $1.2B | 13.19% | 152 |
| 2019Q3 | $8.1B | $6.2B | $6.1B | $65.1M | $1.1B | 13.24% | 151 |
| 2019Q2 | $8.0B | $6.2B | $6.0B | $40.2M | $1.1B | 13.44% | 150 |
| 2019Q1 | $8.1B | $6.3B | $6.0B | $21.2M | $1.1B | 13.13% | 147 |
| 2018Q4 | $7.5B | $5.8B | $5.6B | $71.9M | $1.0B | 13.32% | 153 |
| 2018Q3 | $7.6B | $5.9B | $5.6B | $45.2M | $1.0B | 13.33% | 150 |
| 2018Q2 | $7.8B | $5.8B | $5.6B | $21.1M | $1.0B | 12.78% | 146 |
| 2018Q1 | $7.5B | $5.9B | $5.4B | $5.4M | $1.0B | 12.59% | 151 |
| 2017Q4 | $5.4B | $4.4B | $4.0B | $42.5M | $601.9M | 12.57% | 179 |
| 2017Q3 | $5.4B | $4.4B | $3.9B | $32.5M | $596.3M | 13.12% | 178 |
| 2017Q2 | $5.2B | $4.2B | $3.9B | $19.7M | $587.3M | 12.64% | 182 |
| 2017Q1 | $5.2B | $4.2B | $3.8B | $12.0M | $582.7M | 12.50% | 182 |
| 2016Q4 | $5.2B | $4.2B | $3.8B | $23.0M | $572.0M | 12.51% | 180 |
| 2016Q3 | $4.2B | $3.3B | $3.1B | $17.0M | $417.2M | 12.42% | 204 |
| 2016Q2 | $4.1B | $3.2B | $3.2B | $7.9M | $409.3M | 11.77% | 202 |
| 2016Q1 | $2.6B | $2.0B | $2.0B | $4.2M | $241.1M | 13.54% | 288 |
| 2015Q4 | $2.6B | $1.9B | $2.0B | $20.3M | $238.4M | 13.87% | 281 |
| 2015Q3 | $2.6B | $2.0B | $2.0B | $15.1M | $234.7M | — | 277 |
| 2015Q2 | $2.4B | $1.8B | $1.8B | $10.4M | $221.5M | — | 293 |
| 2015Q1 | $2.4B | $1.8B | $1.8B | $5.3M | $220.3M | — | 290 |
| 2014Q4 | $2.4B | $1.7B | $1.7B | $19.9M | $218.3M | — | 287 |
| 2014Q3 | $2.3B | $1.8B | $1.7B | $15.0M | $218.7M | — | 284 |
| 2014Q2 | $2.3B | $1.7B | $1.7B | $9.8M | $215.8M | — | 277 |
| 2014Q1 | $2.3B | $1.7B | $1.6B | $4.7M | $216.2M | — | 280 |
| 2013Q4 | $2.3B | $1.8B | $1.6B | $16.3M | $214.3M | — | 282 |
| 2013Q3 | $2.3B | $1.8B | $1.5B | $14.4M | $213.8M | — | 275 |
| 2013Q2 | $2.3B | $1.7B | $1.5B | $9.4M | $216.3M | — | 270 |
| 2013Q1 | $2.3B | $1.8B | $1.5B | $4.4M | $219.6M | — | 273 |
| 2012Q4 | $2.3B | $1.7B | $1.6B | $20.0M | $219.8M | — | 274 |
| 2012Q3 | $2.3B | $1.8B | $1.6B | $16.0M | $219.7M | — | 265 |
| 2012Q2 | $2.3B | $1.7B | $1.6B | $11.0M | $218.8M | — | 262 |
| 2012Q1 | $2.3B | $1.7B | $1.6B | $5.6M | $220.5M | — | 265 |
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