bank holding company · RSSD 2519038 · OR
How big is CITIZENS BANCORP?
CITIZENS BANCORP (OR, RSSD 2519038) reported consolidated total assets of $580.0M, deposits of $474.8M and a Tier 1 risk-based capital ratio of 15.44% in its FR Y-9C for 2014Q4. That ranks 972 of 1,129 bank holding companies by assets, 384 of 541 among bank holding companies under $1b in assets, 4 of 4 bank holding companies in oregon.
What stands out
CITIZENS BANCORP (OR, RSSD 2519038) reported consolidated total assets of $580.0M, deposits of $474.8M and a Tier 1 risk-based capital ratio of 15.44% in its FR Y-9C for 2014Q4. That ranks 972 of 1,129 bank holding companies by assets, 384 of 541 among bank holding companies under $1b in assets, 4 of 4 bank holding companies in oregon. Against its size class: tier 1 risk-based capital ratio 15.44%, above the peer median of 14.17%; tier 1 leverage ratio 10.99%, above the peer median of 10.05%; return on assets 0.72%, below the peer median of 0.76%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 15.44% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2014Q4; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2014Q4
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2014Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $580.0M | $668.9M | — | $1.1B | record → |
| Total deposits | $474.8M | $544.8M | — | $835.6M | record → |
| Loans and leases | $342.4M | $440.7M | — | $702.8M | record → |
| Net income (year to date) | $4.2M | $5.2M | — | $9.3M | record → |
| Total equity capital | $63.2M | $66.6M | — | $107.5M | record → |
| Equity to assets | 10.89% | 9.86% | — | 10.17% | computed |
| Tier 1 risk-based capital ratio | 15.44% | 14.17% | — | 13.59% | record → |
| Total risk-based capital ratio | 16.40% | 15.44% | — | 15.05% | record → |
| Tier 1 leverage ratio | 10.99% | 10.05% | — | 9.96% | record → |
| Return on assets | 0.72% | 0.76% | — | 0.82% | computed |
Quarter by quarter
38 reports on record, 1997Q3–2014Q4; the 38 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2014Q4 | $580.0M | $474.8M | $342.4M | $4.2M | $63.2M | 15.44% | 972 |
| 2014Q3 | $569.1M | $466.2M | $330.0M | $3.1M | $64.1M | 16.32% | 978 |
| 2014Q2 | $548.2M | $450.2M | $334.4M | $1.8M | $63.0M | 16.00% | 1013 |
| 2014Q1 | $537.4M | $437.4M | $320.7M | $834.0k | $62.0M | 16.26% | 1043 |
| 2005Q4 | $338.7M | $254.1M | $233.8M | $5.3M | $42.3M | 15.57% | 1251 |
| 2005Q3 | $348.9M | $263.7M | $242.0M | $4.0M | $43.2M | 15.45% | 1205 |
| 2005Q2 | $343.7M | $252.3M | $236.9M | $2.6M | $41.7M | 15.32% | 1192 |
| 2005Q1 | $331.2M | $235.1M | $224.7M | $1.3M | $40.2M | 15.65% | 1209 |
| 2004Q4 | $334.6M | $235.5M | $213.7M | $4.4M | $38.4M | 15.29% | 1181 |
| 2004Q3 | $326.8M | $235.6M | $199.0M | $3.4M | $39.8M | 16.62% | 1185 |
| 2004Q2 | $335.2M | $247.3M | $191.9M | $2.1M | $38.3M | 16.64% | 1143 |
| 2004Q1 | $326.9M | $237.9M | $186.9M | $1.0M | $37.7M | 16.45% | 1146 |
| 2003Q4 | $326.3M | $235.8M | $187.8M | $5.0M | $35.6M | 15.64% | 1128 |
| 2003Q3 | $328.3M | $244.5M | $187.9M | $3.9M | $36.6M | 16.24% | 1096 |
| 2003Q2 | $318.3M | $231.9M | $190.6M | $2.6M | $35.4M | 15.80% | 1112 |
| 2003Q1 | $307.0M | $230.1M | $187.9M | $1.2M | $34.3M | 15.86% | 1129 |
| 2002Q4 | $312.6M | $227.4M | $180.9M | $4.9M | $32.3M | 15.24% | 1080 |
| 2002Q3 | $309.2M | $233.8M | $181.2M | $3.8M | $33.1M | 15.77% | 1073 |
| 2002Q2 | $295.0M | $237.4M | $182.2M | $2.4M | $31.9M | 15.31% | 1096 |
| 2002Q1 | $287.6M | $233.5M | $172.3M | $1.1M | $30.8M | 15.51% | 1098 |
| 2001Q4 | $278.5M | $231.8M | $173.3M | $4.0M | $29.5M | 15.08% | 1122 |
| 2001Q3 | $274.4M | $222.3M | $169.8M | $2.9M | $30.5M | 15.67% | 1121 |
| 2001Q2 | $259.0M | $211.4M | $169.9M | $1.9M | $29.8M | 16.09% | 1162 |
| 2001Q1 | $247.2M | $203.6M | $166.5M | $945.0k | $28.8M | 17.02% | 1198 |
| 2000Q4 | $244.4M | $201.0M | $160.4M | $3.6M | $27.1M | — | 1198 |
| 2000Q3 | $242.7M | $197.9M | $156.9M | $2.7M | $27.4M | — | 1172 |
| 2000Q2 | $242.3M | $195.9M | $155.8M | $1.8M | $26.3M | — | 1150 |
| 2000Q1 | $237.4M | $195.2M | $146.9M | $965.0k | $25.3M | — | 1146 |
| 1999Q4 | $239.6M | $194.4M | $141.8M | $3.3M | $24.3M | — | 1129 |
| 1999Q3 | $242.7M | $194.7M | $137.1M | $2.5M | $25.2M | — | 1103 |
| 1999Q2 | $244.3M | $191.9M | $133.9M | $1.7M | $24.3M | — | 1075 |
| 1999Q1 | $230.7M | $186.4M | $134.8M | $794.0k | $23.8M | — | 1110 |
| 1998Q4 | $234.1M | $188.3M | $132.1M | $3.8M | $22.6M | — | 1093 |
| 1998Q3 | $221.1M | $179.1M | $134.6M | $2.9M | $23.1M | — | 1125 |
| 1998Q2 | $211.1M | $168.1M | $134.7M | $1.9M | $21.9M | — | 1166 |
| 1998Q1 | $197.9M | $160.1M | $126.0M | $941.0k | $20.9M | — | 1212 |
| 1997Q4 | $200.1M | $161.7M | $121.5M | $3.3M | $19.4M | — | 1205 |
| 1997Q3 | $190.9M | $158.2M | $122.3M | $2.5M | $19.9M | — | 1222 |
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